The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $150,000 | |
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Owner Occupier | Interest Only | < 80% | $150,000 | |
|
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Owner Occupier | Principal & Interest | 80%-90% | $150,000 | |
|
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Owner Occupier | Interest Only | 80%-% | $150,000 | |
|
|
Investor | Principal & Interest | < 80% | $150,000 | |
|
|
Investor | Principal & Interest | 80%-90% | $150,000 | |
|
|
Investor | Interest Only | < 80% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Owner Occupier (Interest Only)
LVR 80%-%
Loan: $150,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000
The Variable Rate Home Loan from ANZ comes with a low variable rate of 4.24% p.a. (4.24% p.a. comparison rate*), available to those borrowing 80% or less of a property's value. It also comes with some attractive features, such as an offset account and the ability to make extra repayments, making it a worthwhile option for home loan seekers who want great value but also the security of a big name bank.
ANZ's Variable Rate Home Loan offers a competitive 4.24% p.a. variable rate (4.24% p.a. comparison rate*), available on <80% LVR loans. Repayments can be tailored to suit you and your pay cycle, whether that's weekly, fortnightly or monthly. There's also a range of helpful features on offer to help you save on interest and reduce stress.
This includes the ability to make free extra repayments and redraw if needed, split your loan between fixed and variable options, and take a repayment holiday (as long as you're ahead on repayments). Borrowers can also take advantage of an offset account, however this will cost an extra $10 per month.
This home loan may suit borrowers who want a competitive variable rate and access to a Big Bank branch network.
While this home loan is light on fees, borrowers will still have to budget for the $160 discharge
|
4.24% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.24% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
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n/a |
|
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$0.00 |
|
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$160.00 |
|
$150,000 |
|
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none |
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|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
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$0.00 |
|
|
$0.00 |
|
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$0.00 |
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n/a |
|
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$0.00 |
|
|
$160.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$150,000 |
|
|
none |
|
|
80.00% |
|
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90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$150,000 |
|
|
none |
|
|
80.00% |
|
|
none |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.84% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.84% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.04% p.a. |
|
|
n/a |
|
|
n/a |
|
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n/a |
|
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5.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$150,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.09% p.a. |
|
|
n/a |
|
|
n/a |
|
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n/a |
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5.09% p.a. |
|
|
n/a |
|
|
n/a |
|
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n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I changed my home loan to anz and had terrific service and couldn't be happier my settlement was quick and staff were amazing l would highly recommend anz bank for a home loan or personal loan.
Read full reviewI changed my home loan to anz and had terrific service and couldn't be happier my settlement was quick and staff were amazing l would highly recommend anz bank for a home loan or personal loan.
This bank has many ATMs available. I have 2 mortgages through this bank and have had very easy dealings to establish and review my home loans. The bank will occasionally (maybe once per year) contact me to see if I would like to discuss opportunities to reduce interest rates, make changes to any other accounts or investigate better options for me.
Read full reviewThis bank has many ATMs available. I have 2 mortgages through this bank and have had very easy dealings to establish and review my home loans. The bank will occasionally (maybe once per year) contact me to see if I would like to discuss opportunities to reduce interest rates, make changes to any other accounts or investigate better options for me.
Hopeless hopeless hopeless. Stay away or get out if you can. Processing times are ridiculous. After 6 weeks we still haven’t been able to jump through the first step. Can’t get an answer from anyone on anything, wait times of up to 1hr to talk to anyone and than transferred and the wait starts again before they transfer you again and tell you your “urgent” application hasn’t been assessed yet even though it’s after the maximum amount time they tell you it will take. Thanks ANZ you have left us in a terrible position and caused huge amounts of stress for something that should have been simple and straightforward to sort.
Read full reviewHopeless hopeless hopeless. Stay away or get out if you can. Processing times are ridiculous. After 6 weeks we still haven’t been able to jump through the first step. Can’t get an answer from anyone on anything, wait times of up to 1hr to talk to anyone and than transferred and the wait starts again before they transfer you again and tell you your “urgent” application hasn’t been assessed yet even though it’s after the maximum amount time they tell you it will take. Thanks ANZ you have left us in a terrible position and caused huge amounts of stress for something that should have been simple and straightforward to sort.
Hopeless service, I went to the Branch to get advice on selling a PROPERTY and all They wanted to do was talk INSURANCE
Read full reviewHopeless service, I went to the Branch to get advice on selling a PROPERTY and all They wanted to do was talk INSURANCE
They keep changing the goal posts.
Read full reviewThey keep changing the goal posts.
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Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
