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Auswide Bank Special Discount Home Loan Plus (Fixed) (Freedom Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 75%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $100,000 and $3,500,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 75%

    Loan: $100,000 $3,500,000

  • Owner Occupier (Principal & Interest)

    LVR 75%-90%

    Loan: $100,000 $3,500,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $3,500,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $100,000 $3,500,000

Fixed 3 year rate
2.29% p.a.
Comparison Rate*
3.65% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.44% p.a.
Comparison Rate*
3.69% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.59% p.a.
Comparison Rate*
4.19% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
4.61% p.a.
Service fee
$395.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 23 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.29% (3.86%*)

  • 2.29% (3.75%*)

  • 2.29% (3.65%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.56% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • $3,500,000

  • none

  • 75.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • Transaction account must be held by the customer with Auswide Bank. Eligible First Home Loan Deposit Scheme applicants can borrow up to 95% LVR.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.44% (3.87%*)

  • 2.44% (3.78%*)

  • 2.44% (3.69%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.56% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • $3,500,000

  • 75.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • Transaction account must be held by the customer with Auswide Bank. Eligible First Home Loan Deposit Scheme applicants can borrow up to 95% LVR.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.59% (4.46%*)

  • 2.59% (4.32%*)

  • 2.59% (4.19%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.21% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • Transaction account must be held by the customer with Auswide Bank.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (4.93%*)

  • 2.79% (4.76%*)

  • 2.79% (4.61%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.73% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • Transaction account must be held by the customer with Auswide Bank.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Auswide Bank home loans rated by the Mozo community?

Overall
7.7/10
Price
6.6/10
Features
6.4/10
Customer service
8.1/10
Convenience
7.1/10
Trust
7.7/10
Auswide Bank

About Auswide Bank

No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.

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