The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | ||
| | Owner Occupier | Principal & Interest | 80%-95% | ||
| | Investor | Principal & Interest, Interest Only | < 80% |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan:
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan:
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan:
4.69% p.a.
4.74% p.a.
$0.00
Bank First Standard Variable Home Loan
4.69% p.a.
4.74% p.a.
$0.00
4.89% p.a.
4.94% p.a.
$0.00
Bank First Standard Variable Home Loan
4.89% p.a.
4.94% p.a.
$0.00
5.19% p.a.
5.24% p.a.
$0.00
Bank First Standard Variable Home Loan
5.19% p.a.
5.24% p.a.
$0.00
Rates and fees information correct as at 16 August 2018.
4.69% p.a.
n/a
0 Months
none
4.74% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
none
none
$0.00
$350.00
none
none
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$500.00
yes
yes
none
First home buyers can apply for first home buyers package with waived home loan establishment fee.
Rates and fees information correct as at 16 August 2018.
4.89% p.a.
n/a
0 Months
none
4.94% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
none
none
$0.00
$350.00
none
none
80.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$500.00
yes
yes
none
First home buyers can apply for first home buyers package with waived home loan establishment fee.
Rates and fees information correct as at 16 August 2018.
5.19% p.a.
n/a
0 Months
none
5.24% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
none
none
$0.00
$350.00
none
none
none
80.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$500.00
yes
yes
none
none
Victoria Teachers Mutual Bank has always been there for the members. It is a bank owned by the...
Read full review
Victoria Teachers Mutual Bank has always been there for the members. It is a bank owned by the members for the members. Their services are comprehensive and prices are fair and often less than other banks. They are easy to approach and give personal service.
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Glenda | VIC
12 May 2015
Formerly Victoria Teachers Credit Union, Victoria Teachers Mutual Bank is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Victoria Teachers Mutual Bank offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Victoria Teachers Mutual Bank customers become equal shareholders which means all the benefits are directly returned to you.
