Aussie IQ Offset

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $5,000,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $150,000 $5,000,000

3.75% p.a.

3.98% p.a.

$198.00 yearly

Aussie IQ Offset

3.75% p.a.

3.98% p.a.

$198.00 yearly

3.85% p.a.

4.08% p.a.

$198.00 yearly

Aussie IQ Offset

3.85% p.a.

4.08% p.a.

$198.00 yearly

4.05% p.a.

4.28% p.a.

$198.00 yearly

Aussie IQ Offset

4.05% p.a.

4.28% p.a.

$198.00 yearly

4.25% p.a.

4.48% p.a.

$198.00 yearly

Aussie IQ Offset

4.25% p.a.

4.48% p.a.

$198.00 yearly

4.24% p.a.

4.47% p.a.

$198.00 yearly

Aussie IQ Offset

4.24% p.a.

4.47% p.a.

$198.00 yearly

4.54% p.a.

4.76% p.a.

$198.00 yearly

Aussie IQ Offset

4.54% p.a.

4.76% p.a.

$198.00 yearly

3.99% p.a.

4.22% p.a.

$198.00 yearly

Aussie IQ Offset

3.99% p.a.

4.22% p.a.

$198.00 yearly

4.19% p.a.

4.42% p.a.

$198.00 yearly

Aussie IQ Offset

4.19% p.a.

4.42% p.a.

$198.00 yearly

4.64% p.a.

4.86% p.a.

$198.00 yearly

Aussie IQ Offset

4.64% p.a.

4.86% p.a.

$198.00 yearly

4.39% p.a.

4.62% p.a.

$198.00 yearly

Aussie IQ Offset

4.39% p.a.

4.62% p.a.

$198.00 yearly

4.84% p.a.

5.06% p.a.

$198.00 yearly

Aussie IQ Offset

4.84% p.a.

5.06% p.a.

$198.00 yearly

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 3.75% p.a.

  • n/a

  • 0 Months

  • none

  • 3.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 3.85% p.a.

  • n/a

  • 0 Months

  • none

  • 4.08% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.05% p.a.

  • n/a

  • 0 Months

  • none

  • 4.28% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.25% p.a.

  • n/a

  • 0 Months

  • none

  • 4.48% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 90.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.24% p.a.

  • n/a

  • 0 Months

  • none

  • 4.47% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.54% p.a.

  • n/a

  • 0 Months

  • none

  • 4.76% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.42% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.64% p.a.

  • n/a

  • 0 Months

  • none

  • 4.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.39% p.a.

  • n/a

  • 0 Months

  • none

  • 4.62% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.84% p.a.

  • n/a

  • 0 Months

  • none

  • 5.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

Customer Reviews

How are Aussie home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
7.2/10
Features
6.6/10
Customer service
7.2/10
Convenience
6.9/10
Trust
7.0/10

Latest reviews of Aussie IQ Offset

  • Overall
    10/10
    Highly highly recommend

    Down to earth & they try very hard to identify with your issue.

    Down to earth & they try very hard to identify with your issue.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Laurie | New South Wales

    reviewed about 3 years ago

  • Overall
    8/10
    Great loans

    Great loans from them.

    Great loans from them.

    Price
    6/10
    Features
    6/10
    Customer service
    5/10
    Convenience
    6/10
    Trust
    7/10

    Ethan | Queensland

    reviewed about 3 years ago

  • Overall
    8/10
    Great customer service

    When we were looking at buying a house we were not sure about how to go about doing it. Aussie...

    When we were looking at buying a house we were not sure about how to go about doing it. Aussie helped us with everything and did not make us feel stupid for not knowing what to do.

    Price
    8/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mitchell | New South Wales

    reviewed almost 4 years ago

Aussie

About Aussie

Aussie Home Loans has been giving the big banks a run for their money for over 20 years. "Aussie John" Symond founded Aussie Home Loans in 1992 to shake up the home loans market, attracting hundreds of thousands of customers around Australia. Aussie Home Loans has since expanded into a national mortgage broking service as well as Aussie-branded credit cards, car loans, personal loans and insurance to give consumers a banking alternative. Aussie's Low Rate credit cards continue to challenge the value consumers receive with new benefits that provide value where consumers need it most - low purchase rates and low fees.

See Aussie home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.