Bank First Standard Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 80%

The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan:

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan:

  • Investor (Principal & Interest, Interest Only)

    LVR 80%-95%

    Loan:

4.69% p.a.

4.74% p.a.

$0.00

Bank First Standard Variable Home Loan

4.69% p.a.

4.74% p.a.

$0.00

Details
Customer Reviews
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4.89% p.a.

4.94% p.a.

$0.00

Bank First Standard Variable Home Loan

4.89% p.a.

4.94% p.a.

$0.00

Details
Customer Reviews
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5.19% p.a.

5.24% p.a.

$0.00

Bank First Standard Variable Home Loan

5.19% p.a.

5.24% p.a.

$0.00

Details
Customer Reviews
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5.39% p.a.

5.44% p.a.

$0.00

Bank First Standard Variable Home Loan

5.39% p.a.

5.44% p.a.

$0.00

Details
Customer Reviews
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Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.69% p.a.

  • n/a

  • 0 Months

  • none

  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits

  • none

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • First home buyers can apply for first home buyers package with waived home loan establishment fee.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.89% p.a.

  • n/a

  • 0 Months

  • none

  • 4.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits

  • none

  • none

  • 80.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • First home buyers can apply for first home buyers package with waived home loan establishment fee.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 5.19% p.a.

  • n/a

  • 0 Months

  • none

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits

  • none

  • none

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 5.39% p.a.

  • n/a

  • 0 Months

  • none

  • 5.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits

  • none

  • none

  • 80.00%

  • 95.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank First home loans rated by the Mozo community?

Overall customer rating
8.9/10

Based on 43 Bank First home loan reviews

Price
8.5/10
Features
8.0/10
Customer service
9.2/10
Convenience
7.7/10
Trust
9.2/10

Latest review of Bank First Standard Variable Home Loan

  • Overall
    8/10
    Member-focussed services and fees

    Victoria Teachers Mutual Bank has always been there for the members. It is a bank owned by the...

    Read full review

    Victoria Teachers Mutual Bank has always been there for the members. It is a bank owned by the members for the members. Their services are comprehensive and prices are fair and often less than other banks. They are easy to approach and give personal service.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    5/10
    Trust
    8/10

    Less

    Glenda | Victoria

    reviewed over 3 years ago

Bank First

About Bank First

Formerly Victoria Teachers Mutual Bank, Bank First is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Bank First offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Bank First customers become equal shareholders which means all the benefits are directly returned to you.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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