Victoria Teachers Mutual Bank credit cards

Victoria Teachers Mutual Bank
Victoria Teachers Mutual Bank's overall rating for credit cards

(as rated by the Mozo community)

8.8 / 10

based on 11 reviews

Don’t let the name fool you - you don’t have to be a teacher to bank with Victoria Teachers Mutual Bank. Whether you're after cost-effective and simple or a premium credit card that won’t bust your budget, there’s a piece of plastic here for you.

Rates and fees verified as correct at 08 December, 2016. Other information correct at the time of writing.

What credit cards do Victoria Teachers Mutual Bank offer?

Low rate credit cards Low rate credit cards

After a credit card to keep costs down and have you managing your spending budget like a pro? Check out a low rate credit card from Victoria Teachers Mutual Bank. This cost effective piece of plastic is the perfect addition to any wallet.

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.94% p.a.

$0

55

9.99% p.a.

$84

55


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Low fee credit cards Low fee credit cards

Say goodbye to annual fees with the low fee credit card option from Teachers Mutual Bank. This piece of plastic will have you spending with ease and confidence, knowing there isn't a hefty credit card bill waiting at the end of the shopping trip.

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.94% p.a.

$0

55


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Prestige cards Prestige cards

Like a little luxury with your credit card spend? Upgrade to a Victoria Teachers Mutual Bank premium credit card. With a super low interest rate and reasonable annual fee, this is a perfect premium options for splurgy spenders whose budget is a little tight.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

9.99% p.a.

$84


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Frequently Asked Questions about Victoria Teachers Mutual Bank credit cards

    How may interest free days do I get on my Victoria Teachers Mutual Bank credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    What rewards will I earn with my Victoria Teachers Mutual Bank credit card?

    Can I use my Victoria Teachers Mutual Bank credit card for a balance transfer?

    Will my Victoria Teachers Mutual Bank credit card work overseas?

    Can I use payWave with my Victoria Teachers Mutual Bank credit card?

    How can I keep my Victoria Teachers Mutual Bank credit card secure?

How are Victoria Teachers Mutual Bank credit cards rated?

Mozo users have rated Victoria Teachers Mutual Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Victoria Teachers Mutual Bank credit cards

Overall 8.8*

Price

Features

Customer service

Convenience

Trust

11 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Victoria Teachers Mutual Bank credit card reviews Recent Victoria Teachers Mutual Bank credit card reviews

Victoria Teachers Mutual Bank

Victoria Teachers Mutual Bank Visa Classic Credit Card credit card review

Overall rating   10 / 10

Great VTMU service

Does not have any extras, no fee, very simple, VTMU always ring if they are unsure of a transaction. Very happy with the card.

Full review

Does not have any extras, no fee, very simple, VTMU always ring if they are unsure of a transaction. Very happy with the card.

    Price   10 / 10

    Features   0 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Julie (VIC), reviewed over 1 year ago

Victoria Teachers Mutual Bank

Victoria Teachers Mutual Bank Visa Classic Credit Card credit card review

Overall rating   9 / 10

They make house calls!

I like this bank because they know my special interests are also their special interests. The services are competitive and they make house calls.

Full review

I like this bank because they know my special interests are also their special interests. The services are competitive and they make house calls.

    Price   9 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Geraldine (VIC), reviewed over 1 year ago

Victoria Teachers Mutual Bank

Victoria Teachers Mutual Bank Visa Classic Credit Card credit card review

Overall rating   8 / 10

Excellent customer service with good rates.

I can talk to a consultant easily either via phone, online or by visiting the bank. If I visit the bank, I am asked re the issue and within seconds I am speaking to someone. There is usually no lining up or waiting periods to talk to someone.

Full review

I can talk to a consultant easily either via phone, online or by visiting the bank. If I visit the bank, I am asked re the issue and within seconds I am speaking to someone. There is usually no lining up or waiting periods to talk to someone.

    Price   9 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sue (VIC), reviewed over 1 year ago

Victoria Teachers Mutual Bank

Victoria Teachers Mutual Bank Visa Classic Credit Card credit card review

Overall rating   9 / 10

Service is excellent and rates are competitive.

Charges are minimal, and is easy to use. Service is always about helping the customer, not the bank.

Full review

Charges are minimal, and is easy to use. Service is always about helping the customer, not the bank.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Kim (VIC), reviewed over 1 year ago

Victoria Teachers Mutual Bank

Victoria Teachers Mutual Bank credit card review

Overall rating   8 / 10

Great interest rate

Great credit card, obviously the rate being a standout feature.

Full review

Great credit card, obviously the rate being a standout feature.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Julius (WA), reviewed over 2 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Victoria Teachers Mutual Bank credit card? What do you need to apply for a Victoria Teachers Mutual Bank credit card?

You don’t have to be in the education industry to apply for a credit card with Victoria Teachers Mutual Bank, which you can do by either giving them a call, applying online or downloading an application form from their website and sending it in via post.

When you do so, remember that you’ll need to have handy details about your income, debts, assets and any other financial bits that might impact your ability to handle credit card repayments.

For more information on how to apply for a credit card, check out our guide.

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