Bank of Queensland Line of Credit

The details shown below are for an owner occupier taking out a no set repayments loan of at least $25,000 with an LVR below 70%

The details shown below are for an investor taking out a no set repayments loan of at least $25,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 70%

    Loan: $25,000

  • Investor (No set repayments)

    LVR < 80%

    Loan: $25,000

7.29% p.a.

n/a

$10.00 monthly

Bank of Queensland Line of Credit

7.29% p.a.

n/a

$10.00 monthly

7.68% p.a.

n/a

$10.00 monthly

Bank of Queensland Line of Credit

7.68% p.a.

n/a

$10.00 monthly

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 7.29% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $495.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $25,000

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • no

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 7.68% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $495.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $25,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • no

  • no

  • none

  • none

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall customer rating
7.6/10
Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Line of Credit

  • Overall
    8/10
    Great service

    I talk directly to the manager whenever I need to

    I talk directly to the manager whenever I need to

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Don | Queensland

    reviewed over 1 year ago

  • Overall
    8/10
    Personal, approachable and friendly.

    I like the bank because it seems personal, approachable and friendly. I sometimes feel that it...

    I like the bank because it seems personal, approachable and friendly. I sometimes feel that it runs gimmick promotions that devalue the brand though.

    Price
    8/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10

    David | Queensland

    reviewed almost 3 years ago

  • Overall
    7/10
    If they are local, they are great

    Happy with BOQ, but inconvenient in country outside major city.

    Happy with BOQ, but inconvenient in country outside major city.

    Price
    5/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    3/10
    Trust
    7/10

    Grant | Victoria

    reviewed over 3 years ago

  • Overall
    5/10
    Bad service

    The bank does not understand the impact of outsourced services which caused my dissatisfaction...

    The bank does not understand the impact of outsourced services which caused my dissatisfaction and BoQ staff could not assist me. It took 12 months to close a credit card.

    Price
    4/10
    Features
    4/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    7/10

    Kevin | Queensland

    reviewed over 3 years ago

  • Overall
    7/10
    Great products, better service

    BoQ is a great bank, customer service is fantastic and the products suit me.

    BoQ is a great bank, customer service is fantastic and the products suit me.

    Price
    6/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    7/10

    Ross | Queensland

    reviewed over 3 years ago

Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

See Bank of Queensland home loans

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$0.00

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$0.00

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a.

4.12% p.a.

$395.00 yearly

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a.

3.82% p.a.

$10.00 monthly

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.