The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 98%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $50,000 | |
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Owner Occupier | Principal & Interest | 80%-90% | $50,000 | |
|
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Owner Occupier | Principal & Interest | 90%-98% | $50,000 | |
|
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Investor | Principal & Interest, Interest Only | < 80% | $50,000 | |
|
|
Investor | Principal & Interest, Interest Only | 80%-90% | $50,000 | |
|
|
Investor | Principal & Interest, Interest Only | 90%-95% | $50,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 90%-98%
Loan: $50,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $50,000
Investor (Principal & Interest, Interest Only)
LVR 80%-90%
Loan: $50,000
Investor (Principal & Interest, Interest Only)
LVR 90%-95%
Loan: $50,000
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n/a |
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n/a |
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n/a |
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n/a |
|
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4.59% (3.79%*) |
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5.34% (4.05%*) |
|
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5.69% (4.31%*) |
|
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5.84% (4.56%*) |
|
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5.99% (4.82%*) |
|
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n/a |
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n/a |
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3.23% p.a. |
|
$0.00 |
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$0.00 |
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$0.00 |
|
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$400.00 |
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n/a |
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$390.00 yearly |
|
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$395.00 |
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$50,000 |
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none |
|
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none |
|
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80.00% |
|
Weekly, Fortnightly, Monthly |
|
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yes - free up to $30,000 in fixed rate period |
|
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yes |
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yes - free |
|
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$500.00 |
|
|
yes |
|
|
no |
|
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none |
|
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Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
|
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n/a |
|
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n/a |
|
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4.79% (4.35%*) |
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5.54% (4.57%*) |
|
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5.89% (4.80%*) |
|
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6.04% (5.02%*) |
|
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6.19% (5.25%*) |
|
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n/a |
|
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n/a |
|
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3.83% p.a. |
|
$0.00 |
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$0.00 |
|
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$0.00 |
|
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$400.00 |
|
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n/a |
|
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$390.00 yearly |
|
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$395.00 |
|
$50,000 |
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none |
|
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80.00% |
|
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90.00% |
|
Weekly, Fortnightly, Monthly |
|
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yes - free up to $30,000 in fixed rate period |
|
|
yes |
|
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yes - free |
|
|
$500.00 |
|
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yes |
|
|
no |
|
|
none |
|
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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4.79% (4.43%*) |
|
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5.54% (4.65%*) |
|
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5.89% (4.88%*) |
|
|
6.04% (5.09%*) |
|
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6.19% (5.31%*) |
|
|
n/a |
|
|
n/a |
|
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3.93% p.a. |
|
$0.00 |
|
|
$0.00 |
|
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$0.00 |
|
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$400.00 |
|
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n/a |
|
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$390.00 yearly |
|
|
$395.00 |
|
$50,000 |
|
|
none |
|
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90.00% |
|
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98.00% |
|
Weekly, Fortnightly, Monthly |
|
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yes - free up to $30,000 in fixed rate period |
|
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yes |
|
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yes - free |
|
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$500.00 |
|
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yes |
|
|
no |
|
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98% LVR available only to first home buyers, otherwise maximum LVR is 95%. |
|
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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4.79% (4.26%*) |
|
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5.59% (4.50%*) |
|
|
5.94% (4.75%*) |
|
|
6.14% (4.99%*) |
|
|
6.29% (5.24%*) |
|
|
n/a |
|
|
n/a |
|
|
3.73% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$400.00 |
|
|
n/a |
|
|
$390.00 yearly |
|
|
$395.00 |
|
$50,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 in fixed rate period |
|
|
yes |
|
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yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.09% (4.77%*) |
|
|
5.89% (4.99%*) |
|
|
6.24% (5.23%*) |
|
|
6.44% (5.46%*) |
|
|
6.59% (5.68%*) |
|
|
n/a |
|
|
n/a |
|
|
4.28% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$400.00 |
|
|
n/a |
|
|
$390.00 yearly |
|
|
$395.00 |
|
$50,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 in fixed rate period |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.09% (4.86%*) |
|
|
5.89% (5.08%*) |
|
|
6.24% (5.30%*) |
|
|
6.44% (5.52%*) |
|
|
6.59% (5.74%*) |
|
|
n/a |
|
|
n/a |
|
|
4.38% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$400.00 |
|
|
n/a |
|
|
$390.00 yearly |
|
|
$395.00 |
|
$50,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 in fixed rate period |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
