Bank of Sydney Expect More Home Loan (Fixed, Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $100,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-90%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $100,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $100,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $100,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $100,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $100,000

3.62% p.a.

3.83% p.a.

$0.00

Bank of Sydney Expect More Home Loan (Fixed, Package)

3.62% p.a.

3.83% p.a.

$0.00

3.62% p.a.

4.22% p.a.

$395.00 yearly

Bank of Sydney Expect More Home Loan (Fixed, Package)

3.62% p.a.

4.22% p.a.

$395.00 yearly

3.68% p.a.

4.24% p.a.

$395.00 yearly

Bank of Sydney Expect More Home Loan (Fixed, Package)

3.68% p.a.

4.24% p.a.

$395.00 yearly

3.82% p.a.

4.28% p.a.

$395.00 yearly

Bank of Sydney Expect More Home Loan (Fixed, Package)

3.82% p.a.

4.28% p.a.

$395.00 yearly

3.92% p.a.

4.77% p.a.

$0.00

Bank of Sydney Expect More Home Loan (Fixed, Package)

3.92% p.a.

4.77% p.a.

$0.00

4.12% p.a.

5.20% p.a.

$395.00 yearly

Bank of Sydney Expect More Home Loan (Fixed, Package)

4.12% p.a.

5.20% p.a.

$395.00 yearly

3.92% p.a.

5.14% p.a.

$395.00 yearly

Bank of Sydney Expect More Home Loan (Fixed, Package)

3.92% p.a.

5.14% p.a.

$395.00 yearly

4.70% p.a.

5.35% p.a.

$395.00 yearly

Bank of Sydney Expect More Home Loan (Fixed, Package)

4.70% p.a.

5.35% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 29 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.66% (3.88%*)

  • 3.66% (3.86%*)

  • 3.62% (3.83%*)

  • n/a

  • 3.96% (3.93%*)

  • n/a

  • n/a

  • 3.88% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Valuation & legal fees payable at cost. Up to $475 in legal fees and up to $420 in valuation fees covered by Bank of Sydney.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.66% (4.27%*)

  • 3.66% (4.25%*)

  • 3.62% (4.22%*)

  • n/a

  • 3.96% (4.32%*)

  • n/a

  • n/a

  • 3.88% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $395.00 yearly

  • $300.00

Other financial bits
  • $100,000

  • none

  • 70.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Valuation & legal fees payable at cost. Up to $475 in legal fees and up to $420 in valuation fees covered by Bank of Sydney.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.68% (4.27%*)

  • 3.68% (4.26%*)

  • 3.68% (4.24%*)

  • 3.68% (4.23%*)

  • 3.68% (4.21%*)

  • n/a

  • n/a

  • 3.88% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $395.00 yearly

  • $300.00

Other financial bits
  • $100,000

  • none

  • 80.00%

  • 90.00%

Features
  • Monthly

  • yes - free

  • yes

  • yes - free

  • $2,000.00

  • yes

  • yes

  • Valuation & legal fees payable at cost. Up to $475 in legal fees and up to $420 in valuation fees covered by Bank of Sydney.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.86% (4.29%*)

  • 3.86% (4.29%*)

  • 3.82% (4.28%*)

  • n/a

  • 3.96% (4.32%*)

  • n/a

  • n/a

  • 3.88% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $395.00 yearly

  • $300.00

Other financial bits
  • $100,000

  • none

  • 70.00%

  • 80.00%

Features
  • Monthly

  • yes - free

  • yes

  • yes - free

  • $2,000.00

  • yes

  • yes

  • Valuation & legal fees payable at cost. Up to $475 in legal fees and up to $420 in valuation fees covered by Bank of Sydney.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.96% (4.97%*)

  • 3.96% (4.87%*)

  • 3.92% (4.77%*)

  • n/a

  • 4.26% (4.74%*)

  • n/a

  • n/a

  • 5.06% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • none

  • none

  • 70.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Valuation & legal fees payable at cost. Up to $475 in legal fees and up to $420 in valuation fees covered by Bank of Sydney.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.16% (5.36%*)

  • 4.16% (5.28%*)

  • 4.12% (5.20%*)

  • n/a

  • 4.46% (5.20%*)

  • n/a

  • n/a

  • 5.06% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $395.00 yearly

  • $300.00

Other financial bits
  • $100,000

  • none

  • none

  • 80.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Valuation & legal fees payable at cost. Up to $475 in legal fees and up to $420 in valuation fees covered by Bank of Sydney.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.96% (5.34%*)

  • 3.96% (5.24%*)

  • 3.92% (5.14%*)

  • n/a

  • 4.26% (5.12%*)

  • n/a

  • n/a

  • 5.06% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $395.00 yearly

  • $300.00

Other financial bits
  • $100,000

  • none

  • 70.00%

  • 80.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Valuation & legal fees payable at cost. Up to $475 in legal fees and up to $420 in valuation fees covered by Bank of Sydney.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.70% (5.41%*)

  • 4.70% (5.38%*)

  • 4.70% (5.35%*)

  • 4.70% (5.32%*)

  • 4.70% (5.30%*)

  • n/a

  • n/a

  • 5.06% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $395.00 yearly

  • $300.00

Other financial bits
  • $100,000

  • none

  • 80.00%

  • 90.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Valuation & legal fees payable at cost. Up to $475 in legal fees and up to $420 in valuation fees covered by Bank of Sydney.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Sydney home loans rated by the Mozo community?

Overall customer rating
7.5/10
Price
8.3/10
Features
8.7/10
Customer service
9.7/10
Convenience
8.5/10
Trust
7.5/10
Bank of Sydney

About Bank of Sydney

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.