The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $10,000 | |
| | Investor | Principal & Interest | < 80% | $10,000 | |
| | Investor | Interest Only | < 80% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 80%
Loan: $10,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000
n/a
n/a
n/a
n/a
2.29% (3.94%*)
2.19% (3.77%*)
2.19% (3.62%*)
n/a
2.34% (3.42%*)
n/a
n/a
4.06% p.a.
$595.00
$0.00
$0.00
$0.00
n/a
$0.00
$250.00
$10,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
none
yes
yes - optional, $8 per month
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.59% (4.28%*)
2.54% (4.12%*)
2.54% (3.97%*)
n/a
3.09% (3.92%*)
n/a
n/a
4.41% p.a.
$595.00
$0.00
$0.00
$0.00
n/a
$0.00
$250.00
$10,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
none
yes
yes - optional, $8 per month
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.79% (4.48%*)
2.74% (4.31%*)
2.74% (4.17%*)
n/a
3.29% (4.12%*)
n/a
n/a
4.61% p.a.
$595.00
$0.00
$0.00
$0.00
n/a
$0.00
$250.00
$10,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
none
yes
yes - optional, $8 per month
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Bank Australia is a customer owned bank. Formerly bankmecu, Bank Australia has over 130,000 customers which act as shareholders of the bank. It offers a full range of products including home loans, savings, credit cards and loan products, and because its shareholders are its customers, they benefit from lower rate and fees. Bank Australia also invests up to 4% of its profits in various community projects every year.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.99% p.a.
fixed 3 years
3.64% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
