The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 80% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 80% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
n/a
n/a
n/a
n/a
2.40% (3.07%*)
2.40% (3.03%*)
2.40% (2.99%*)
2.78% (3.08%*)
3.08% (3.19%*)
n/a
n/a
2.88% p.a.
$299.00
$0.00
$0.00
$199.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a.
no
yes
$1.00
yes
yes
Extra repayment up to $20,000 p.a.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.79% (3.10%*)
2.84% (3.11%*)
2.94% (3.13%*)
3.34% (3.26%*)
3.34% (3.29%*)
n/a
n/a
2.88% p.a.
$299.00
$0.00
$0.00
$199.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a.
no
yes
$1.00
yes
yes
Extra repayment up to $20,000 p.a.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.55% (3.40%*)
2.55% (3.34%*)
2.55% (3.29%*)
2.79% (3.31%*)
2.89% (3.32%*)
n/a
n/a
3.23% p.a.
$299.00
$0.00
$0.00
$199.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a.
no
yes
$1.00
yes
yes
Extra repayment up to $20,000 p.a.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.89% (3.43%*)
2.94% (3.41%*)
3.04% (3.41%*)
3.34% (3.49%*)
3.34% (3.50%*)
n/a
n/a
3.23% p.a.
$299.00
$0.00
$0.00
$199.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a.
no
yes
$1.00
yes
yes
Extra repayment up to $20,000 p.a.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Initially i used eMoney for my first home loan. Upon refinancing for a second property I made contact with them weeks ago to confirm discharge of the loan and to confirm settlement dates. They have failed to meet settlement date let alone the earlier date they provided. They are messing with people's lives for the sake of earning interest from money that is rightfully not theirs. Very disappointed at being let down after being a good customer and remaining exponentially in front on my repayments.
Read full reviewInitially i used eMoney for my first home loan. Upon refinancing for a second property I made contact with them weeks ago to confirm discharge of the loan and to confirm settlement dates. They have failed to meet settlement date let alone the earlier date they provided. They are messing with people's lives for the sake of earning interest from money that is rightfully not theirs. Very disappointed at being let down after being a good customer and remaining exponentially in front on my repayments.
Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone
Read full reviewHave never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone
Overall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.
Read full reviewOverall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.
As there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.
Read full reviewAs there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.
Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
