The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 70% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 70% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 70%
Loan: $10,000 $5,000,000
3.99% p.a.
4.66% p.a.
$15.00 monthly
Adelaide Bank SmartFix
3.99% p.a.
4.66% p.a.
$15.00 monthly
4.48% p.a.
4.79% p.a.
$15.00 monthly
Adelaide Bank SmartFix
4.48% p.a.
4.79% p.a.
$15.00 monthly
4.19% p.a.
5.07% p.a.
$15.00 monthly
Adelaide Bank SmartFix
4.19% p.a.
5.07% p.a.
$15.00 monthly
4.39% p.a.
5.12% p.a.
$15.00 monthly
Adelaide Bank SmartFix
4.39% p.a.
5.12% p.a.
$15.00 monthly
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
3.79% (4.75%*)
3.89% (4.69%*)
3.99% (4.66%*)
4.60% (4.82%*)
4.70% (4.86%*)
(*)
(*)
4.61% p.a.
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
95.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
yes
Extra repayment up to $20,000 p.a.
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.44% (4.81%*)
4.35% (4.78%*)
4.48% (4.79%*)
4.74% (4.87%*)
4.79% (4.90%*)
(*)
(*)
4.61% p.a.
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
70.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
yes
Extra repayment up to $20,000 p.a.
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.09% (5.22%*)
4.09% (5.13%*)
4.19% (5.07%*)
4.70% (5.18%*)
4.80% (5.19%*)
(*)
(*)
5.11% p.a.
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
yes
Extra repayment up to $20,000 p.a.
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.34% (5.24%*)
4.29% (5.17%*)
4.39% (5.12%*)
5.04% (5.29%*)
5.09% (5.31%*)
(*)
(*)
5.11% p.a.
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
70.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
yes
Extra repayment up to $20,000 p.a.
none
Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates,...
Read full review
Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone
Less
Donna | South Australia
reviewed over 2 years ago
Hi
Read full review
Hi
Less
Jackson | Victoria
reviewed almost 3 years ago
Overall I'm getting a good interest rate from this bank and I'm happy with the services over the...
Read full review
Overall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.
Less
Liz | Queensland
reviewed about 3 years ago
As there are no branches, there is no personal service, no ATM etc. No real problems but am...
Read full review
As there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.
Less
Colleen | South Australia
reviewed over 3 years ago
I have asked for help with something and it has been months since they have got back to me.
Read full review
I have asked for help with something and it has been months since they have got back to me.
Less
Karen | Western Australia
reviewed over 3 years ago
Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.
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