Auswide Bank Fixed Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $3,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

4.29% p.a.

5.31% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

4.29% p.a.

5.31% p.a.

$10.00 monthly

4.59% p.a.

5.40% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

4.59% p.a.

5.40% p.a.

$10.00 monthly

4.99% p.a.

6.04% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

4.99% p.a.

6.04% p.a.

$10.00 monthly

5.29% p.a.

6.12% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

5.29% p.a.

6.12% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (5.51%*)

  • 4.29% (5.41%*)

  • 4.29% (5.31%*)

  • 4.80% (5.40%*)

  • 4.90% (5.39%*)

  • (*)

  • (*)

  • 5.48% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.54%*)

  • 4.59% (5.47%*)

  • 4.59% (5.40%*)

  • 5.10% (5.50%*)

  • 5.20% (5.52%*)

  • (*)

  • (*)

  • 5.48% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.89% (6.25%*)

  • 4.99% (6.14%*)

  • 4.99% (6.04%*)

  • 5.50% (6.12%*)

  • 5.60% (6.11%*)

  • (*)

  • (*)

  • 6.23% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 5.19% (6.28%*)

  • 5.29% (6.20%*)

  • 5.29% (6.12%*)

  • 5.80% (6.23%*)

  • 5.90% (6.24%*)

  • (*)

  • (*)

  • 6.23% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • no

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

Customer Reviews

How are Auswide Bank home loans rated by the Mozo community?

Overall customer rating
6.6/10
Price
6.1/10
Features
5.3/10
Customer service
6.6/10
Convenience
6.2/10
Trust
6.5/10

Latest reviews of Auswide Bank Fixed Home Loan

  • Overall
    10/10
    Very friendly staff who are always willing to help

    We have been with this bank since they first started as Mackay Permanent and now as a bank. They...

    We have been with this bank since they first started as Mackay Permanent and now as a bank. They have always been able to help us out especially with the interest rates.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Michelle | QLD

    07 Apr 2017

  • Overall
    10/10
    Just brilliant all round

    Widebay has been a fantastic bank to have our home loan with. Always making sure we are happy...

    Widebay has been a fantastic bank to have our home loan with. Always making sure we are happy with their service and respond very swiftly to all our needs.

    Price
    9/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Kylie anne | QLD

    23 Apr 2014

  • Overall
    7/10
    Staff are great

    I like the bank because I can ring up and speak to them direct. They are extremely helpful.

    I like the bank because I can ring up and speak to them direct. They are extremely helpful.

    Price
    5/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    7/10

    Jenny | QLD

    05 Nov 2013

  • Overall
    10/10
    Competitive interest rates and unbeatable service.

    I chose this bank after visiting with a few and found this bank to have the best offers and...

    I chose this bank after visiting with a few and found this bank to have the best offers and interest rates, very competitive and gave me the best deal. Would not hesitate to reccommend them to anyone looking for a home loan. They just met all of our needs and took care of everything. I wasn't just another customer.

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Mozo reviewer | QLD

    16 Aug 2013

  • Overall
    8/10
    Great customer service they know me by name

    When I got my mortgage we debated on which I should go fixed or not I decided to go fixed as the...

    When I got my mortgage we debated on which I should go fixed or not I decided to go fixed as the rates were iffy at the time will go variable when fixed term is over and will stay with W Bay as I trust them and have been with the bank before it became Wide Bay Australia and am recognized at both branches here By the way am on around $20,000 a year part disability part super so even with my inheritance getting a mortgage was not easy I needed an extra $74,000.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Mozo reviewer | QLD

    14 Aug 2013

Auswide Bank

About Auswide Bank

No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.

See Auswide Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.