Adelaide Bank SmartFix

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $10,000 $5,000,000

3.99% p.a.

4.66% p.a.

$15.00 monthly

Adelaide Bank SmartFix

3.99% p.a.

4.66% p.a.

$15.00 monthly

4.48% p.a.

4.79% p.a.

$15.00 monthly

Adelaide Bank SmartFix

4.48% p.a.

4.79% p.a.

$15.00 monthly

4.19% p.a.

5.07% p.a.

$15.00 monthly

Adelaide Bank SmartFix

4.19% p.a.

5.07% p.a.

$15.00 monthly

4.39% p.a.

5.12% p.a.

$15.00 monthly

Adelaide Bank SmartFix

4.39% p.a.

5.12% p.a.

$15.00 monthly

Details

Rates and fees information correct as at 16 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (4.75%*)

  • 3.89% (4.69%*)

  • 3.99% (4.66%*)

  • 4.60% (4.82%*)

  • 4.70% (4.86%*)

  • (*)

  • (*)

  • 4.61% p.a.

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $15.00 monthly

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • yes

  • Extra repayment up to $20,000 p.a.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (4.81%*)

  • 4.35% (4.78%*)

  • 4.48% (4.79%*)

  • 4.74% (4.87%*)

  • 4.79% (4.90%*)

  • (*)

  • (*)

  • 4.61% p.a.

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $15.00 monthly

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • yes

  • Extra repayment up to $20,000 p.a.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.22%*)

  • 4.09% (5.13%*)

  • 4.19% (5.07%*)

  • 4.70% (5.18%*)

  • 4.80% (5.19%*)

  • (*)

  • (*)

  • 5.11% p.a.

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $15.00 monthly

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • yes

  • Extra repayment up to $20,000 p.a.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.34% (5.24%*)

  • 4.29% (5.17%*)

  • 4.39% (5.12%*)

  • 5.04% (5.29%*)

  • 5.09% (5.31%*)

  • (*)

  • (*)

  • 5.11% p.a.

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $15.00 monthly

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • yes

  • Extra repayment up to $20,000 p.a.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Adelaide Bank home loans rated by the Mozo community?

Overall customer rating
6.7/10
Price
6.3/10
Features
6.1/10
Customer service
6.7/10
Convenience
6.1/10
Trust
6.8/10

Latest reviews of Adelaide Bank SmartFix

  • Overall
    9/10
    Great products, great customer service

    Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates,...

    Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    10/10

    Donna | South Australia

    reviewed over 2 years ago

  • Overall
    8/10
    Nothing to say

    Hi

    Hi

    Price
    10/10
    Features
    10/10
    Customer service
    5/10
    Convenience
    9/10
    Trust
    10/10

    Jackson | Victoria

    reviewed about 3 years ago

  • Overall
    8/10
    Great customer service

    Overall I'm getting a good interest rate from this bank and I'm happy with the services over the...

    Overall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.

    Price
    8/10
    Features
    9/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    8/10

    Liz | Queensland

    reviewed over 3 years ago

  • Overall
    4/10
    Not visible in the market

    As there are no branches, there is no personal service, no ATM etc. No real problems but am...

    As there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.

    Price
    5/10
    Features
    5/10
    Customer service
    4/10
    Convenience
    2/10
    Trust
    3/10

    Colleen | South Australia

    reviewed over 3 years ago

  • Overall
    4/10
    Need to up their customer service

    I have asked for help with something and it has been months since they have got back to me.

    I have asked for help with something and it has been months since they have got back to me.

    Price
    5/10
    Features
    3/10
    Customer service
    3/10
    Convenience
    2/10
    Trust
    7/10

    Karen | Western Australia

    reviewed over 3 years ago

Adelaide Bank

About Adelaide Bank

Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.

See Adelaide Bank home loans

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3.59% p.a.

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3.87% p.a.

3.91% p.a.

$600

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Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

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Variable Home Loan (Premium Plus Package)

3.82% p.a.

4.22% p.a.

$0

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3.59% p.a.

3.61% p.a.

$150

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3.49% p.a.

3.53% p.a.

$600

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3.54% p.a.

3.59% p.a.

$567

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UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

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Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

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Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

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NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

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Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

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Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

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bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.