Aussie IQ Offset

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $5,000,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $150,000 $5,000,000

3.75% p.a.

3.98% p.a.

$198.00 yearly

Aussie IQ Offset

3.75% p.a.

3.98% p.a.

$198.00 yearly

3.85% p.a.

4.08% p.a.

$198.00 yearly

Aussie IQ Offset

3.85% p.a.

4.08% p.a.

$198.00 yearly

4.05% p.a.

4.28% p.a.

$198.00 yearly

Aussie IQ Offset

4.05% p.a.

4.28% p.a.

$198.00 yearly

4.25% p.a.

4.48% p.a.

$198.00 yearly

Aussie IQ Offset

4.25% p.a.

4.48% p.a.

$198.00 yearly

4.24% p.a.

4.47% p.a.

$198.00 yearly

Aussie IQ Offset

4.24% p.a.

4.47% p.a.

$198.00 yearly

4.54% p.a.

4.76% p.a.

$198.00 yearly

Aussie IQ Offset

4.54% p.a.

4.76% p.a.

$198.00 yearly

3.99% p.a.

4.22% p.a.

$198.00 yearly

Aussie IQ Offset

3.99% p.a.

4.22% p.a.

$198.00 yearly

4.19% p.a.

4.42% p.a.

$198.00 yearly

Aussie IQ Offset

4.19% p.a.

4.42% p.a.

$198.00 yearly

4.64% p.a.

4.86% p.a.

$198.00 yearly

Aussie IQ Offset

4.64% p.a.

4.86% p.a.

$198.00 yearly

4.39% p.a.

4.62% p.a.

$198.00 yearly

Aussie IQ Offset

4.39% p.a.

4.62% p.a.

$198.00 yearly

4.84% p.a.

5.06% p.a.

$198.00 yearly

Aussie IQ Offset

4.84% p.a.

5.06% p.a.

$198.00 yearly

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.75% p.a.

  • n/a

  • 0 Months

  • none

  • 3.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.85% p.a.

  • n/a

  • 0 Months

  • none

  • 4.08% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.05% p.a.

  • n/a

  • 0 Months

  • none

  • 4.28% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.25% p.a.

  • n/a

  • 0 Months

  • none

  • 4.48% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 90.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • 0 Months

  • none

  • 4.47% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.54% p.a.

  • n/a

  • 0 Months

  • none

  • 4.76% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.42% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.64% p.a.

  • n/a

  • 0 Months

  • none

  • 4.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • n/a

  • 0 Months

  • none

  • 4.62% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.84% p.a.

  • n/a

  • 0 Months

  • none

  • 5.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $363.00

  • $0.00

  • $0.00

  • none

  • $198.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • Maximum loan amounts may vary depending on LVR. Loans up to $5Million may be considered.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Aussie home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
7.2/10
Features
6.6/10
Customer service
7.2/10
Convenience
6.9/10
Trust
7.0/10

Latest reviews of Aussie IQ Offset

  • Overall
    10/10
    Highly highly recommend

    Down to earth & they try very hard to identify with your issue.

    Down to earth & they try very hard to identify with your issue.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Laurie | New South Wales

    reviewed over 3 years ago

  • Overall
    8/10
    Great loans

    Great loans from them.

    Great loans from them.

    Price
    6/10
    Features
    6/10
    Customer service
    5/10
    Convenience
    6/10
    Trust
    7/10

    Ethan | Queensland

    reviewed over 3 years ago

  • Overall
    8/10
    Great customer service

    When we were looking at buying a house we were not sure about how to go about doing it. Aussie...

    When we were looking at buying a house we were not sure about how to go about doing it. Aussie helped us with everything and did not make us feel stupid for not knowing what to do.

    Price
    8/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mitchell | New South Wales

    reviewed about 4 years ago

Aussie

About Aussie

Aussie Home Loans has been giving the big banks a run for their money for over 20 years. "Aussie John" Symond founded Aussie Home Loans in 1992 to shake up the home loans market, attracting hundreds of thousands of customers around Australia. Aussie Home Loans has since expanded into a national mortgage broking service as well as Aussie-branded credit cards, car loans, personal loans and insurance to give consumers a banking alternative. Aussie's Low Rate credit cards continue to challenge the value consumers receive with new benefits that provide value where consumers need it most - low purchase rates and low fees.

See Aussie home loans

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3.66% p.a.

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3.61% p.a.

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3.59% p.a.

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3.68% p.a. variable

3.69% p.a.

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Base Variable Rate Home Loan

3.87% p.a. variable

3.91% p.a.

$600

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3.89% p.a. variable

4.29% p.a.

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3.65% p.a. variable

3.66% p.a.

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3.54% p.a. variable

3.59% p.a.

$567

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3.64% p.a.

3.66% p.a.

$520

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Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

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Newcastle Permanent

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Variable Home Loan (Premium Plus Package)

3.99% p.a.

4.38% p.a.

$0

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HSBC

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Home Value Loan

3.59% p.a.

3.61% p.a.

$150

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Well Balanced

3.49% p.a.

3.53% p.a.

$600

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Homestar

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Variable Rate Loan

3.54% p.a.

3.59% p.a.

$567

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Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

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UBank

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UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

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UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

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loans.com.au

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Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

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Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

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NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

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Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

Promoted

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Promoted

loans.com.au

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Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0.00

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a.

3.59% p.a.

$0.00

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a.

3.82% p.a.

$10.00 monthly

Promoted

Mozo

Mozo

Mystery Bank Deal

3.54% p.a.

3.60% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.