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  • St.George Vertigo Platinum

    St.George Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 0.99% p.a. on purchases for the first 4 months
    • $99 annual fee

    balance transfer rate

    0% for 20 months

    purchase rate

    0.99% for 4 months then 12.74%

    annual fee

    $99 $0 annual fee when you apply online before 23 Jun 2016 and make your first purchase within 4 months from approval. , $0 in the first 1 year

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    • 0% p.a. on balance transfers for the first 20 months
    • 0.99% p.a. on purchases for the first 4 months
    • $99 annual fee
    Product info
    • Balance transfer rate: 0% for 20 months
    • Annual fee: $99 $0 annual fee when you apply online before 23 Jun 2016 and make your first purchase within 4 months from approval. , $0 in the first 1 year
    • Purchase rate: 0.99% for 4 months then 12.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

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  • American Express Essential Credit Card

    American Express Essential Credit Card

    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • 0% p.a. on balance transfers for the first 12 months

    balance transfer rate

    0% for 12 months

    purchase rate

    14.99%

    annual fee

    $0

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    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • 0% p.a. on balance transfers for the first 12 months
    Product info
    • Balance transfer rate: 0% for 12 months
    • Annual fee: $0
    • Purchase rate: 14.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • ANZ Rewards

    ANZ Rewards

    • 25,000 Reward Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply

    balance transfer rate

    purchase rate

    18.79%

    annual fee

    $80 $0 in the first 1 year

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    • 25,000 Reward Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply
    Product info
    • Balance transfer rate:
    • Annual fee: $80 $0 in the first 1 year
    • Purchase rate: 18.79%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2%
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • Bank of Melbourne Vertigo Platinum

    Bank of Melbourne Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 0.99% p.a on purchases for the first 4 months
    • $99 annual fee

    balance transfer rate

    0% for 20 months

    purchase rate

    0.99% for 4 months then 12.74%

    annual fee

    $99 $0 annual fee when you apply online before 23 Jun 2016 and make your first purchase within 4 months from approval. , $0 in the first 1 year

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    • 0% p.a. on balance transfers for the first 20 months
    • 0.99% p.a on purchases for the first 4 months
    • $99 annual fee
    Product info
    • Balance transfer rate: 0% for 20 months
    • Annual fee: $99 $0 annual fee when you apply online before 23 Jun 2016 and make your first purchase within 4 months from approval. , $0 in the first 1 year
    • Purchase rate: 0.99% for 4 months then 12.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.8

    Based on 69 Bank of Melbourne credit card reviews

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  • NAB Low Rate Card

    NAB Low Rate Card

    • Enjoy the benefits of our lowest ongoing rate on everyday purchases
    • 0% p.a on balance transfers for 24 months (with 2.5% balance transfer fee)
    • Secure online application. Get a response in 60 seconds.

    balance transfer rate

    0% for 24 months (2.50% balance transfer fee)

    purchase rate

    13.99%

    annual fee

    $59

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    • Enjoy the benefits of our lowest ongoing rate on everyday purchases
    • 0% p.a on balance transfers for 24 months (with 2.5% balance transfer fee)
    • Secure online application. Get a response in 60 seconds.
    Product info
    • Balance transfer rate: 0% for 24 months (2.50% balance transfer fee)
    • Annual fee: $59
    • Purchase rate: 13.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

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  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $195 annual fee
    • Complimentary domestic economy return flight
    • Up to 3 points per dollar spent on eligible purchases

    balance transfer rate

    0% for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74%

    annual fee

    $195 $0 in the first 1 year

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    • $195 annual fee
    • Complimentary domestic economy return flight
    • Up to 3 points per dollar spent on eligible purchases
    Product info
    • Balance transfer rate: 0% for 12 months (1.00% balance transfer fee)
    • Annual fee: $195 $0 in the first 1 year
    • Purchase rate: 20.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • St.George Vertigo

    St.George Vertigo

    • 0% p.a. on balance transfers for the first 18 months
    • 0.99% p.a. on purchases for the first 4 months
    • Up to 55 interest free days on purchases

    balance transfer rate

    0% for 18 months

    purchase rate

    0.99% for 4 months then 13.24%

    annual fee

    $55 $0 annual fee when you apply online before 23 Jun 2016 and make your first purchase within 4 months from approval. , $0 in the first 1 year

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    • 0% p.a. on balance transfers for the first 18 months
    • 0.99% p.a. on purchases for the first 4 months
    • Up to 55 interest free days on purchases
    Product info
    • Balance transfer rate: 0% for 18 months
    • Annual fee: $55 $0 annual fee when you apply online before 23 Jun 2016 and make your first purchase within 4 months from approval. , $0 in the first 1 year
    • Purchase rate: 0.99% for 4 months then 13.24%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

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  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 75,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply

    balance transfer rate

    purchase rate

    19.99%

    annual fee

    $425 $0 in the first 1 year

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    • 75,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply
    Product info
    • Balance transfer rate:
    • Annual fee: $425 $0 in the first 1 year
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • Bankwest Breeze Platinum MasterCard

    Bankwest Breeze Platinum MasterCard

    • Limited time cashback promotion. T&Cs apply.
    • Low ongoing purchase rate of 12.99% p.a. Limited time only.
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    2.99% for 9 months

    purchase rate

    12.99%

    annual fee

    $99

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    • Limited time cashback promotion. T&Cs apply.
    • Low ongoing purchase rate of 12.99% p.a. Limited time only.
    • No foreign transaction fees on online and overseas purchases
    Product info
    • Balance transfer rate: 2.99% for 9 months
    • Annual fee: $99
    • Purchase rate: 12.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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  • Bank of Melbourne Vertigo

    Bank of Melbourne Vertigo

    • 0% p.a. on balance transfers for the first 18 months
    • 0.99% p.a. on purchases for the first 4 months
    • Up to 55 interest free days on purchases

    balance transfer rate

    0% for 18 months

    purchase rate

    0.99% for 4 months then 13.24%

    annual fee

    $55 $0 annual fee when you apply online before 23 Jun 2016 and make your first purchase within 4 months from approval. , $0 in the first 1 year

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    • 0% p.a. on balance transfers for the first 18 months
    • 0.99% p.a. on purchases for the first 4 months
    • Up to 55 interest free days on purchases
    Product info
    • Balance transfer rate: 0% for 18 months
    • Annual fee: $55 $0 annual fee when you apply online before 23 Jun 2016 and make your first purchase within 4 months from approval. , $0 in the first 1 year
    • Purchase rate: 0.99% for 4 months then 13.24%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.8

    Based on 69 Bank of Melbourne credit card reviews

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  • Westpac Low Rate - Online Only Offer

    Westpac Low Rate - Online Only Offer

    • 0% p.a. on balance transfers for the first 18 months
    • 0.99% p.a. on purchase rate for 4 months
    • Bank on-the-go with Westpac Mobile Banking

    balance transfer rate

    0% for 18 months (2.00% balance transfer fee)

    purchase rate

    0.99% for 4 months then 13.49%

    annual fee

    $59

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    More info

    • 0% p.a. on balance transfers for the first 18 months
    • 0.99% p.a. on purchase rate for 4 months
    • Bank on-the-go with Westpac Mobile Banking
    Product info
    • Balance transfer rate: 0% for 18 months (2.00% balance transfer fee)
    • Annual fee: $59
    • Purchase rate: 0.99% for 4 months then 13.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    • Rewards description:
    Overall rating

    7.2

    Based on 1431 Westpac credit card reviews

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  • Newcastle Permanent Value+

    Newcastle Permanent Value+

    • Competitive low interest rate
    • Up to 55 days interest free on purchases
    • Convenience of payWave~

    balance transfer rate

    purchase rate

    11.49%

    annual fee

    $49

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    • Competitive low interest rate
    • Up to 55 days interest free on purchases
    • Convenience of payWave~
    Product info
    • Balance transfer rate:
    • Annual fee: $49
    • Purchase rate: 11.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.49%
    • Fee for cash withdrawals: 1.5%, Min $2.00
    • Rewards description:
    Overall rating

    8.3

    Based on 21 Newcastle Permanent credit card reviews

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  • HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • Offer available to new customers who apply by 31st July 2016
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • 0% p.a. on balance transfers for 15 months. Conditions apply

    balance transfer rate

    0% for 15 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $149 Refunded when you spend over $6,000 p.a

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    • Offer available to new customers who apply by 31st July 2016
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • 0% p.a. on balance transfers for 15 months. Conditions apply
    Product info
    • Balance transfer rate: 0% for 15 months and then 21.99%
    • Annual fee: $149 Refunded when you spend over $6,000 p.a
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

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  • American Express Velocity Escape Card

    American Express Velocity Escape Card

    • 0% p.a. on balance transfers for the first 12 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only

    balance transfer rate

    0% for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74%

    annual fee

    $0

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    More info

    • 0% p.a. on balance transfers for the first 12 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only
    Product info
    • Balance transfer rate: 0% for 12 months (1.00% balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • HSBC Platinum Qantas Credit Card

    HSBC Platinum Qantas Credit Card

    • 40,000 bonus Qantas Points when you apply by 31st July 2016. Conditions apply
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee

    balance transfer rate

    0% for 6 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $199

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    More info

    • 40,000 bonus Qantas Points when you apply by 31st July 2016. Conditions apply
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee
    Product info
    • Balance transfer rate: 0% for 6 months and then 21.99%
    • Annual fee: $199
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Points are automatically accredited to the Qantas Frequent Flyer Program.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

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  • American Express Qantas Discovery Card

    American Express Qantas Discovery Card

    • No annual fee for the life of the card
    • 0% p.a. on balance transfers for the first 12 months
    • Receive up to 7,500 Qantas Points

    balance transfer rate

    0% for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74%

    annual fee

    $0

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    More info

    • No annual fee for the life of the card
    • 0% p.a. on balance transfers for the first 12 months
    • Receive up to 7,500 Qantas Points
    Product info
    • Balance transfer rate: 0% for 12 months (1.00% balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • NAB Velocity Rewards Premium Card

    NAB Velocity Rewards Premium Card

    • 4.99% p.a. on balance transfers for 6 months
    • Earn Velocity Points on everyday purchases
    • Platinum Concierge Service, your own 24 hour, 7 day personal assistant

    balance transfer rate

    4.99% for 6 months

    purchase rate

    19.99%

    annual fee

    $150

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    More info

    • 4.99% p.a. on balance transfers for 6 months
    • Earn Velocity Points on everyday purchases
    • Platinum Concierge Service, your own 24 hour, 7 day personal assistant
    Product info
    • Balance transfer rate: 4.99% for 6 months
    • Annual fee: $150
    • Purchase rate: 19.99%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description: Points are automatically credited to the Velocity program.
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

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  • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer

    • 0% p.a. on balance transfers for 6 months
    • 0% p.a. on purchases for up to 12 months
    • Enjoy an exclusive annual flight benefit. Conditions apply

    balance transfer rate

    0% for 6 months and then 20.99%

    purchase rate

    0% for 12 months then 20.74%

    annual fee

    $129

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    More info

    • 0% p.a. on balance transfers for 6 months
    • 0% p.a. on purchases for up to 12 months
    • Enjoy an exclusive annual flight benefit. Conditions apply
    Product info
    • Balance transfer rate: 0% for 6 months and then 20.99%
    • Annual fee: $129
    • Purchase rate: 0% for 12 months then 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

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  • ANZ First

    ANZ First

    • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
    • Enjoy the convenience of Visa payWave
    • Up to 44 days interest free on purchases

    balance transfer rate

    0% for 18 months (3.00% balance transfer fee)

    purchase rate

    19.74%

    annual fee

    $30

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    More info

    • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
    • Enjoy the convenience of Visa payWave
    • Up to 44 days interest free on purchases
    Product info
    • Balance transfer rate: 0% for 18 months (3.00% balance transfer fee)
    • Annual fee: $30
    • Purchase rate: 19.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
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  • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer

    • 0% p.a. on balance transfers for 14 months
    • Earn 10,000 bonus Velocity Points when you spend $5,000 or more on retail purchases within the first 3 months
    • Half annual fee in the first year, a saving of $65

    balance transfer rate

    0% for 14 months and then 20.99%

    purchase rate

    20.74%

    annual fee

    $129 $64 in the first 1 year

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    More info

    • 0% p.a. on balance transfers for 14 months
    • Earn 10,000 bonus Velocity Points when you spend $5,000 or more on retail purchases within the first 3 months
    • Half annual fee in the first year, a saving of $65
    Product info
    • Balance transfer rate: 0% for 14 months and then 20.99%
    • Annual fee: $129 $64 in the first 1 year
    • Purchase rate: 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

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  • ANZ Frequent Flyer Platinum

    ANZ Frequent Flyer Platinum

    • 50,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply

    balance transfer rate

    purchase rate

    19.99%

    annual fee

    $295 $0 in the first 1 year

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    More info

    • 50,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply
    Product info
    • Balance transfer rate:
    • Annual fee: $295 $0 in the first 1 year
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

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  • Coles No Annual Fee MasterCard

    Coles No Annual Fee MasterCard

    • $100 off a single Coles supermarket shop
    • Apply and be approved by 31 May 2016, and make a purchase in the first 30 days*
    • Available on the Coles Rewards MasterCard and Coles No Annual Fee MasterCard

    balance transfer rate

    0% for 6 months

    purchase rate

    19.99%

    annual fee

    $0

    Go to site

    More info

    • $100 off a single Coles supermarket shop
    • Apply and be approved by 31 May 2016, and make a purchase in the first 30 days*
    • Available on the Coles Rewards MasterCard and Coles No Annual Fee MasterCard
    Product info
    • Balance transfer rate: 0% for 6 months
    • Annual fee: $0
    • Purchase rate: 19.99%
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99%
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards description: Earn 1 flybuys point for every $2 you spend.
    Overall rating

    6.8

    Based on 156 Coles credit card reviews

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