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Full Feature Home Loans

  • A home loan is probably the biggest financial commitment you'll ever make, so make it work for you. You'll get the lot with a full featured home loan (also dubbed flexible home loan) such as an abundance of features and the ability to adjust the package as your life changes.

  • What does a full feature home loan have that other loans don't?

    Whether you need a home loan top up to renovate your home or require home loan portability to move your old mortgage to your new house, a full featured home loan should do the trick. Weddings, babies and promotions - you just can't plan for the unexpected.

  • What are the key features of a fully featured home loan?

    As the name suggests a fully featured home loan gives you options - and plenty of them! You can attach an offset account to your home loan, select your repayment schedule, split your loan between fixed and variable rates and make extra repayments usually without being stung with a high fee.

  • What should I consider when selecting a full feature home loan?

    Ever heard the saying "there's no such thing as a free lunch?" While flexible home loans give you standout features, higher interest rates or monthly fees are often attached. So take the time to work out how much flexibility you really need and whether you're willing to pay more for those extra options.

Home loan comparisons on Mozo - rates updated daily


    Platinum Home Loan

    Owner Occupied, LVR<90%

    • Join the big bank rebellion & pay NO application or valuation fees
    • Only 10% deposit required, 100% offset & redraw facilities
    • Award winning, customer owned banking


    3.87% p.a.


    3.97% p.a.



    initial monthly

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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