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Bank of Queensland Clear Path Line of Credit

Advertiser disclosure

The details shown below are for an owner occupier taking out a no set repayments loan of at least $25,000 with an LVR below 70%

The details shown below are for an investor taking out a no set repayments loan between $25,000 and $1,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 70%

    Loan: $25,000

  • Investor (No set repayments)

    LVR < 80%

    Loan: $25,000 $1,000,000

Rate
4.78% p.a.
Comparison Rate
n/a
Service fee
$10.00 monthly
Upfront fee
$150
Rate
5.22% p.a.
Comparison Rate
n/a
Service fee
$10.00 monthly
Upfront fee
$150

Details

Rates and fees information correct as at 29 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.78% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $25,000

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • no

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $25,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • no

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall
7.5/10
Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Clear Path Line of Credit

  • Overall 1/10
    Not happy

    Not too happy with them. Gone down hill over the years

    Read full review

    Not too happy with them. Gone down hill over the years

    Price
    5/10
    Features
    3/10
    Customer service
    1/10
    Convenience
    2/10
    Trust
    1/10
    Less
    Nic, Queensland reviewed almost 3 years ago
  • Overall 8/10
    The line of credit is a flexible home loan

    Pros effective service

    Read full review

    Pros effective service

    Price
    -1/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Dennis, Queensland reviewed over 3 years ago
  • Overall 9/10
    Great customer service

    Great bank with great service.

    Read full review

    Great bank with great service.

    Price
    5/10
    Features
    10/10
    Customer service
    7/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Christine, Queensland reviewed over 4 years ago
  • Overall 7/10
    Personal service second to none

    Very friendly staff who go out of their way to help. Very impressed that they contact me by phone if there is ever a problem or just checking about transactions when I'm overseas. Always have good rates. Personal service I simply did not get at other banks.

    Read full review

    Very friendly staff who go out of their way to help. Very impressed that they contact me by phone if there is ever a problem or just checking about transactions when I'm overseas. Always have good rates. Personal service I simply did not get at other banks.

    Price
    5/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    7/10
    Less
    Neal, Queensland reviewed over 5 years ago
  • Overall 10/10
    Great customer relationships

    This bank has person to person real live people to talk to and are so very friendly all the time.

    Read full review

    This bank has person to person real live people to talk to and are so very friendly all the time.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Annette, Tasmania reviewed about 6 years ago
Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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UHomeLoan - Discount Offer

2.49% p.a.

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2.68% p.a.

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2.59% p.a.

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IMB Bank

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Fixed Home Loan

n/a

n/a

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2.29% p.a.
fixed 3 years

2.95% p.a.

Homestar

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fixed 3 years

2.38% p.a.

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n/a

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Bank of Queensland

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fixed 3 years

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2.49% p.a.
fixed 3 years

3.07% p.a.

loans.com.au

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Smart Home Loan

2.48% p.a.

2.50% p.a.

$0.00

Athena

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AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

$0.00

UBank

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

$0.00

Homestar

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2.29% p.a.

2.32% p.a.

$0.00

Suncorp

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2.68% p.a.

2.69% p.a.

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Bank of Queensland

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2.59% p.a.

2.76% p.a.

$10.00 monthly

IMB Bank

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Budget Home Loan

2.61% p.a.

2.67% p.a.

$0.00

AMP Bank

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Variable Rate Loan (Professional Package)

2.59% p.a.

3.00% p.a.

$349.00 yearly

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.