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Adelaide Bank SmartFix

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $5,000,000

Fixed 3 year rate
2.44% p.a.
Comparison Rate*
2.89% p.a.
Service fee
$15.00 monthly
Upfront fee
$495
Fixed 3 year rate
2.94% p.a.
Comparison Rate*
3.02% p.a.
Service fee
$15.00 monthly
Upfront fee
$495
Fixed 3 year rate
2.74% p.a.
Comparison Rate*
3.19% p.a.
Service fee
$15.00 monthly
Upfront fee
$495
Fixed 3 year rate
2.94% p.a.
Comparison Rate*
3.24% p.a.
Service fee
$15.00 monthly
Upfront fee
$495

Details

Rates and fees information correct as at 26 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.29% (2.93%*)

  • 2.34% (2.90%*)

  • 2.44% (2.89%*)

  • 2.84% (3.00%*)

  • 2.84% (3.01%*)

  • n/a

  • n/a

  • 2.73% p.a.

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • n/a

  • $15.00 monthly

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $1.00

  • yes

  • yes

  • Extra repayment up to $20,000 p.a.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (2.97%*)

  • 2.84% (2.98%*)

  • 2.94% (3.02%*)

  • 3.34% (3.16%*)

  • 3.34% (3.20%*)

  • n/a

  • n/a

  • 2.73% p.a.

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • n/a

  • $15.00 monthly

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $1.00

  • yes

  • yes

  • Extra repayment up to $20,000 p.a.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.59% (3.22%*)

  • 2.64% (3.19%*)

  • 2.74% (3.19%*)

  • 3.14% (3.30%*)

  • 3.14% (3.30%*)

  • n/a

  • n/a

  • 3.03% p.a.

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • n/a

  • $15.00 monthly

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $1.00

  • yes

  • yes

  • Extra repayment up to $20,000 p.a.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (3.24%*)

  • 2.84% (3.23%*)

  • 2.94% (3.24%*)

  • 3.34% (3.36%*)

  • 3.34% (3.38%*)

  • n/a

  • n/a

  • 3.03% p.a.

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • n/a

  • $15.00 monthly

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $1.00

  • yes

  • yes

  • Extra repayment up to $20,000 p.a.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Adelaide Bank home loans rated by the Mozo community?

Overall
6.6/10
Price
6.3/10
Features
6.0/10
Customer service
6.7/10
Convenience
6.0/10
Trust
6.7/10

Latest reviews of Adelaide Bank SmartFix

  • Overall 9/10
    Great products, great customer service

    Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone

    Read full review

    Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Donna, South Australia reviewed over 4 years ago
  • Overall 8/10
    Nothing to say

    Hi

    Price
    10/10
    Features
    10/10
    Customer service
    5/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Jackson, Victoria reviewed almost 5 years ago
  • Overall 8/10
    Great customer service

    Overall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.

    Read full review

    Overall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.

    Price
    8/10
    Features
    9/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    8/10
    Less
    Liz, Queensland reviewed over 5 years ago
  • Overall 4/10
    Not visible in the market

    As there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.

    Read full review

    As there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.

    Price
    5/10
    Features
    5/10
    Customer service
    4/10
    Convenience
    2/10
    Trust
    3/10
    Less
    Colleen, South Australia reviewed over 5 years ago
  • Overall 4/10
    Need to up their customer service

    I have asked for help with something and it has been months since they have got back to me.

    Read full review

    I have asked for help with something and it has been months since they have got back to me.

    Price
    5/10
    Features
    3/10
    Customer service
    3/10
    Convenience
    2/10
    Trust
    7/10
    Less
    Karen, Western Australia reviewed over 5 years ago
Adelaide Bank

About Adelaide Bank

Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.

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2.81% p.a.

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2.59% p.a.

2.60% p.a.

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Athena

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AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

Promoted

Homestar

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2.29% p.a.

2.32% p.a.

Promoted

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UHomeLoan - Discount Offer

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2.49% p.a.

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Suncorp

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2.69% p.a.

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2.76% p.a.

Promoted

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n/a

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Promoted

HSBC

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fixed 3 years

2.95% p.a.

Promoted

Homestar

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2.06% p.a.
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2.38% p.a.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.