The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $3,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $3,500,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $100,000 | $3,500,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $100,000 | $3,500,000 |
| | Owner Occupier | Interest Only | < 80% | $100,000 | $3,500,000 |
| | Investor | Principal & Interest | < 90% | $100,000 | $3,500,000 |
| | Investor | Interest Only | < 90% | $100,000 | $3,500,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $100,000 $3,500,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $100,000 $3,500,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000 $3,500,000
Investor (Principal & Interest)
LVR < 90%
Loan: $100,000 $3,500,000
Investor (Interest Only)
LVR < 90%
Loan: $100,000 $3,500,000
n/a
n/a
n/a
n/a
2.69% (3.89%*)
2.69% (3.82%*)
2.69% (3.75%*)
2.99% (3.78%*)
2.99% (3.75%*)
n/a
n/a
3.56% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank. Eligible First Home Loan Deposit Scheme applicants can borrow up to 95% LVR.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.29% (4.08%*)
3.29% (4.04%*)
3.29% (4.01%*)
3.59% (4.08%*)
3.59% (4.07%*)
n/a
n/a
3.71% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
90.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.29% (4.41%*)
3.29% (4.34%*)
3.29% (4.27%*)
3.69% (4.35%*)
3.69% (4.32%*)
n/a
n/a
4.08% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
80.00%
Monthly
yes - free
yes
yes
$0.00
no
no
Transaction account must be held by the customer with Auswide Bank.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.39% (4.53%*)
3.39% (4.46%*)
3.49% (4.42%*)
3.49% (4.37%*)
3.49% (4.32%*)
n/a
n/a
4.21% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.69% (5.02%*)
3.69% (4.92%*)
3.79% (4.87%*)
3.79% (4.80%*)
3.79% (4.73%*)
n/a
n/a
4.73% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
no
Transaction account must be held by the customer with Auswide Bank.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
excellent, the best lending company i have ever dealt with.
Read full reviewexcellent, the best lending company i have ever dealt with.
No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
