The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $3,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $3,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $3,500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $100,000 | $3,500,000 |
| | Investor | Principal & Interest | < 80% | $100,000 | $3,500,000 |
| | Investor | Interest Only | < 80% | $100,000 | $3,500,000 |
| | Owner Occupier | Principal & Interest | < 90% | $100,000 | $3,500,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $100,000 | $3,500,000 |
| | Owner Occupier | Interest Only | < 80% | $100,000 | $3,500,000 |
| | Investor | Principal & Interest | < 80% | $100,000 | $3,500,000 |
| | Investor | Interest Only | < 80% | $100,000 | $3,500,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $100,000 $3,500,000
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000 $3,500,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $3,500,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $100,000 $3,500,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $100,000 $3,500,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000 $3,500,000
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000 $3,500,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $3,500,000
Buying a home can be a trying time, that’s why 2020 Mozo Experts Choice Award winner Auswide Bank has pulled out all the stops to make sure you have all the help you need. The Home Loan Plus with Freedom Package offers a range of benefits, such as insurance discounts and fee waivers, yet manages to retain a quality variable rate of 2.99% p.a. (3.40% p.a. comparison rate*).
The Home Loan Plus with Freedom Package is filled to the brim with features designed to make your home loan journey simple and stress-free. The variable rate starts at a competitive 2.99% p.a. (3.40% p.a. comparison rate*) for owner occupiers taking out loans of up to $3,500,000 with a maximum LVR of 90%. There’s also an option to borrow up to 95% of the property’s value, but this means a steeper interest rate.
A 100% offset account is available, which should go a long way towards helping you save on interest. Repayments can be made weekly, fortnightly or monthly, and if you opt to make extra repayments you won’t face any extra fees or penalties. The free redraw facility also means you’ll be able to get those funds back if you really need them. Plus if life throws you a curveball you’ll have the option to take a repayment holiday to ease the stress.
You’ll also enjoy an array of benefits as part of the package. Just let Auswide Bank know you’re a Freedom Package customer and you can receive:
- Savings on Home Building, Home Contents, and Car Insurance
- No fees for Mortgage Offset, Everyday Access, and Visa Debit Accounts
- No establishment fee for personal loans
- Complimentary financial health checks
And while all these features might sound appealing they don’t come free. You’ll have to budget for the $395 annual fee, plus the $350 discharge fee down the track.
This offering from Auswide Bank would suit anyone after a package deal with all the bells and whistles, minus the sky-high rates and fees.
Although the low rate option comes with an LVR of up to 90%, you’ll have to spring for Lenders Mortgage Insurance.
2.99% p.a.
n/a
n/a
n/a
3.40% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank. Eligible First Home Loan Deposit Scheme applicants can borrow up to 95% LVR.
none
none
3.24% p.a.
n/a
n/a
n/a
3.66% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank.
none
none
3.44% p.a.
n/a
n/a
n/a
3.85% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank.
none
none
3.56% p.a.
n/a
n/a
n/a
3.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank. Eligible First Home Loan Deposit Scheme applicants can borrow up to 95% LVR.
none
none
3.71% p.a.
n/a
n/a
n/a
4.12% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank.
none
none
4.08% p.a.
n/a
n/a
n/a
4.48% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank.
none
none
4.21% p.a.
n/a
n/a
n/a
4.61% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
Transaction account must be held by the customer with Auswide Bank.
none
none
4.73% p.a.
n/a
n/a
n/a
5.11% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$100,000
$3,500,000
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
no
Transaction account must be held by the customer with Auswide Bank.
none
none
Friendly staff who are only too willing to help in any way you may need, call into office, phone, or e-mail. I couldn't be happier.
Read full reviewFriendly staff who are only too willing to help in any way you may need, call into office, phone, or e-mail. I couldn't be happier.
They are always helpful.
Read full reviewThey are always helpful.
We have been with WideBay for over five years and have been exceptionally happy with every aspect of the service and products.
Read full reviewWe have been with WideBay for over five years and have been exceptionally happy with every aspect of the service and products.
I have been with WideBay Australia for 12 years. In that time I have had 3 home loans. They are like part of the family.
Read full reviewI have been with WideBay Australia for 12 years. In that time I have had 3 home loans. They are like part of the family.
they are great, they work with you and keep you up to date with your daily banking needs
Read full reviewthey are great, they work with you and keep you up to date with your daily banking needs
No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.
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