Bank of Queensland Standard Variable Rate (Privileges Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $999,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $999,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan of at least $1,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $999,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $250,000 and $999,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $1,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $999,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $150,000 $249,999

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $250,000 $999,999

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $1,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $1,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $150,000 $249,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $999,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $1,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000 $249,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000 $999,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $1,000,000

4.18% p.a.variable for 24 months and then 4.44% p.a.

4.79% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

4.18% p.a.variable for 24 months and then 4.44% p.a.

4.79% p.a.

$395.00 yearly

5.20% p.a.

5.59% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

5.20% p.a.

5.59% p.a.

$395.00 yearly

4.85% p.a.

5.24% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

4.85% p.a.

5.24% p.a.

$395.00 yearly

4.80% p.a.

5.19% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

4.80% p.a.

5.19% p.a.

$395.00 yearly

5.66% p.a.

6.04% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

5.66% p.a.

6.04% p.a.

$395.00 yearly

5.31% p.a.

5.69% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

5.31% p.a.

5.69% p.a.

$395.00 yearly

5.26% p.a.

5.64% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

5.26% p.a.

5.64% p.a.

$395.00 yearly

4.81% p.a.variable for 24 months and then 5.07% p.a.

5.41% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

4.81% p.a.variable for 24 months and then 5.07% p.a.

5.41% p.a.

$395.00 yearly

5.83% p.a.

6.20% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

5.83% p.a.

6.20% p.a.

$395.00 yearly

5.48% p.a.

5.86% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

5.48% p.a.

5.86% p.a.

$395.00 yearly

5.43% p.a.

5.81% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

5.43% p.a.

5.81% p.a.

$395.00 yearly

6.23% p.a.

6.60% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

6.23% p.a.

6.60% p.a.

$395.00 yearly

5.88% p.a.

6.25% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

5.88% p.a.

6.25% p.a.

$395.00 yearly

5.83% p.a.

6.20% p.a.

$395.00 yearly

Bank of Queensland Standard Variable Rate (Privileges Package)

5.83% p.a.

6.20% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.44% p.a.

  • 4.18% p.a.

  • 24 Months

  • Variable

  • 4.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.20% p.a.

  • n/a

  • 0 Months

  • none

  • 5.59% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.85% p.a.

  • n/a

  • 0 Months

  • none

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $250,000

  • $999,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.80% p.a.

  • n/a

  • 0 Months

  • none

  • 5.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.66% p.a.

  • n/a

  • 0 Months

  • none

  • 6.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.31% p.a.

  • n/a

  • 0 Months

  • none

  • 5.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $250,000

  • $999,999

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.26% p.a.

  • n/a

  • 0 Months

  • none

  • 5.64% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.07% p.a.

  • 4.81% p.a.

  • 24 Months

  • Variable

  • 5.41% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.83% p.a.

  • n/a

  • 0 Months

  • none

  • 6.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.48% p.a.

  • n/a

  • 0 Months

  • none

  • 5.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $250,000

  • $999,999

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.43% p.a.

  • n/a

  • 0 Months

  • none

  • 5.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 6.23% p.a.

  • n/a

  • 0 Months

  • none

  • 6.60% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.88% p.a.

  • n/a

  • 0 Months

  • none

  • 6.25% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $250,000

  • $999,999

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.83% p.a.

  • n/a

  • 0 Months

  • none

  • 6.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee, credit card with annual fee waived.

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall customer rating
7.6/10
Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Standard Variable Rate (Privileges Package)

  • Overall
    7/10
    Great customer service

    I like that I can call the bank directly and speak with a loans officer or even the manager...

    I like that I can call the bank directly and speak with a loans officer or even the manager without having to go through a call centre. When the person I want to speak with is not available they ALWAYS either call back or we communicate via email. The staff are very reliable and service orientated.

    Price
    5/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    8/10

    Kathy | Queensland

    reviewed over 2 years ago

  • Overall
    10/10
    Great but wouldn't mind a better rate

    Good people to work with. More empathetic than the Big 4

    Good people to work with. More empathetic than the Big 4

    Price
    8/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    John | Victoria

    reviewed almost 3 years ago

  • Overall
    6/10
    It's a good bank!

    There's only one bank for me!

    There's only one bank for me!

    Price
    8/10
    Features
    8/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    -1/10

    John | Queensland

    reviewed over 3 years ago

  • Overall
    7/10
    Excellent customer service

    Very friendly customer service and excellent and informative staff. Always contactable.

    Very friendly customer service and excellent and informative staff. Always contactable.

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    8/10

    Rosemary | Western Australia

    reviewed over 3 years ago

  • Overall
    8/10
    Best customer service ever

    This bank suits my needs, has excellent customer service, nothing is too much and the staff know...

    This bank suits my needs, has excellent customer service, nothing is too much and the staff know me by first name.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    10/10

    Maryann | Queensland

    reviewed almost 4 years ago

Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

See Bank of Queensland home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.