Aussie Optimizer Variable

3.86% p.a.

3.89% p.a.

$0.00

3.81% p.a.

3.84% p.a.

$0.00

4.09% p.a.

4.12% p.a.

$0.00

4.04% p.a.

4.07% p.a.

$0.00

4.19% p.a.

4.22% p.a.

$0.00

4.09% p.a.

4.12% p.a.

$0.00

4.04% p.a.

4.07% p.a.

$0.00

4.14% p.a.

4.17% p.a.

$0.00

4.09% p.a.

4.12% p.a.

$0.00

4.34% p.a.

4.37% p.a.

$0.00

4.29% p.a.

4.32% p.a.

$0.00

4.34% p.a.

4.37% p.a.

$0.00

4.29% p.a.

4.32% p.a.

$0.00

4.49% p.a.

4.52% p.a.

$0.00

4.44% p.a.

4.47% p.a.

$0.00

Currently showing

Rates

  • 3.86% p.a.

  • n/a

  • 0 Months

  • none

  • 3.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $100,000

  • $749,999

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 3.81% p.a.

  • n/a

  • 0 Months

  • none

  • 3.84% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $1,500,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.09% p.a.

  • n/a

  • 0 Months

  • none

  • 4.12% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $100,000

  • $749,999

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.04% p.a.

  • n/a

  • 0 Months

  • none

  • 4.07% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $850,000

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $100,000

  • $750,000

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.09% p.a.

  • n/a

  • 0 Months

  • none

  • 4.12% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $100,000

  • $749,999

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.04% p.a.

  • n/a

  • 0 Months

  • none

  • 4.07% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $1,500,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.14% p.a.

  • n/a

  • 0 Months

  • none

  • 4.17% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $100,000

  • $749,999

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.09% p.a.

  • n/a

  • 0 Months

  • none

  • 4.12% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $1,500,000

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.34% p.a.

  • n/a

  • 0 Months

  • none

  • 4.37% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $100,000

  • $749,999

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.29% p.a.

  • n/a

  • 0 Months

  • none

  • 4.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $850,000

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.34% p.a.

  • n/a

  • 0 Months

  • none

  • 4.37% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $100,000

  • $749,999

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.29% p.a.

  • n/a

  • 0 Months

  • none

  • 4.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $1,500,000

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.49% p.a.

  • n/a

  • 0 Months

  • none

  • 4.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $100,000

  • $749,999

  • 80.00%

  • 90.00%

Features

  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

Rates

  • 4.44% p.a.

  • n/a

  • 0 Months

  • none

  • 4.47% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $330.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $850,000

  • 80.00%

  • 90.00%

Features

  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • no

  • none

  • none

About Aussie

Aussie Home Loans has been giving the big banks a run for their money for over 20 years. "Aussie John" Symond founded Aussie Home Loans in 1992 to shake up the home loans market, attracting hundreds of thousands of customers around Australia. Aussie Home Loans has since expanded into a national mortgage broking service as well as Aussie-branded credit cards, car loans, personal loans and insurance to give consumers a banking alternative. Aussie's Low Rate credit cards continue to challenge the value consumers receive with new benefits that provide value where consumers need it most - low purchase rates and low fees.

How are Aussie home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.0

Based on 52
Aussie home loans reviews

7.4 6.6 6.9 6.7 6.8

Read Aussie home loan reviews by the Mozo community

Latest reviews of Aussie Optimizer Variable

Aussie

Aussie Optimizer Variable (LVR<80%, Principal & Interest, Owner Occupier) home loan review

Overall rating   10 / 10

Always helpful and friendly when talking on phone

I find their customer service people are a pleasure to deal with and their interest rates are better than a bank.

Full review

I find their customer service people are a pleasure to deal with and their interest rates are better than a bank.

    Price   9 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Karen (VIC), reviewed 10 months ago

Aussie

Aussie Optimizer Variable (LVR<80%, Principal & Interest, Owner Occupier) home loan review

Overall rating   8 / 10

Awesome lenders

An Aussie Home Loan Representative came to our house, discussed and answered all of our questions, then came back with the best loan available for our specific needs, which we were able to repay in 6 years saving large amounts of interest. I am...

Full review

An Aussie Home Loan Representative came to our house, discussed and answered all of our questions, then came back with the best loan available for our specific needs, which we were able to repay in 6 years saving large amounts of interest. I am sure that the "banks" would never have told us about a method to save us interest on our home loan!

    Price   6 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Jeffry (QLD), reviewed over 2 years ago

Aussie

Aussie Optimizer Variable (LVR<80%, Principal & Interest, Owner Occupier) home loan review

Overall rating   9 / 10

Good customer service skill

More attractive interest rate.

Full review

More attractive interest rate.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Mozo reviewer (WA), reviewed over 3 years ago

Aussie

Aussie Optimizer Variable (LVR<80%, Principal & Interest, Owner Occupier) home loan review

Overall rating   8 / 10

Great customer service, works for me

Aussie has organised my loans twice for me. And each time I get the best deals and a loan package that works for me. Great advice and continues customer support that is excellent. And all easy to manage over the internet or in person at a time and...

Full review

Aussie has organised my loans twice for me. And each time I get the best deals and a loan package that works for me. Great advice and continues customer support that is excellent. And all easy to manage over the internet or in person at a time and location that suits me. No need to go into a bank at inconvenient times and stand in queues for hours.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Maria (NSW), reviewed over 3 years ago

Aussie

Aussie Optimizer Variable (LVR<80%, Principal & Interest, Owner Occupier) home loan review

Overall rating   10 / 10

Best ever home loan

I have had my Aussie Home Loan for 6 years+ and I just LOVE Aussie. Rates are very competitive and they always come down whenever there is a rate cut. I recommend Aussie to anyone needing a home loan.

Full review

I have had my Aussie Home Loan for 6 years+ and I just LOVE Aussie. Rates are very competitive and they always come down whenever there is a rate cut. I recommend Aussie to anyone needing a home loan.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Leonie (QLD), reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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