Aussie IQ Basic Fixed

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $100,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $100,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $100,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $100,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $100,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $100,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $100,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 80%-95%

    Loan: $100,000 $5,000,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $100,000 $5,000,000

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $100,000 $5,000,000

3.99% p.a.

3.84% p.a.

$0.00

Aussie IQ Basic Fixed

3.99% p.a.

3.84% p.a.

$0.00

4.09% p.a.

3.95% p.a.

$0.00

Aussie IQ Basic Fixed

4.09% p.a.

3.95% p.a.

$0.00

4.29% p.a.

4.15% p.a.

$0.00

Aussie IQ Basic Fixed

4.29% p.a.

4.15% p.a.

$0.00

4.29% p.a.

4.29% p.a.

$0.00

Aussie IQ Basic Fixed

4.29% p.a.

4.29% p.a.

$0.00

4.59% p.a.

4.59% p.a.

$0.00

Aussie IQ Basic Fixed

4.59% p.a.

4.59% p.a.

$0.00

4.29% p.a.

4.10% p.a.

$0.00

Aussie IQ Basic Fixed

4.29% p.a.

4.10% p.a.

$0.00

4.39% p.a.

4.28% p.a.

$0.00

Aussie IQ Basic Fixed

4.39% p.a.

4.28% p.a.

$0.00

4.49% p.a.

4.63% p.a.

$0.00

Aussie IQ Basic Fixed

4.49% p.a.

4.63% p.a.

$0.00

4.39% p.a.

4.42% p.a.

$0.00

Aussie IQ Basic Fixed

4.39% p.a.

4.42% p.a.

$0.00

4.89% p.a.

4.89% p.a.

$0.00

Aussie IQ Basic Fixed

4.89% p.a.

4.89% p.a.

$0.00

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.88% (3.79%*)

  • 3.99% (3.83%*)

  • 3.99% (3.84%*)

  • 4.39% (4.00%*)

  • 4.49% (4.09%*)

  • (*)

  • (*)

  • 3.75% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Fortnightly, Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.08% (3.90%*)

  • 4.09% (3.93%*)

  • 4.09% (3.95%*)

  • 4.49% (4.10%*)

  • 4.59% (4.19%*)

  • (*)

  • (*)

  • 3.85% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Fortnightly, Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.28% (4.10%*)

  • 4.29% (4.13%*)

  • 4.29% (4.15%*)

  • 4.69% (4.30%*)

  • 4.79% (4.39%*)

  • (*)

  • (*)

  • 4.05% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • 80.00%

  • 95.00%

Features
  • Fortnightly, Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.26%*)

  • 4.29% (4.28%*)

  • 4.29% (4.29%*)

  • 4.59% (4.39%*)

  • 4.69% (4.46%*)

  • (*)

  • (*)

  • 4.24% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (4.58%*)

  • 4.59% (4.58%*)

  • 4.59% (4.59%*)

  • 4.84% (4.68%*)

  • 4.99% (4.76%*)

  • (*)

  • (*)

  • 4.54% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.02%*)

  • 4.19% (4.06%*)

  • 4.29% (4.10%*)

  • 4.49% (4.19%*)

  • 4.59% (4.27%*)

  • (*)

  • (*)

  • 3.99% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Fortnightly, Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.21%*)

  • 4.29% (4.24%*)

  • 4.39% (4.28%*)

  • 4.59% (4.36%*)

  • 4.69% (4.43%*)

  • (*)

  • (*)

  • 4.19% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Fortnightly, Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (4.63%*)

  • 4.39% (4.63%*)

  • 4.49% (4.63%*)

  • 4.69% (4.69%*)

  • 4.79% (4.73%*)

  • (*)

  • (*)

  • 4.64% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • 80.00%

  • 95.00%

Features
  • Fortnightly, Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (4.41%*)

  • 4.34% (4.41%*)

  • 4.39% (4.42%*)

  • 4.59% (4.49%*)

  • 4.69% (4.55%*)

  • (*)

  • (*)

  • 4.39% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.89% (4.88%*)

  • 4.89% (4.88%*)

  • 4.89% (4.89%*)

  • 5.09% (4.96%*)

  • 5.19% (5.02%*)

  • (*)

  • (*)

  • 4.84% p.a.

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $100,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Monthly

  • yes - free up to 5% annually

  • no

  • no

  • $0.00

  • no

  • no

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • Variable revert rate may vary depending on loan amount and LVR.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Aussie home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
7.2/10
Features
6.6/10
Customer service
7.2/10
Convenience
6.9/10
Trust
7.0/10

Latest reviews of Aussie IQ Basic Fixed

  • Overall
    8/10
    Best Bank

    Great bank friendly service

    Great bank friendly service

    Price
    7/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    -1/10

    Sam | Queensland

    reviewed over 2 years ago

  • Overall
    8/10
    Great loan, I love Aussie.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Nicole | New South Wales

    reviewed almost 3 years ago

  • Overall
    9/10
    Great service and easy to deal with

    Very flexible and so easy to deal with. As a single female this very valuable and at ease.

    Very flexible and so easy to deal with. As a single female this very valuable and at ease.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    8/10

    Chris | New South Wales

    reviewed over 3 years ago

  • Overall
    7/10
    Features that suit our needs.

    Aussie home loans had the cheapest rate going when we bought our home. Its more personalised with...

    Aussie home loans had the cheapest rate going when we bought our home. Its more personalised with on going support.

    Price
    8/10
    Features
    -1/10
    Customer service
    7/10
    Convenience
    -1/10
    Trust
    9/10

    Name not supplied | Queensland

    reviewed about 5 years ago

Aussie

About Aussie

Aussie Home Loans has been giving the big banks a run for their money for over 20 years. "Aussie John" Symond founded Aussie Home Loans in 1992 to shake up the home loans market, attracting hundreds of thousands of customers around Australia. Aussie Home Loans has since expanded into a national mortgage broking service as well as Aussie-branded credit cards, car loans, personal loans and insurance to give consumers a banking alternative. Aussie's Low Rate credit cards continue to challenge the value consumers receive with new benefits that provide value where consumers need it most - low purchase rates and low fees.

See Aussie home loans

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3.66% p.a.

$520

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Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

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UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

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Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

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Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

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Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

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Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

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Low Rate Home Loan with Offset

3.68% p.a. variable

3.69% p.a.

$0

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Essentials Variable

3.64% p.a.

3.66% p.a.

$520

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NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

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UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

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HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

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Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

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Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

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Suncorp

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Back to Basics

3.79% p.a.

3.80% p.a.

$0

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Bank Australia

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Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

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Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

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Queensland Country Credit Union

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Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

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UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

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Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.90% p.a.

$0

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

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Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

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bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

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UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.