The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 98%
The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | ||
| | Owner Occupier | Principal & Interest | 80%-90% | ||
| | Owner Occupier | Principal & Interest | 90%-98% | ||
| | Investor | Principal & Interest, Interest Only | < 80% | ||
| | Investor | Principal & Interest, Interest Only | 80%-90% | ||
| | Investor | Principal & Interest, Interest Only | 90%-95% |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan:
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan:
Owner Occupier (Principal & Interest)
LVR 90%-98%
Loan:
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan:
Investor (Principal & Interest, Interest Only)
LVR 80%-90%
Loan:
Investor (Principal & Interest, Interest Only)
LVR 90%-95%
Loan:
| 3.57% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.62% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $400.00 | |
| n/a | |
| $0.00 | |
| $395.00 |
| none | |
| none | |
| none | |
| 80.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| none | |
| First home buyers can apply for first home buyers package with waived home loan establishment fee. | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.77% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.82% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $400.00 | |
| n/a | |
| $0.00 | |
| $395.00 |
| none | |
| none | |
| 80.00% | |
| 90.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| none | |
| First home buyers can apply for first home buyers package with waived home loan establishment fee. | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.87% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.92% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $400.00 | |
| n/a | |
| $0.00 | |
| $395.00 |
| none | |
| none | |
| 90.00% | |
| 98.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| 98% LVR available only to first home buyers, otherwise maximum LVR is 95%. | |
| First home buyers can apply for first home buyers package with waived home loan establishment fee. | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 4.07% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.12% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $400.00 | |
| n/a | |
| $0.00 | |
| $395.00 |
| none | |
| none | |
| none | |
| 80.00% |
| Investor | |
| Principal & Interest, Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 4.27% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.32% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $400.00 | |
| n/a | |
| $0.00 | |
| $395.00 |
| none | |
| none | |
| 80.00% | |
| 90.00% |
| Investor | |
| Principal & Interest, Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 4.37% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.42% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $400.00 | |
| n/a | |
| $0.00 | |
| $395.00 |
| none | |
| none | |
| 90.00% | |
| 95.00% |
| Investor | |
| Principal & Interest, Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Victoria Teachers Mutual Bank has always been there for the members. It is a bank owned by the members for the members. Their services are comprehensive and prices are fair and often less than other banks. They are easy to approach and give personal service.
Read full reviewVictoria Teachers Mutual Bank has always been there for the members. It is a bank owned by the members for the members. Their services are comprehensive and prices are fair and often less than other banks. They are easy to approach and give personal service.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
