Auswide Bank Fixed Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $3,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $3,500,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $10,000 $3,500,000

3.79% p.a.

4.87% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

3.79% p.a.

4.87% p.a.

$10.00 monthly

4.09% p.a.

5.10% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

4.09% p.a.

5.10% p.a.

$10.00 monthly

4.09% p.a.

5.50% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

4.09% p.a.

5.50% p.a.

$10.00 monthly

4.39% p.a.

5.74% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

4.39% p.a.

5.74% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 21 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.69% (5.07%*)

  • 3.79% (4.97%*)

  • 3.79% (4.87%*)

  • 3.99% (4.84%*)

  • 3.99% (4.77%*)

  • n/a

  • n/a

  • 5.04% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.89% (5.29%*)

  • 4.09% (5.20%*)

  • 4.09% (5.10%*)

  • 4.29% (5.08%*)

  • 4.29% (5.01%*)

  • n/a

  • n/a

  • 5.26% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (5.79%*)

  • 3.99% (5.63%*)

  • 4.09% (5.50%*)

  • 4.09% (5.37%*)

  • 4.09% (5.25%*)

  • n/a

  • n/a

  • 5.82% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.19% (6.01%*)

  • 4.29% (5.86%*)

  • 4.39% (5.74%*)

  • 4.39% (5.61%*)

  • 4.39% (5.50%*)

  • n/a

  • n/a

  • 6.04% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • no

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Auswide Bank home loans rated by the Mozo community?

Overall customer rating
7.7/10
Price
6.6/10
Features
6.5/10
Customer service
8.1/10
Convenience
7.1/10
Trust
7.7/10

Latest reviews of Auswide Bank Fixed Home Loan

  • Overall
    0/10
    No customer service

    Very high interests rates and they also removed a lot of payment methods which makes it very...

    Very high interests rates and they also removed a lot of payment methods which makes it very difficult to pay on time increasing the chance of you getting charged with late fees.

    Price
    1/10
    Features
    1/10
    Customer service
    1/10
    Convenience
    1/10
    Trust
    0/10

    Melinda | Victoria

    reviewed 8 months ago

  • Overall
    10/10
    Very friendly staff who are always willing to help

    We have been with this bank since they first started as Mackay Permanent and now as a bank. They...

    We have been with this bank since they first started as Mackay Permanent and now as a bank. They have always been able to help us out especially with the interest rates.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Michelle | Queensland

    reviewed over 2 years ago

  • Overall
    4/10
    Nothing really

    Not really

    Not really

    Price
    2/10
    Features
    3/10
    Customer service
    2/10
    Convenience
    4/10
    Trust
    3/10

    Malcolm | Queensland

    reviewed over 4 years ago

  • Overall
    10/10
    Just brilliant all round

    Widebay has been a fantastic bank to have our home loan with. Always making sure we are happy...

    Widebay has been a fantastic bank to have our home loan with. Always making sure we are happy with their service and respond very swiftly to all our needs.

    Price
    9/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Kylie anne | Queensland

    reviewed over 5 years ago

  • Overall
    7/10
    Staff are great

    I like the bank because I can ring up and speak to them direct. They are extremely helpful.

    I like the bank because I can ring up and speak to them direct. They are extremely helpful.

    Price
    5/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    7/10

    Jenny | Queensland

    reviewed about 6 years ago

Auswide Bank

About Auswide Bank

No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.

See Auswide Bank home loans

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2.84% p.a. variable

2.84% p.a.

$0

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RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

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Smart Home Loan

2.88% p.a. variable

2.90% p.a.

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UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

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Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

Promoted

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Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.84% p.a.

2.85% p.a.

$0

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a.

3.19% p.a.

$799

Promoted

Bank of Queensland

Bank of Queensland

Economy

3.49% p.a.

3.65% p.a.

$450

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.07% p.a.

3.09% p.a.

$150

Promoted

Bank of Sydney

Bank of Sydney

BOSBasic Home Loan

2.96% p.a.

3.01% p.a.

$750

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Essentials Variable

3.04% p.a.

3.06% p.a.

$520

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

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Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

Promoted

Heritage Bank

Heritage Bank

Fixed Rate Loan (Home Advantage)

2.99% p.a.
fixed 3 years

3.56% p.a.

$150

Promoted

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Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

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Fixed Home Loan

3.79% p.a.
fixed 3 years

3.47% p.a.

$520

Promoted

Mortgage House

Mortgage House

Advantage Home Loan (Fixed)

2.79% p.a.
fixed 3 years

3.17% p.a.

$840

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Fixed Rate Loan (Home Advantage)

2.99% p.a.
fixed 3 years

3.56% p.a.

$150

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.