Compare & Save on

Credit Cards

  • Everything you need to compare credit cards is right here on Mozo. We compare over 206 credit cards from 58 banks to help you find the best credit card deals in Australia.

Credit card comparisons on Mozo Rates updated daily

  • HSBC Platinum Qantas Credit Card

    HSBC Platinum Qantas Credit Card

    • Visa payWave for convenient contactless purchases under $100
    • 60,000 bonus Qantas Points when you apply by 30 June 2017. Conditions apply
    • $0 additional cardholder fee

    balance transfer rate

    0% p.a. for 6 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $199

    Go to site

    More info

    • Visa payWave for convenient contactless purchases under $100
    • 60,000 bonus Qantas Points when you apply by 30 June 2017. Conditions apply
    • $0 additional cardholder fee
    • Balance transfer rate: 0% p.a. for 6 months and then 21.99% p.a.
    • Annual fee: $199
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Points are automatically accredited to the Qantas Frequent Flyer Program.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Essential Credit Card

    American Express Essential Credit Card

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    14.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 14.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • Mozo's pick of the month

    A credit card with all the Coles benefits!  

    Coles No Annual Fee MasterCard

    Coles No Annual Fee MasterCard

    • $50 off your Coles shop if you apply & are approved by 30th of April 2017. Promo code: promo1
    • No annual fee to pay, ever
    • 0% p.a. on balance transfers for 6 months

    balance transfer rate

    0% p.a. for 6 months

    purchase rate

    19.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • $50 off your Coles shop if you apply & are approved by 30th of April 2017. Promo code: promo1
    • No annual fee to pay, ever
    • 0% p.a. on balance transfers for 6 months
    • Balance transfer rate: 0% p.a. for 6 months
    • Annual fee: $0
    • Purchase rate: 19.99% p.a.
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards description: Earn 1 flybuys point for every $2 you spend.
    Overall rating

    6.8

    Based on 156 Coles credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 75,000 Bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • 75 Bonus Status Credits when you buy and fly return with Qantas by 30 September 2017. Offer ends in 30 June

    balance transfer rate

    purchase rate

    19.99% p.a.

    annual fee

    $425 $0 in the first 1 year

    Go to site

    More info

    • 75,000 Bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • 75 Bonus Status Credits when you buy and fly return with Qantas by 30 September 2017. Offer ends in 30 June
    • Balance transfer rate:
    • Annual fee: $425 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • St.George Vertigo Platinum - Exclusive Offer

    St.George Vertigo Platinum - Exclusive Offer

    • 3.0% p.a. on balance transfers for the first 36 months
    • A range of complimentary insurances including travel insurance
    • Up to 55 interest free days on purchases

    balance transfer rate

    3.00% p.a. for 36 months

    purchase rate

    12.74% p.a.

    annual fee

    $99

    Go to site

    More info

    • 3.0% p.a. on balance transfers for the first 36 months
    • A range of complimentary insurances including travel insurance
    • Up to 55 interest free days on purchases
    • Balance transfer rate: 3.00% p.a. for 36 months
    • Annual fee: $99
    • Purchase rate: 12.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

    Need more information?
    Go to site

    More info

  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • Receive 5,000 Membership Rewards Bonus Points (T&Cs apply)
    • $200 travel credit
    • Enjoy no annual fee for the first year (T&Cs apply)

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $195 $0 in the first 1 year

    Go to site

    More info

    • Receive 5,000 Membership Rewards Bonus Points (T&Cs apply)
    • $200 travel credit
    • Enjoy no annual fee for the first year (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $195 $0 in the first 1 year
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ First

    ANZ First

    • Now with Apple Pay
    • 0% p.a. first 16 months on balance transfers with a 2% Balance Transfer fee
    • Low annual fee

    balance transfer rate

    0% p.a. for 16 months and then 21.49% p.a. (2.00% balance transfer fee)

    purchase rate

    19.74% p.a.

    annual fee

    $30

    Go to site

    More info

    • Now with Apple Pay
    • 0% p.a. first 16 months on balance transfers with a 2% Balance Transfer fee
    • Low annual fee
    • Balance transfer rate: 0% p.a. for 16 months and then 21.49% p.a. (2.00% balance transfer fee)
    • Annual fee: $30
    • Purchase rate: 19.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • HSBC Low Rate Credit Card

    HSBC Low Rate Credit Card

    • Enjoy up to 55 days interest free on purchases
    • 0% p.a. BT for 15 months – T&Cs apply
    • Access to exclusive offers and special privileges, new customers who apply by 30 June 2017

    balance transfer rate

    0% p.a. for 15 months and then 21.99% p.a. (2.00% balance transfer fee)

    purchase rate

    13.25% p.a.

    annual fee

    $55

    Go to site

    More info

    • Enjoy up to 55 days interest free on purchases
    • 0% p.a. BT for 15 months – T&Cs apply
    • Access to exclusive offers and special privileges, new customers who apply by 30 June 2017
    • Balance transfer rate: 0% p.a. for 15 months and then 21.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $55
    • Purchase rate: 13.25% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description:
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    28 Degrees Platinum MasterCard

    28 Degrees Platinum MasterCard

    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service

    balance transfer rate

    4.99% p.a. for 6 months

    purchase rate

    21.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service
    • Balance transfer rate: 4.99% p.a. for 6 months
    • Annual fee: $0
    • Purchase rate: 21.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4
    • Rewards description:
    Overall rating

    7.3

    Based on 161 28 Degrees credit card reviews

    Need more information?
    Go to site

    More info

  • Suncorp Clear Options Platinum (Rewards)

    Suncorp Clear Options Platinum (Rewards)

    • 0% p.a. for 18 months on balance transfers
    • 5% cash back on retail purchases for the first 3 months (up to $250 cash back)
    • 1.25 Suncorp Rewards Points for every $1 spent

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    20.74% p.a.

    annual fee

    $169

    Go to site

    More info

    • 0% p.a. for 18 months on balance transfers
    • 5% cash back on retail purchases for the first 3 months (up to $250 cash back)
    • 1.25 Suncorp Rewards Points for every $1 spent
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $169
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.0

    Based on 138 Suncorp credit card reviews

    Need more information?
    Go to site

    More info

  • American Express Explorer Credit Card

    American Express Explorer Credit Card

    • Receive 50,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 50,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Platinum

    ANZ Frequent Flyer Platinum

    • 50,000 Bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • Now with Apple Pay

    balance transfer rate

    purchase rate

    19.99% p.a.

    annual fee

    $295 $0 in the first 1 year

    Go to site

    More info

    • 50,000 Bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • Now with Apple Pay
    • Balance transfer rate:
    • Annual fee: $295 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Earn 75,000 bonus Qantas Points (T&Cs apply)
    • Earn up to 2.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Earn 75,000 bonus Qantas Points (T&Cs apply)
    • Earn up to 2.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer

    • 0% p.a. on balance transfers for 18 months
    • Earn 2 bonus Velocity Points on top of standard earn rates in first 3 months
    • Half annual fee in the first year, a saving of $65

    balance transfer rate

    0% p.a. for 18 months and then 20.99% p.a.

    purchase rate

    20.74% p.a.

    annual fee

    $129 $64 in the first 1 year

    Go to site

    More info

    • 0% p.a. on balance transfers for 18 months
    • Earn 2 bonus Velocity Points on top of standard earn rates in first 3 months
    • Half annual fee in the first year, a saving of $65
    • Balance transfer rate: 0% p.a. for 18 months and then 20.99% p.a.
    • Annual fee: $129 $64 in the first 1 year
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

    Need more information?
    Go to site

    More info

Want more? Compare all 206 credit cards in the Mozo comparison engine.

Compare all credit cards

Look for a specific type of credit card:

Switch & Save Calculator

Compare savings from over 100 credit cards. How much could you save by switching your credit card? Find out in a few clicks.

Get started

Advertisement