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  • Everything you need to compare credit cards is right here on Mozo. We compare over 199 credit cards from 58 banks to help you find the best credit card deals in Australia.

Credit card comparisons on Mozo Rates updated daily

  • American Express Essential Credit Card

    American Express Essential Credit Card

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee

    balance transfer rate

    0% p.a. for 12 months (1.00% p.a. balance transfer fee)

    purchase rate

    14.99% p.a.

    annual fee

    $0

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    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • Balance transfer rate: 0% p.a. for 12 months (1.00% p.a. balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 14.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - Best Low Rate & Fee Free Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    purchase rate

    11.99% p.a.

    annual fee

    $0

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    • Experts Choice Winner - Best Low Rate & Fee Free Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate:
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.6

    Based on 47 ME credit card reviews

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  • HSBC Platinum Qantas Credit Card

    HSBC Platinum Qantas Credit Card

    • Visa payWave7 for convenient contactless purchases under $100
    • 60,000 bonus Qantas Points when you apply by 31st December 2016. Conditions apply
    • $0 additional cardholder fee

    balance transfer rate

    purchase rate

    19.99% p.a.

    annual fee

    $199

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    • Visa payWave7 for convenient contactless purchases under $100
    • 60,000 bonus Qantas Points when you apply by 31st December 2016. Conditions apply
    • $0 additional cardholder fee
    • Balance transfer rate:
    • Annual fee: $199
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Points are automatically accredited to the Qantas Frequent Flyer Program.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    Bankwest Zero Platinum MasterCard

    Bankwest Zero Platinum MasterCard

    • No annual fee
    • Complimentary credit card international travel insurance for you and your family
    • No transaction fees on overseas purchases

    balance transfer rate

    2.99% p.a. for 9 months

    purchase rate

    17.99% p.a.

    annual fee

    $0

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    • No annual fee
    • Complimentary credit card international travel insurance for you and your family
    • No transaction fees on overseas purchases
    • Balance transfer rate: 2.99% p.a. for 9 months
    • Annual fee: $0
    • Purchase rate: 17.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    28 Degrees Platinum MasterCard

    28 Degrees Platinum MasterCard

    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service

    balance transfer rate

    4.99% p.a. for 6 months

    purchase rate

    21.99% p.a.

    annual fee

    $0

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    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service
    • Balance transfer rate: 4.99% p.a. for 6 months
    • Annual fee: $0
    • Purchase rate: 21.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4
    • Rewards description:
    Overall rating

    7.3

    Based on 161 28 Degrees credit card reviews

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  • Citibank Qantas Signature

    Citibank Qantas Signature

    • Receive 70,000 bonus Qantas Points (T&C's apply)
    • Save with 0% p.a. for 6 months on balance transfers. Reverts to cash advance rate
    • A reduced annual fee of $99 in the first year ($395 normally) + $49 Citi Qantas Rewards Program fee

    balance transfer rate

    0% p.a. for 6 months and then 21.74% p.a.

    purchase rate

    20.99% p.a.

    annual fee

    $444 $148 in the first 1 year

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    • Receive 70,000 bonus Qantas Points (T&C's apply)
    • Save with 0% p.a. for 6 months on balance transfers. Reverts to cash advance rate
    • A reduced annual fee of $99 in the first year ($395 normally) + $49 Citi Qantas Rewards Program fee
    • Balance transfer rate: 0% p.a. for 6 months and then 21.74% p.a.
    • Annual fee: $444 $148 in the first 1 year
    • Purchase rate: 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    5.7

    Based on 379 Citibank credit card reviews

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  • BCU Classic

    BCU Classic

    • Credit Union of the Year by Money Magazine
    • Up to 55 days interest free
    • Fast approval

    balance transfer rate

    purchase rate

    11.80% p.a.

    annual fee

    $40

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    • Credit Union of the Year by Money Magazine
    • Up to 55 days interest free
    • Fast approval
    • Balance transfer rate:
    • Annual fee: $40
    • Purchase rate: 11.80% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.80% p.a.
    • Fee for cash withdrawals: $1.25
    • Rewards description:
    Overall rating

    9.1

    Based on 38 BCU credit card reviews

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  • Bank of Melbourne Vertigo Platinum

    Bank of Melbourne Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 1.0% p.a on purchases for the first 12 months
    • $99 annual fee

    balance transfer rate

    0% p.a. for 20 months

    purchase rate

    1.00% p.a. for 12 months then 12.74% p.a.

    annual fee

    $99 $0 in the first year for existing Bank of Melbourne customers

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    • 0% p.a. on balance transfers for the first 20 months
    • 1.0% p.a on purchases for the first 12 months
    • $99 annual fee
    • Balance transfer rate: 0% p.a. for 20 months
    • Annual fee: $99 $0 in the first year for existing Bank of Melbourne customers
    • Purchase rate: 1.00% p.a. for 12 months then 12.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.8

    Based on 69 Bank of Melbourne credit card reviews

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  • Newcastle Permanent Value+

    Newcastle Permanent Value+

    • Competitive low interest rate
    • Up to 55 days interest free on purchases
    • Convenience of payWave~

    balance transfer rate

    purchase rate

    11.49% p.a.

    annual fee

    $49

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    • Competitive low interest rate
    • Up to 55 days interest free on purchases
    • Convenience of payWave~
    • Balance transfer rate:
    • Annual fee: $49
    • Purchase rate: 11.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.49% p.a.
    • Fee for cash withdrawals: 1.5%, Min $2.00
    • Rewards description:
    Overall rating

    8.3

    Based on 21 Newcastle Permanent credit card reviews

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  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $195 annual fee
    • Complimentary domestic economy return flight
    • Up to 3 points per dollar spent on eligible purchases

    balance transfer rate

    0% p.a. for 12 months (1.00% p.a. balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $195

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    • $195 annual fee
    • Complimentary domestic economy return flight
    • Up to 3 points per dollar spent on eligible purchases
    • Balance transfer rate: 0% p.a. for 12 months (1.00% p.a. balance transfer fee)
    • Annual fee: $195
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • Bankwest Breeze Platinum MasterCard

    Bankwest Breeze Platinum MasterCard

    • No foreign transaction fees on online and overseas purchases
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • Free emergency card replacement

    balance transfer rate

    2.99% p.a. for 9 months

    purchase rate

    8.99% p.a.

    annual fee

    $99 $0 in the first 1 year

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    • No foreign transaction fees on online and overseas purchases
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • Free emergency card replacement
    • Balance transfer rate: 2.99% p.a. for 9 months
    • Annual fee: $99 $0 in the first 1 year
    • Purchase rate: 8.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Velocity Escape Card

    American Express Velocity Escape Card

    • 0% p.a. on balance transfers for the first 12 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only

    balance transfer rate

    0% p.a. for 12 months (1.00% p.a. balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $0

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    • 0% p.a. on balance transfers for the first 12 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only
    • Balance transfer rate: 0% p.a. for 12 months (1.00% p.a. balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • Citibank Platinum (Balance Transfer Offer)

    Citibank Platinum (Balance Transfer Offer)

    • Get your life moving with 0% p.a. for 24 months on balance transfers (1.5% BT fee applies)
    • A reduced annual fee of $199 in the first year ($249 thereafter)
    • Earn 1.25 Citi Reward Points per $1 spent on eligible purchases in Australia

    balance transfer rate

    0% p.a. for 24 months and then 21.74% p.a. (1.50% p.a. balance transfer fee)

    purchase rate

    20.99% p.a.

    annual fee

    $249 $199 in the first 1 year

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    • Get your life moving with 0% p.a. for 24 months on balance transfers (1.5% BT fee applies)
    • A reduced annual fee of $199 in the first year ($249 thereafter)
    • Earn 1.25 Citi Reward Points per $1 spent on eligible purchases in Australia
    • Balance transfer rate: 0% p.a. for 24 months and then 21.74% p.a. (1.50% p.a. balance transfer fee)
    • Annual fee: $249 $199 in the first 1 year
    • Purchase rate: 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.7

    Based on 379 Citibank credit card reviews

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  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points after first eligible purchase within the first three months
    • Now with Apple Pay
    • T&Cs apply. Visit anz.com/applepay for more information

    balance transfer rate

    purchase rate

    18.79% p.a.

    annual fee

    $95

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    More info

    • 50,000 Reward Points after first eligible purchase within the first three months
    • Now with Apple Pay
    • T&Cs apply. Visit anz.com/applepay for more information
    • Balance transfer rate:
    • Annual fee: $95
    • Purchase rate: 18.79% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • St.George Vertigo

    St.George Vertigo

    • 0% p.a. on balance transfers for the first 18 months
    • 1.0% p.a. on purchases for the first 12 months
    • Up to 55 interest free days on purchases

    balance transfer rate

    0% p.a. for 18 months

    purchase rate

    1.00% p.a. for 12 months then 13.24% p.a.

    annual fee

    $55 $0 in the first year for existing St.George customers

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    • 0% p.a. on balance transfers for the first 18 months
    • 1.0% p.a. on purchases for the first 12 months
    • Up to 55 interest free days on purchases
    • Balance transfer rate: 0% p.a. for 18 months
    • Annual fee: $55 $0 in the first year for existing St.George customers
    • Purchase rate: 1.00% p.a. for 12 months then 13.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

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  • Westpac Low Rate

    Westpac Low Rate

    • 0% p.a on balance transfers for the first 18 months
    • 1.0% p.a purchase rate for 12 months
    • Bank on-the-go with Westpac Mobile Banking

    balance transfer rate

    0% p.a. for 18 months

    purchase rate

    1.00% p.a. for 12 months then 13.49% p.a.

    annual fee

    $59 $0 in the first year for existing Westpac customers

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    • 0% p.a on balance transfers for the first 18 months
    • 1.0% p.a purchase rate for 12 months
    • Bank on-the-go with Westpac Mobile Banking
    • Balance transfer rate: 0% p.a. for 18 months
    • Annual fee: $59 $0 in the first year for existing Westpac customers
    • Purchase rate: 1.00% p.a. for 12 months then 13.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    • Rewards description:
    Overall rating

    7.2

    Based on 1431 Westpac credit card reviews

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  • American Express Explorer Credit Card

    American Express Explorer Credit Card

    • Receive 100,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent

    balance transfer rate

    0% p.a. for 12 months (1.00% p.a. balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

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    More info

    • Receive 100,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent
    • Balance transfer rate: 0% p.a. for 12 months (1.00% p.a. balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • Westpac 55 Day Card

    Westpac 55 Day Card

    • No annual fee in the first year
    • 0% p.a. on balance transfers for 16 months
    • Up to 55 interest-free days on purchases

    balance transfer rate

    0% p.a. for 16 months

    purchase rate

    1.00% p.a. for 12 months then 19.84% p.a.

    annual fee

    $30 $0 when you spend over $5,000 p.a, $0 in the first 1 year

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    • No annual fee in the first year
    • 0% p.a. on balance transfers for 16 months
    • Up to 55 interest-free days on purchases
    • Balance transfer rate: 0% p.a. for 16 months
    • Annual fee: $30 $0 when you spend over $5,000 p.a, $0 in the first 1 year
    • Purchase rate: 1.00% p.a. for 12 months then 19.84% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.29% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    • Rewards description:
    Overall rating

    7.2

    Based on 1431 Westpac credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Qantas Discovery Card

    American Express Qantas Discovery Card

    • No annual fee for the life of the card
    • 0% p.a. on balance transfers for the first 12 months
    • Receive up to 7,500 Qantas Points

    balance transfer rate

    0% p.a. for 12 months (1.00% p.a. balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $0

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    More info

    • No annual fee for the life of the card
    • 0% p.a. on balance transfers for the first 12 months
    • Receive up to 7,500 Qantas Points
    • Balance transfer rate: 0% p.a. for 12 months (1.00% p.a. balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    Bankwest Qantas Platinum MasterCard

    Bankwest Qantas Platinum MasterCard

    • 50,000 introductory bonus Qantas Points (T&Cs Apply)
    • Up to 1 Qantas Points for every $2 spent on eligible purchases
    • Complimentary Credit Card Travel Insurance

    balance transfer rate

    2.99% p.a. for 9 months

    purchase rate

    20.49% p.a.

    annual fee

    $160

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    More info

    • 50,000 introductory bonus Qantas Points (T&Cs Apply)
    • Up to 1 Qantas Points for every $2 spent on eligible purchases
    • Complimentary Credit Card Travel Insurance
    • Balance transfer rate: 2.99% p.a. for 9 months
    • Annual fee: $160
    • Purchase rate: 20.49% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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  • ANZ Rewards Travel Adventures Card

    ANZ Rewards Travel Adventures Card

    • Return domestic flight each year you hold the card
    • No overseas transaction fee on purchases
    • Eligibility criteria, minimum spend and flight restrictions apply

    balance transfer rate

    purchase rate

    20.24% p.a.

    annual fee

    $225

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    More info

    • Return domestic flight each year you hold the card
    • No overseas transaction fee on purchases
    • Eligibility criteria, minimum spend and flight restrictions apply
    • Balance transfer rate:
    • Annual fee: $225
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 0%
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • ANZ First

    ANZ First

    • Now with Apple Pay
    • 0% p.a. first 18 months on balance transfers with a 3% Balance Transfer fee
    • Low annual fee

    balance transfer rate

    0% p.a. for 18 months and then 21.49% p.a. (3.00% p.a. balance transfer fee)

    purchase rate

    19.74% p.a.

    annual fee

    $30

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    More info

    • Now with Apple Pay
    • 0% p.a. first 18 months on balance transfers with a 3% Balance Transfer fee
    • Low annual fee
    • Balance transfer rate: 0% p.a. for 18 months and then 21.49% p.a. (3.00% p.a. balance transfer fee)
    • Annual fee: $30
    • Purchase rate: 19.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer

    • 0% p.a. on balance transfers for 6 months
    • 0% p.a. on purchases for up to 12 months
    • Enjoy an exclusive annual flight benefit. Conditions apply

    balance transfer rate

    0% p.a. for 6 months and then 20.99% p.a.

    purchase rate

    0% p.a. for 12 months then 20.74% p.a.

    annual fee

    $129

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    More info

    • 0% p.a. on balance transfers for 6 months
    • 0% p.a. on purchases for up to 12 months
    • Enjoy an exclusive annual flight benefit. Conditions apply
    • Balance transfer rate: 0% p.a. for 6 months and then 20.99% p.a.
    • Annual fee: $129
    • Purchase rate: 0% p.a. for 12 months then 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

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  • Coles No Annual Fee MasterCard

    Coles No Annual Fee MasterCard

    • Apply and be approved by 30 September
    • Make a purchase within 30 days of card approval
    • Enter promo code ‘10BP’

    balance transfer rate

    0% p.a. for 6 months

    purchase rate

    19.99% p.a.

    annual fee

    $0

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    More info

    • Apply and be approved by 30 September
    • Make a purchase within 30 days of card approval
    • Enter promo code ‘10BP’
    • Balance transfer rate: 0% p.a. for 6 months
    • Annual fee: $0
    • Purchase rate: 19.99% p.a.
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards description: Earn 1 flybuys point for every $2 you spend.
    Overall rating

    6.8

    Based on 156 Coles credit card reviews

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  • ANZ Platinum

    ANZ Platinum

    • 0% p.a. first 18 months on balance transfers with a 3% Balance Transfer fee
    • Now with Apple Pay
    • Low annual fee with Platinum Benefits

    balance transfer rate

    0% p.a. for 18 months and then 21.49% p.a. (3.00% p.a. balance transfer fee)

    purchase rate

    19.74% p.a.

    annual fee

    $87 $0 when you spend over $20,000 p.a, $0 in the first 1 year

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    • 0% p.a. first 18 months on balance transfers with a 3% Balance Transfer fee
    • Now with Apple Pay
    • Low annual fee with Platinum Benefits
    • Balance transfer rate: 0% p.a. for 18 months and then 21.49% p.a. (3.00% p.a. balance transfer fee)
    • Annual fee: $87 $0 when you spend over $20,000 p.a, $0 in the first 1 year
    • Purchase rate: 19.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • St.George Vertigo Platinum

    St.George Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 1.0% p.a. on purchases for the first 12 months
    • $99 annual fee

    balance transfer rate

    0% p.a. for 20 months

    purchase rate

    1.00% p.a. for 12 months then 12.74% p.a.

    annual fee

    $99 $0 in the first year for existing St.George customers

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    • 0% p.a. on balance transfers for the first 20 months
    • 1.0% p.a. on purchases for the first 12 months
    • $99 annual fee
    • Balance transfer rate: 0% p.a. for 20 months
    • Annual fee: $99 $0 in the first year for existing St.George customers
    • Purchase rate: 1.00% p.a. for 12 months then 12.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

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  • ANZ Low Rate

    ANZ Low Rate

    • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee
    • Low ongoing interest rate of 13.49% p.a. on purchases
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 18 months and then 21.74% p.a. (3.00% p.a. balance transfer fee)

    purchase rate

    13.49% p.a.

    annual fee

    $58

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    • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee
    • Low ongoing interest rate of 13.49% p.a. on purchases
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 18 months and then 21.74% p.a. (3.00% p.a. balance transfer fee)
    • Annual fee: $58
    • Purchase rate: 13.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • Coles Low Rate MasterCard

    Coles Low Rate MasterCard

    • Low ongoing purchase rate of 9.99% p.a.
    • Earn 0.5 flybuys points for every dollar spent on the card at Coles Supermarkets
    • Low annual fee of $49 p.a.

    balance transfer rate

    0% p.a. for 6 months

    purchase rate

    9.99% p.a.

    annual fee

    $49

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    • Low ongoing purchase rate of 9.99% p.a.
    • Earn 0.5 flybuys points for every dollar spent on the card at Coles Supermarkets
    • Low annual fee of $49 p.a.
    • Balance transfer rate: 0% p.a. for 6 months
    • Annual fee: $49
    • Purchase rate: 9.99% p.a.
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards description:
    Overall rating

    6.8

    Based on 156 Coles credit card reviews

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