Fixed rate home loans to lock in a bargain
26 Sep 2017
If you’re the kind of person who likes to know what’s around the corner, then you might be on the search for a fixed rate home loan - and we’ve got good news for you!
This month alone there has already been fixed rate cuts from 15 lenders, with an average drop of 0.17%, which means now could be the perfect time to lock in a great low rate on your home loan.
But low rates aren’t the only reason to choose a fixed rate. It also means you’ll be able to plan a budget to fit your repayments for the next 12 months, five years, or even the next decade!
To get started on locking down a great deal, check out our handpicked list of fixed rate mortgage options below:
Top fixed rate home loans - rates updated daily
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Promoted
Suncorp2.29% p.a.
fixed 2 years3.32% p.a.
$1234
Product details Close detailsSuncorpFixed Home Loan Special Offer Home Package Plus
Owner Occupier, Principal & Interest
2.29% p.a.
fixed 2 years3.32% p.a.
No monthly account keeping fees & No loan establishment fee. Get a $2,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan of $250k+. T&Cs & eligibility criteria apply.
Fixed Home Loan Special Offer Home Package Plus
No monthly account keeping fees & No loan establishment fee. Get a $2,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan of $250k+. T&Cs & eligibility criteria apply.
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2.29% p.a.
fixed 2 years -
3.32% p.a.
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$0
-
$375.00 yearly
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$350.00
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yes - free up to $500 per month
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no
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no
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$0
-
90.00%
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$150,000
-
-
-
Fixed
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Principal & Interest
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Owner Occupier
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Weekly, Fortnightly, Monthly
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Refinance from another lender to receive a $2,000 cash bonus for loans of at least $250,000 or $3,000 bonus for loans over $750,000. Available for loans with an LVR <90% and applications made by 10 July 2020 and settled by 10 November 2020.
Read our Mozo Review to learn more about the Fixed Home Loan Special Offer
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Promoted
HSBC
2.09% p.a.
fixed 2 years2.98% p.a.
$1234
Product details Close detailsHSBC Fixed Rate Home Loan
Owner Occupier, Principal & Interest, LVR <80%
2.09% p.a.
fixed 2 years2.98% p.a.
Have the security of a fixed rate for 2 years with the option to split with one of the HSBC variable Home Loans. No ongoing monthly service fees or annual fees. Mozo Experts Choice Fixed Home Loan 2020^
Fixed Rate Home Loan
Have the security of a fixed rate for 2 years with the option to split with one of the HSBC variable Home Loans. No ongoing monthly service fees or annual fees. Mozo Experts Choice Fixed Home Loan 2020^
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2.09% p.a.
fixed 2 years -
2.98% p.a.
-
$0
-
$0.00
-
$300.00
-
yes - free up to $10,000 p.a.
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no
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no
-
$0
-
80.00%
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$50,000
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$7,500,000
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Fixed
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Principal & Interest
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Owner Occupier
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Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Fixed Rate Home Loan
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Promoted
Mozo2.29% p.a.
fixed 3 years3.89% p.a.
$1234
Product details Close detailsMozoMystery Bank Deal
2.29% p.a.
fixed 3 years3.89% p.a.
Mozo online exclusive mystery big four bank: Available for loans up to $2,000,000 with a 20% deposit.
Mystery Bank Deal
Mozo online exclusive mystery big four bank: Available for loans up to $2,000,000 with a 20% deposit.
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2.29% p.a.
fixed 3 years -
3.89% p.a.
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$0
-
$395.00 yearly
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$450.00
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yes - free up to annual limit
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no
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no
-
$0
-
90.00%
-
$150,000
-
-
-
Fixed
-
Principal & Interest
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Owner Occupier
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Weekly, Fortnightly, Monthly
-
-
-
Promoted
Homestar2.06% p.a.
fixed 2 years2.38% p.a.
$1234
Product details Close detailsHomestarStar Essentials Fixed Home Loan
2.06% p.a.
fixed 2 years2.38% p.a.
Super low rate fixed home loan. Make weekly, fortnightly or monthly repayments. Up to 80% LVR & Owner Occupier Loans only. Special annual fee offer for applications submitted by 30 September 2020 and settled by 31 December 2020
Star Essentials Fixed Home Loan
Super low rate fixed home loan. Make weekly, fortnightly or monthly repayments. Up to 80% LVR & Owner Occupier Loans only. Special annual fee offer for applications submitted by 30 September 2020 and settled by 31 December 2020
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2.06% p.a.
fixed 2 years -
2.38% p.a.
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$0
-
$395.00 yearly
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$535.00
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yes - free up to $20,000 p.a.
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no
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no
-
$0
-
80.00%
-
$150,000
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$850,000
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Fixed
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Principal & Interest
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Owner Occupier
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Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Star Essentials Fixed Home Loan
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Promoted
Newcastle Permanent2.18% p.a.
fixed 2 years3.72% p.a.
$1234
Product details Close detailsNewcastle PermanentSpecial Fixed Rate Home Loan Premium Plus Package
Owner Occupier, Principal & Interest
2.18% p.a.
fixed 2 years3.72% p.a.
Enjoy a great low rate with no ongoing fees. Ability to split your loan between fixed and variable. 100% offset account. Extra repayments and redraw facility.
Special Fixed Rate Home Loan Premium Plus Package
Enjoy a great low rate with no ongoing fees. Ability to split your loan between fixed and variable. 100% offset account. Extra repayments and redraw facility.
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2.18% p.a.
fixed 2 years -
3.72% p.a.
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$0
-
$395.00 yearly
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$0.00
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yes - free up to $25,000 p.a.
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yes - free
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no
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$0
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80.00%
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$5,000
-
-
-
Fixed
-
Principal & Interest
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Owner Occupier
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Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Special Fixed Rate Home Loan
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