5.4 / 10

based on 1939 reviews as rated by Mozo community

Citi debit cards

A debit card is ideal for online or overseas shopping; all of the flexibility of a credit card without the spectre of debt hanging over you. The good news for travellers is that Citi are also award winners, taking out two 2019 Mozo Experts Choice Awards for best Foreign Currency Debit Card and Travel Debit Card.

Here we outline what Citi has to offer in debit cards; for a comparison across many banks, please use our debit card comparison tools.

Citi offers the following debit cards

Rates and fees verified as correct at 02 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product  
Cash Investment Account
Global Currency Account
Go to site
Plus Transaction Account

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How are Citi debit cards rated?

Mozo users have rated Citi debit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of debit-cards
Citi debit cards
Overall
6.8/10
Price
Features
Customer service
Convenience
Trust

117 Reviews

Recent Citi debit card reviews

Citi Plus Transaction Account review
Overall 8/10
Online banking service is good

No ATM fees, no Account keeping fees, no international transaction fees and it also works as a debit credit card for online purchases. Citibank is a really great bank.

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No ATM fees, no Account keeping fees, no international transaction fees and it also works as a debit credit card for online purchases. Citibank is a really great bank.

Price
10/10
Features
7/10
Customer service
8/10
Convenience
10/10
Trust
10/10
Less
Sabzeena, Victoria reviewed about 4 years ago
Citi Plus Transaction Account review
Overall 10/10
All

The service is great always very helpful, when going overseas and at home.

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The service is great always very helpful, when going overseas and at home.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Mona, Queensland reviewed over 4 years ago
Citi Debit Card review
Overall 10/10
Free overseas ATM, fast customer service

I've been with Citibank for the past 3 years and I always recommend making an account to my family and friends! The pros of Citibank is their reliability, no account fees and transaction fees. Citibank has always helped me whenever there was a suspicious activity on my account and their security is very tight. I also travel overseas a lot and it's been really good to be able to withdraw money from overseas ATMs without any fees and excellent exchange rates! I can always speak on the phone with a customer representative within 5 minutes, or visit a branch for friendly staff. Cons is there are not many Citibank ATMs around Sydney except in CBD areas, however Citibank does have affiliations with some banks in Australia to use their ATM without a fee

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I've been with Citibank for the past 3 years and I always recommend making an account to my family and friends! The pros of Citibank is their reliability, no account fees and transaction fees. Citibank has always helped me whenever there was a suspicious activity on my account and their security is very tight. I also travel overseas a lot and it's been really good to be able to withdraw money from overseas ATMs without any fees and excellent exchange rates! I can always speak on the phone with a customer representative within 5 minutes, or visit a branch for friendly staff. Cons is there are not many Citibank ATMs around Sydney except in CBD areas, however Citibank does have affiliations with some banks in Australia to use their ATM without a fee

Price
10/10
Features
10/10
Customer service
10/10
Convenience
7/10
Trust
10/10
Less
Chan, New South Wales reviewed over 4 years ago
Citi Debit Card review
Overall 0/10
Citibank Visa Debit - find a better product

I have had nothing but problems with my Citibank Visa debit. Originally got it for travel in the USA; the account sign-on was so problematic, it was useless. Customer service is non existent. Honestly, the security features make the account too difficult to use.

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I have had nothing but problems with my Citibank Visa debit. Originally got it for travel in the USA; the account sign-on was so problematic, it was useless. Customer service is non existent. Honestly, the security features make the account too difficult to use.

Price
5/10
Features
0/10
Customer service
0/10
Convenience
0/10
Trust
0/10
Less
Mature, New South Wales reviewed about 5 years ago

Debit card quick links