Bank First Standard Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan:

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan:

4.69% p.a.

4.74% p.a.

$0.00

Bank First Standard Variable Home Loan

4.69% p.a.

4.74% p.a.

$0.00

4.89% p.a.

4.94% p.a.

$0.00

Bank First Standard Variable Home Loan

4.89% p.a.

4.94% p.a.

$0.00

5.19% p.a.

5.24% p.a.

$0.00

Bank First Standard Variable Home Loan

5.19% p.a.

5.24% p.a.

$0.00

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.69% p.a.

  • n/a

  • 0 Months

  • none

  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • First home buyers can apply for first home buyers package with waived home loan establishment fee.

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.89% p.a.

  • n/a

  • 0 Months

  • none

  • 4.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits
  • none

  • none

  • 80.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • First home buyers can apply for first home buyers package with waived home loan establishment fee.

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 5.19% p.a.

  • n/a

  • 0 Months

  • none

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are Bank First home loans rated by the Mozo community?

Overall customer rating
8.7/10
Price
8.0/10
Features
8.1/10
Customer service
9.0/10
Convenience
7.2/10
Trust
8.7/10

Latest review of Bank First Standard Variable Home Loan

  • Overall
    8/10
    Member-focussed services and fees

    Victoria Teachers Mutual Bank has always been there for the members. It is a bank owned by the...

    Victoria Teachers Mutual Bank has always been there for the members. It is a bank owned by the members for the members. Their services are comprehensive and prices are fair and often less than other banks. They are easy to approach and give personal service.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    5/10
    Trust
    8/10

    Glenda | VIC

    12 May 2015

Bank First

About Bank First

Formerly Victoria Teachers Credit Union, Victoria Teachers Mutual Bank is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Victoria Teachers Mutual Bank offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Victoria Teachers Mutual Bank customers become equal shareholders which means all the benefits are directly returned to you.

See Bank First home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.