The details shown below are for an owner occupier taking out a no set repayments loan of at least $25,000 with an LVR below 70%
The details shown below are for an investor taking out a no set repayments loan between $25,000 and $1,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | No set repayments | < 70% | $25,000 | |
| | Investor | No set repayments | < 80% | $25,000 | $1,000,000 |
Owner Occupier (No set repayments)
LVR < 70%
Loan: $25,000
Investor (No set repayments)
LVR < 80%
Loan: $25,000 $1,000,000
4.78% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$25,000
none
none
70.00%
Owner Occupier
No set repayments
No set repayments
n/a
n/a
n/a
none
no
no
none
none
$3,000 cashback when you refinance your home loan to BOQ, min $250,000, 80% LVR or less. Apply before 28 May 2021, settle by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.22% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$25,000
$1,000,000
none
80.00%
Investor
No set repayments
No set repayments
n/a
n/a
n/a
none
no
no
none
none
$3,000 refinance cashback or $1,000 purchase cashback, min $250,000, 80% LVR or less. Apply before 28 May 2021, settle by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Not too happy with them. Gone down hill over the years
Read full reviewNot too happy with them. Gone down hill over the years
Pros effective service
Read full reviewGreat bank with great service.
Read full reviewGreat bank with great service.
Very friendly staff who go out of their way to help. Very impressed that they contact me by phone if there is ever a problem or just checking about transactions when I'm overseas. Always have good rates. Personal service I simply did not get at other banks.
Read full reviewVery friendly staff who go out of their way to help. Very impressed that they contact me by phone if there is ever a problem or just checking about transactions when I'm overseas. Always have good rates. Personal service I simply did not get at other banks.
This bank has person to person real live people to talk to and are so very friendly all the time.
Read full reviewThis bank has person to person real live people to talk to and are so very friendly all the time.
Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a. variable
1.84% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
