Auswide Bank Fixed Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $3,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

4.29% p.a.

5.31% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

4.29% p.a.

5.31% p.a.

$10.00 monthly

4.59% p.a.

5.40% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

4.59% p.a.

5.40% p.a.

$10.00 monthly

4.99% p.a.

6.04% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

4.99% p.a.

6.04% p.a.

$10.00 monthly

5.29% p.a.

6.12% p.a.

$10.00 monthly

Auswide Bank Fixed Home Loan

5.29% p.a.

6.12% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (5.51%*)

  • 4.29% (5.41%*)

  • 4.29% (5.31%*)

  • 4.80% (5.40%*)

  • 4.90% (5.39%*)

  • (*)

  • (*)

  • 5.48% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.54%*)

  • 4.59% (5.47%*)

  • 4.59% (5.40%*)

  • 5.10% (5.50%*)

  • 5.20% (5.52%*)

  • (*)

  • (*)

  • 5.48% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.89% (6.25%*)

  • 4.99% (6.14%*)

  • 4.99% (6.04%*)

  • 5.50% (6.12%*)

  • 5.60% (6.11%*)

  • (*)

  • (*)

  • 6.23% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 5.19% (6.28%*)

  • 5.29% (6.20%*)

  • 5.29% (6.12%*)

  • 5.80% (6.23%*)

  • 5.90% (6.24%*)

  • (*)

  • (*)

  • 6.23% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • no

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Auswide Bank home loans rated by the Mozo community?

Overall customer rating
7.8/10
Price
6.6/10
Features
6.6/10
Customer service
8.2/10
Convenience
7.2/10
Trust
7.8/10

Latest reviews of Auswide Bank Fixed Home Loan

  • Overall
    10/10
    Very friendly staff who are always willing to help

    We have been with this bank since they first started as Mackay Permanent and now as a bank. They...

    We have been with this bank since they first started as Mackay Permanent and now as a bank. They have always been able to help us out especially with the interest rates.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Michelle | Queensland

    reviewed over 1 year ago

  • Overall
    4/10
    Nothing really

    Not really

    Not really

    Price
    2/10
    Features
    3/10
    Customer service
    2/10
    Convenience
    4/10
    Trust
    3/10

    Malcolm | Queensland

    reviewed over 3 years ago

  • Overall
    10/10
    Just brilliant all round

    Widebay has been a fantastic bank to have our home loan with. Always making sure we are happy...

    Widebay has been a fantastic bank to have our home loan with. Always making sure we are happy with their service and respond very swiftly to all our needs.

    Price
    9/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Kylie anne | Queensland

    reviewed over 4 years ago

  • Overall
    7/10
    Staff are great

    I like the bank because I can ring up and speak to them direct. They are extremely helpful.

    I like the bank because I can ring up and speak to them direct. They are extremely helpful.

    Price
    5/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    7/10

    Jenny | Queensland

    reviewed almost 5 years ago

  • Overall
    10/10
    Competitive interest rates and unbeatable service.

    I chose this bank after visiting with a few and found this bank to have the best offers and...

    I chose this bank after visiting with a few and found this bank to have the best offers and interest rates, very competitive and gave me the best deal. Would not hesitate to reccommend them to anyone looking for a home loan. They just met all of our needs and took care of everything. I wasn't just another customer.

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Name not supplied | Queensland

    reviewed about 5 years ago

Auswide Bank

About Auswide Bank

No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.

See Auswide Bank home loans

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

Promoted

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a. variable

3.69% p.a.

$0

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

Promoted

Suncorp

Suncorp

Back to Basics

3.79% p.a.

3.80% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.90% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Promoted

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.