Australia's Best Banking 2019

Congratulations to the winners of Mozo Experts Choice Australia’s Best Banking Awards 2019. These awards recognise the banking providers which consistently performed well in the Mozo Experts Choice Awards throughout the past 12 months. So if you’re after a one-stop shop for all your banking needs, the Mozo Experts Choice Australia’s Best Banking winners are the perfect place to start.

Mozo Experts Choice Awards 2019

What are the Mozo Experts Choice Awards?

For six years now, the Mozo Experts Choice Awards have revealed the best banking options, from top notch home loans, to incredible credit cards and superb savings accounts. And once a year, we bring all of this analysis together to crown Australia’s Best Banking providers.

In 2019, we identified Australia’s best value bank, small bank, credit union, customer-owned bank and major bank, so that no matter what you’re after, there’s a bank to suit you.

“These winners are at the top of their game when it comes to offering great value financial products. Across a heap of different product categories and all throughout the year, the winners have proven again and again that they deserve the title of Australia’s Best,” said Mozo Experts Choice Award judge, Peter Marshall.

To find the Australia’s Best Banking winners, our team of expert analysts first shortlisted providers which had received at least five Mozo Experts Choice Awards in the last 12 months. But the analysis didn’t end there - eligible banking institutions were than ranked by their best product in each category, and assessed to ensure they weren’t missing products in any vital categories. Finally, we looked at the current offers from the leading providers to ensure they were still offering great value.

“It’s not easy to pick Australia’s best banks, and there was a rigorous process to pick the award winners. We’re satisfied that we’ve identified the banking options that offer the best overall value to Australians,” said Marshall.

For details on how we crunched the numbers and determined the Australia's Best Banking winners see our methodology report

Australia’s Best Bank



Throughout the last year, ING has won Mozo Experts Choice Awards for its at call deposits, term deposits, and personal loans. The judges looked at all key banking categories, including home loans and credit cards, and ING's impressive range of products outshone its competitors.

Australia's Best Customer Owned Bank


Bank Australia

With a range of super competitive options for home loans, credit cards personal loans and savings accounts, Bank Australia stood out as the best of the customer-owned mutual banks. They even scored an award for their banking app to make managing your finances on-the-go as easy as possible.

Australia's Best Small Bank


Police Bank

Based in NSW, Police Bank bagged Mozo Experts Choice Awards for its home loans, savings account and personal loans over the last year. Showing that smaller can be better, they outranked every other full-service mutual bank.

Australia's Best Credit Union



CUA has been named Australia's Best Credit Union for the second year in a row. It's breadth of talent was demonstrated through wins in credit cards, savings account and personal loans. The largest credit union in Australia, CUA also offers a range of very competitive home loans.

Australia's Best Major Bank



ANZ performed best of the four major banks by offering lower fees and competitive rates across the widest range of personal banking products. Highlights included their credit cards and home loans.

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