Bank of Queensland Line of Credit

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a no set repayments loan of at least $25,000 with an LVR below 70%

The details shown below are for an investor taking out a no set repayments loan of at least $25,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 70%

    Loan: $25,000

  • Investor (No set repayments)

    LVR < 80%

    Loan: $25,000

7.07% p.a.

n/a

$10.00 monthly

Bank of Queensland Line of Credit

7.07% p.a.

n/a

$10.00 monthly

7.46% p.a.

n/a

$10.00 monthly

Bank of Queensland Line of Credit

7.46% p.a.

n/a

$10.00 monthly

Details

Rates and fees information correct as at 14 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 7.07% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $495.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $320.00

Other financial bits
  • $25,000

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • no

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 7.46% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $495.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $320.00

Other financial bits
  • $25,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • no

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall customer rating
7.6/10
Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Line of Credit

  • Overall
    8/10
    Great service

    I talk directly to the manager whenever I need to

    I talk directly to the manager whenever I need to

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Don | Queensland

    reviewed over 2 years ago

  • Overall
    8/10
    Personal, approachable and friendly.

    I like the bank because it seems personal, approachable and friendly. I sometimes feel that it...

    I like the bank because it seems personal, approachable and friendly. I sometimes feel that it runs gimmick promotions that devalue the brand though.

    Price
    8/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10

    David | Queensland

    reviewed almost 4 years ago

  • Overall
    7/10
    If they are local, they are great

    Happy with BOQ, but inconvenient in country outside major city.

    Happy with BOQ, but inconvenient in country outside major city.

    Price
    5/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    3/10
    Trust
    7/10

    Grant | Victoria

    reviewed over 4 years ago

  • Overall
    5/10
    Bad service

    The bank does not understand the impact of outsourced services which caused my dissatisfaction...

    The bank does not understand the impact of outsourced services which caused my dissatisfaction and BoQ staff could not assist me. It took 12 months to close a credit card.

    Price
    4/10
    Features
    4/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    7/10

    Kevin | Queensland

    reviewed over 4 years ago

  • Overall
    7/10
    Great products, better service

    BoQ is a great bank, customer service is fantastic and the products suit me.

    BoQ is a great bank, customer service is fantastic and the products suit me.

    Price
    6/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    7/10

    Ross | Queensland

    reviewed over 4 years ago

Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.