The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 80% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 80% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
n/a
n/a
n/a
n/a
2.29% (2.93%*)
2.29% (2.89%*)
2.44% (2.89%*)
2.84% (3.00%*)
2.84% (3.01%*)
n/a
n/a
2.73% p.a.
$375.00
$0.00
$0.00
$120.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
95.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
Extra repayment up to $20,000 p.a.
none
none
n/a
n/a
n/a
n/a
2.79% (2.97%*)
2.79% (2.97%*)
2.94% (3.02%*)
3.34% (3.16%*)
3.34% (3.20%*)
n/a
n/a
2.73% p.a.
$375.00
$0.00
$0.00
$120.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
Extra repayment up to $20,000 p.a.
none
none
n/a
n/a
n/a
n/a
2.59% (3.22%*)
2.59% (3.18%*)
2.74% (3.19%*)
3.14% (3.30%*)
3.14% (3.30%*)
n/a
n/a
3.03% p.a.
$375.00
$0.00
$0.00
$120.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
Extra repayment up to $20,000 p.a.
none
none
n/a
n/a
n/a
n/a
2.79% (3.24%*)
2.79% (3.22%*)
2.94% (3.24%*)
3.34% (3.36%*)
3.34% (3.38%*)
n/a
n/a
3.03% p.a.
$375.00
$0.00
$0.00
$120.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
Extra repayment up to $20,000 p.a.
none
none
Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone
Read full reviewHave never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone
Overall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.
Read full reviewOverall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.
As there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.
Read full reviewAs there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.
I have asked for help with something and it has been months since they have got back to me.
Read full reviewI have asked for help with something and it has been months since they have got back to me.
Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.
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