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Auswide Bank Fixed Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $3,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

Fixed 3 year rate
3.09% p.a.
Comparison Rate*
4.50% p.a.
Service fee
$10.00 monthly
Upfront fee
$600
Fixed 3 year rate
3.39% p.a.
Comparison Rate*
4.74% p.a.
Service fee
$10.00 monthly
Upfront fee
$600
Fixed 3 year rate
3.59% p.a.
Comparison Rate*
5.23% p.a.
Service fee
$10.00 monthly
Upfront fee
$600
Fixed 3 year rate
3.89% p.a.
Comparison Rate*
5.46% p.a.
Service fee
$10.00 monthly
Upfront fee
$600

Details

Rates and fees information correct as at 13 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.09% (4.79%*)

  • 3.09% (4.64%*)

  • 3.09% (4.50%*)

  • 3.49% (4.51%*)

  • 3.49% (4.42%*)

  • n/a

  • n/a

  • 4.79% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.39% (5.01%*)

  • 3.39% (4.87%*)

  • 3.39% (4.74%*)

  • 3.79% (4.75%*)

  • 3.79% (4.67%*)

  • n/a

  • n/a

  • 5.01% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.49% (5.57%*)

  • 3.49% (5.38%*)

  • 3.59% (5.23%*)

  • 3.59% (5.07%*)

  • 3.59% (4.93%*)

  • n/a

  • n/a

  • 5.62% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (5.79%*)

  • 3.79% (5.61%*)

  • 3.89% (5.46%*)

  • 3.89% (5.31%*)

  • 3.89% (5.18%*)

  • n/a

  • n/a

  • 5.84% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • no

  • legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Auswide Bank home loans rated by the Mozo community?

Overall customer rating
7.7/10
Price
6.6/10
Features
6.4/10
Customer service
8.1/10
Convenience
7.1/10
Trust
7.7/10

Latest reviews of Auswide Bank Fixed Home Loan

  • Overall 0/10
    No customer service

    Very high interests rates and they also removed a lot of payment methods which makes it very difficult to pay on time increasing the chance of you getting charged with late fees.

    Read full review

    Very high interests rates and they also removed a lot of payment methods which makes it very difficult to pay on time increasing the chance of you getting charged with late fees.

    Price
    1/10
    Features
    1/10
    Customer service
    1/10
    Convenience
    1/10
    Trust
    0/10
    Less
    Melinda, Victoria reviewed over 1 year ago
  • Overall 10/10
    Very friendly staff who are always willing to help

    We have been with this bank since they first started as Mackay Permanent and now as a bank. They have always been able to help us out especially with the interest rates.

    Read full review

    We have been with this bank since they first started as Mackay Permanent and now as a bank. They have always been able to help us out especially with the interest rates.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Michelle, Queensland reviewed over 3 years ago
  • Overall 4/10
    Nothing really

    Not really

    Read full review

    Not really

    Price
    2/10
    Features
    3/10
    Customer service
    2/10
    Convenience
    4/10
    Trust
    3/10
    Less
    Malcolm, Queensland reviewed over 5 years ago
  • Overall 10/10
    Just brilliant all round

    Widebay has been a fantastic bank to have our home loan with. Always making sure we are happy with their service and respond very swiftly to all our needs.

    Read full review

    Widebay has been a fantastic bank to have our home loan with. Always making sure we are happy with their service and respond very swiftly to all our needs.

    Price
    9/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Kylie anne, Queensland reviewed about 6 years ago
  • Overall 7/10
    Staff are great

    I like the bank because I can ring up and speak to them direct. They are extremely helpful.

    Read full review

    I like the bank because I can ring up and speak to them direct. They are extremely helpful.

    Price
    5/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    7/10
    Less
    Jenny, Queensland reviewed over 6 years ago
Auswide Bank

About Auswide Bank

No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.