AMP Variable Rate Loan (Professional Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $249,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $249,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $100,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $250,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $750,000 and $2,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $100,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $750,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $249,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $250,000 $499,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $750,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $100,000 $249,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $250,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $750,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $100,000 $249,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000 $749,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $750,000 $2,000,000

4.57% p.a.

4.94% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

4.57% p.a.

4.94% p.a.

$349.00 yearly

4.07% p.a.

4.45% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

4.07% p.a.

4.45% p.a.

$349.00 yearly

3.74% p.a.

4.13% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

3.74% p.a.

4.13% p.a.

$349.00 yearly

3.69% p.a.

4.08% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

3.69% p.a.

4.08% p.a.

$349.00 yearly

5.24% p.a.

5.59% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

5.24% p.a.

5.59% p.a.

$349.00 yearly

4.31% p.a.

4.67% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

4.31% p.a.

4.67% p.a.

$349.00 yearly

4.19% p.a.

4.56% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

4.19% p.a.

4.56% p.a.

$349.00 yearly

4.04% p.a.

4.41% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

4.04% p.a.

4.41% p.a.

$349.00 yearly

5.28% p.a.

5.63% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

5.28% p.a.

5.63% p.a.

$349.00 yearly

5.05% p.a.

5.40% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

5.05% p.a.

5.40% p.a.

$349.00 yearly

4.61% p.a.

4.97% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

4.61% p.a.

4.97% p.a.

$349.00 yearly

4.99% p.a.

5.34% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

4.99% p.a.

5.34% p.a.

$349.00 yearly

4.85% p.a.

5.20% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

4.85% p.a.

5.20% p.a.

$349.00 yearly

4.66% p.a.

5.02% p.a.

$349.00 yearly

AMP Variable Rate Loan (Professional Package)

4.66% p.a.

5.02% p.a.

$349.00 yearly

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.57% p.a.

  • n/a

  • 0 Months

  • none

  • 4.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.07% p.a.

  • n/a

  • 0 Months

  • none

  • 4.45% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 3.74% p.a.

  • n/a

  • 0 Months

  • none

  • 4.13% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 3.69% p.a.

  • n/a

  • 0 Months

  • none

  • 4.08% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $750,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.24% p.a.

  • n/a

  • 0 Months

  • none

  • 5.59% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.31% p.a.

  • n/a

  • 0 Months

  • none

  • 4.67% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.56% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.04% p.a.

  • n/a

  • 0 Months

  • none

  • 4.41% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $750,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.28% p.a.

  • n/a

  • 0 Months

  • none

  • 5.63% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.05% p.a.

  • n/a

  • 0 Months

  • none

  • 5.40% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $250,000

  • $749,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.61% p.a.

  • n/a

  • 0 Months

  • none

  • 4.97% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $750,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.99% p.a.

  • n/a

  • 0 Months

  • none

  • 5.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.85% p.a.

  • n/a

  • 0 Months

  • none

  • 5.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $250,000

  • $749,999

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.66% p.a.

  • n/a

  • 0 Months

  • none

  • 5.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $349.00 yearly

  • $100.00

Other financial bits
  • $750,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

Customer Reviews

How are AMP home loans rated by the Mozo community?

Overall customer rating
6.4/10

Based on 209 AMP home loan reviews

Price
6.7/10
Features
6.3/10
Customer service
6.2/10
Convenience
5.6/10
Trust
6.4/10

Latest reviews of AMP Variable Rate Loan (Professional Package)

  • Overall
    10/10
    Planner assist team are awesome

    We have just sold and purchased a new property. Amp we're amazing and made the process easy.

    We have just sold and purchased a new property. Amp we're amazing and made the process easy.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    L | Queensland

    reviewed over 3 years ago

  • Overall
    8/10
    Good products / prices

    They don't try to rip you off.

    They don't try to rip you off.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    9/10

    Ian | Queensland

    reviewed over 3 years ago

  • Overall
    6/10
    Good product, bad physical access

    Biggest issue is the hassle to deposit cash - has to done through the Post Office.

    Biggest issue is the hassle to deposit cash - has to done through the Post Office.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    1/10
    Trust
    6/10

    Stephen | Queensland

    reviewed over 4 years ago

  • Overall
    9/10
    Competitive with great customer service

    Excellent service at all times.

    Excellent service at all times.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Haydn | Queensland

    reviewed almost 5 years ago

  • Overall
    0/10
    Worst bank- terrible service.

    Worst bank I have ever dealt with. Ask for ridiculous documents at the last minute so you can't...

    Worst bank I have ever dealt with. Ask for ridiculous documents at the last minute so you can't possibly settle in time. Sit on hold for ages if you want to talk to someone, then get cut off half way through a phone call (that takes about 30mins and still gets no resolution). Won't call back unless you get a supervisor to instruct the phone operator. Put money into wrong accounts then have lots of trouble trying to rectify it. DON'T BANK WITH THEM- waste of time and money.

    Price
    2/10
    Features
    1/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    Linda | Victoria

    reviewed almost 5 years ago

AMP

About AMP

AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, credit cards, savings and accounts and term deposits. Also AMP's range of vehicle insurances are designed to give you more choice and flexibility while providing cover for a comprehensive range of accidents, damage and events.

See AMP home loans

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$0.00

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$0.00

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a.

4.12% p.a.

$395.00 yearly

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a.

3.82% p.a.

$10.00 monthly

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.