When you pick up the Westpac Altitude Black online exclusive offer, you can choose between a card linked to the Altitude Rewards program if you like a little flexibility in your redemption options, or the Qantas Frequent Flyer program if you’re all about travel perks.
Choose the Altitude Rewards program, and you can earn 1.25 rewards points per $1 you spend, uncapped. Opt for the Qantas Frequent Flyer program, and you can pick up 0.625 Qantas points per $1 you spend, also uncapped.
With the online exclusive offer, you can also snag 80,000 bonus points by spending $5,000 in the first 90 days after being approved for the card. But be quick, this exclusive offer is available only until March 28th 2018!
The Westpac Altitude Black also comes with a number of travel treats such as Elite Gold Preferred Guest Membership status with Starwood Hotels after one nights stay (usually this requires 25 nights.) You'll also get two complimentary priority airport lounge passes each year which you can use at one of over 600 airport lounges around the world. And with the 24/7 on call concierge service you'll feel like you have your own personal butler.
The card comes with complimentary comprehensive travel insurance which includes your spouse and children who travel with you. All you have to do for the travel insurance to be activated is buy $500 of your pre-trip expenses on your card, like flights or accommodation.
Other standard insurances included with the card are extended warranty, transit accident and purchase security insurance.
There is a $395 annual fee which is a bit steep, even for a rewards card, so be sure to utilise all of the 'free' features you get with the card like travel insurance and dedicated concierge to get the best value from it. The good news is, in the first year of having the card, Westpac will knock $145 off this annual fee, bringing it back down to $250.
Who it's good for:
With an annual fee of $395 after the first year, your annual spend will need to be over $20,000 before your rewards points start to have any real value. But with no maximum points cap this card will work out very well for the big spender.
The two complimentary priority airport lounge passes you get each year are for the primary cardholder only - so if you’re travelling with your partner or family, keep in mind that each extra guest will have to pay the going rate to get in.