Bank of Queensland Standard Variable Rate (Privileges Package)

4.09% p.a.variable for 24 months and then 4.35% p.a.

4.70% p.a.

$395.00 yearly

5.11% p.a.

5.50% p.a.

$395.00 yearly

4.76% p.a.

5.15% p.a.

$395.00 yearly

4.71% p.a.

5.10% p.a.

$395.00 yearly

5.51% p.a.

5.89% p.a.

$395.00 yearly

5.16% p.a.

5.55% p.a.

$395.00 yearly

5.11% p.a.

5.50% p.a.

$395.00 yearly

4.66% p.a.variable for 24 months and then 4.92% p.a.

5.26% p.a.

$395.00 yearly

5.68% p.a.

6.06% p.a.

$395.00 yearly

5.33% p.a.

5.71% p.a.

$395.00 yearly

5.28% p.a.

5.66% p.a.

$395.00 yearly

6.08% p.a.

6.45% p.a.

$395.00 yearly

5.73% p.a.

6.11% p.a.

$395.00 yearly

5.68% p.a.

6.06% p.a.

$395.00 yearly

Currently showing

Rates

  • 4.35% p.a.

  • 4.09% p.a.

  • 24 Months

  • Variable

  • 4.70% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $1,000,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 5.11% p.a.

  • n/a

  • 0 Months

  • none

  • 5.50% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 4.76% p.a.

  • n/a

  • 0 Months

  • none

  • 5.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $250,000

  • $999,999

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 4.71% p.a.

  • n/a

  • 0 Months

  • none

  • 5.10% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $1,000,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 5.51% p.a.

  • n/a

  • 0 Months

  • none

  • 5.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 70.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 5.16% p.a.

  • n/a

  • 0 Months

  • none

  • 5.55% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $250,000

  • $999,999

  • none

  • 70.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 5.11% p.a.

  • n/a

  • 0 Months

  • none

  • 5.50% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $1,000,000

  • none

  • none

  • 70.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 4.92% p.a.

  • 4.66% p.a.

  • 24 Months

  • Variable

  • 5.26% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $1,000,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 5.68% p.a.

  • n/a

  • 0 Months

  • none

  • 6.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 5.33% p.a.

  • n/a

  • 0 Months

  • none

  • 5.71% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $250,000

  • $999,999

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 5.28% p.a.

  • n/a

  • 0 Months

  • none

  • 5.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $1,000,000

  • none

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 6.08% p.a.

  • n/a

  • 0 Months

  • none

  • 6.45% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 5.73% p.a.

  • n/a

  • 0 Months

  • none

  • 6.11% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $250,000

  • $999,999

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Rates

  • 5.68% p.a.

  • n/a

  • 0 Months

  • none

  • 6.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits

  • $1,000,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

How are Bank of Queensland home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.7

Based on 177
Bank of Queensland home loans reviews

7.4 7.0 7.8 7.7 7.7

Read Bank of Queensland home loan reviews by the Mozo community

Latest reviews of Bank of Queensland Standard Variable Rate (Privileges Package)

Bank of Queensland

Bank of Queensland Discount Variable Rate (Owner Occupier over $1 million, LVR<80%, Principal & Interest) (Privileges Package) home loan review

Overall rating   7 / 10

Great customer service

I like that I can call the bank directly and speak with a loans officer or even the manager without having to go through a call centre. When the person I want to speak with is not available they ALWAYS either call back or we communicate via...

Full review

I like that I can call the bank directly and speak with a loans officer or even the manager without having to go through a call centre. When the person I want to speak with is not available they ALWAYS either call back or we communicate via email. The staff are very reliable and service orientated.

    Price   5 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Kathy (QLD), reviewed over 1 year ago

Bank of Queensland

Bank of Queensland Discount Variable Rate (Owner Occupier over $1 million, LVR<80%, Principal & Interest) (Privileges Package) home loan review

Overall rating   10 / 10

Great but wouldn't mind a better rate

Good people to work with. More empathetic than the Big 4

Full review

Good people to work with. More empathetic than the Big 4

    Price   8 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

John (VIC), reviewed almost 2 years ago

Bank of Queensland

Bank of Queensland Discount Variable Rate (Owner Occupier over $1 million, LVR<80%, Principal & Interest) (Privileges Package) home loan review

Overall rating   7 / 10

Excellent customer service

Very friendly customer service and excellent and informative staff. Always contactable.

Full review

Very friendly customer service and excellent and informative staff. Always contactable.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Rosemary (WA), reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Discount Variable Rate (Owner Occupier over $1 million, LVR<80%, Principal & Interest) (Privileges Package) home loan review

Overall rating   8 / 10

Best customer service ever

This bank suits my needs, has excellent customer service, nothing is too much and the staff know me by first name.

Full review

This bank suits my needs, has excellent customer service, nothing is too much and the staff know me by first name.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

Less

Maryann (QLD), reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Discount Variable Rate (Owner Occupier over $1 million, LVR<80%, Principal & Interest) (Privileges Package) home loan review

Overall rating   9 / 10

Customer service second to none, great deals

My local BOQ manager's shop is next door to where I work. I know all the staff in the branch and nothing is too hard or silly for them. Go local and you get the best price and the service you deserve (especially when you are 'parking' your money...

Full review

My local BOQ manager's shop is next door to where I work. I know all the staff in the branch and nothing is too hard or silly for them. Go local and you get the best price and the service you deserve (especially when you are 'parking' your money there :)

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mel (QLD), reviewed about 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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