AMP Fixed Rate Loan (Basic Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $2,500,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $40,000 and $2,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $40,000 and $2,500,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $40,000 and $2,500,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $40,000 $2,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $40,000 $2,500,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $40,000 $2,500,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $40,000 $2,500,000

4.49% p.a.

3.75% p.a.

$0.00

AMP Fixed Rate Loan (Basic Package)

4.49% p.a.

3.75% p.a.

$0.00

4.79% p.a.

4.28% p.a.

$0.00

AMP Fixed Rate Loan (Basic Package)

4.79% p.a.

4.28% p.a.

$0.00

3.99% p.a.

3.81% p.a.

$0.00

AMP Fixed Rate Loan (Basic Package)

3.99% p.a.

3.81% p.a.

$0.00

5.07% p.a.

4.29% p.a.

$0.00

AMP Fixed Rate Loan (Basic Package)

5.07% p.a.

4.29% p.a.

$0.00

Details

Rates and fees information correct as at 7 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.25% (3.55%*)

  • 4.33% (3.64%*)

  • 4.49% (3.75%*)

  • n/a

  • 4.06% (3.73%*)

  • n/a

  • n/a

  • 3.43% p.a.

Fees
  • $0.00

  • $295.00

  • $0.00

  • $349.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • $2,500,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.55% (4.13%*)

  • 4.63% (4.19%*)

  • 4.79% (4.28%*)

  • n/a

  • 5.23% (4.58%*)

  • n/a

  • n/a

  • 4.03% p.a.

Fees
  • $0.00

  • $295.00

  • $0.00

  • $349.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • $2,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.64% (3.82%*)

  • 4.57% (3.89%*)

  • 3.99% (3.81%*)

  • n/a

  • 5.18% (4.35%*)

  • n/a

  • n/a

  • 3.68% p.a.

Fees
  • $0.00

  • $295.00

  • $0.00

  • $349.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • $2,500,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.84% (4.07%*)

  • 4.77% (4.14%*)

  • 5.07% (4.29%*)

  • n/a

  • 5.38% (4.59%*)

  • n/a

  • n/a

  • 3.94% p.a.

Fees
  • $0.00

  • $295.00

  • $0.00

  • $349.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • $2,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are AMP home loans rated by the Mozo community?

Overall customer rating
6.4/10

Based on 211 AMP home loan reviews

Price
6.8/10
Features
6.3/10
Customer service
6.2/10
Convenience
5.6/10
Trust
6.4/10

Latest reviews of AMP Fixed Rate Loan (Basic Package)

  • Overall 10/10
    Excellent customer sevice and advice

    They are so easy to deal with helpful in every way I have already recommended them to family and friends and always will.

    Read full review

    They are so easy to deal with helpful in every way I have already recommended them to family and friends and always will.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    10/10
    Less
    Ingrid, Victoria reviewed almost 7 years ago
  • Overall 4/10
    High fees and no flexibilty

    The product was exactly what we were looking for at the time but we pay big annual fees for a fixed rate and there is absolutely no flexibility with this product at all, the break charges if you try and change anything are massive. Overall pretty disappointed with it 2 years in.

    Read full review

    The product was exactly what we were looking for at the time but we pay big annual fees for a fixed rate and there is absolutely no flexibility with this product at all, the break charges if you try and change anything are massive. Overall pretty disappointed with it 2 years in.

    Price
    5/10
    Features
    1/10
    Customer service
    2/10
    Convenience
    7/10
    Trust
    3/10
    Less
    Anthony, New South Wales reviewed over 7 years ago
AMP

About AMP

AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, credit cards, savings and accounts and term deposits. Also AMP's range of vehicle insurances are designed to give you more choice and flexibility while providing cover for a comprehensive range of accidents, damage and events.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.