BankSA Fixed Home Loan

4.03% p.a.

5.06% p.a.

$10.00 monthly

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4.69% p.a.

5.66% p.a.

$10.00 monthly

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4.14% p.a.

5.49% p.a.

$10.00 monthly

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4.89% p.a.

6.08% p.a.

$10.00 monthly

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Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.14% (5.27%*)

  • 4.14% (5.18%*)

  • 4.03% (5.06%*)

  • 4.54% (5.14%*)

  • 4.54% (5.10%*)

  • (*)

  • (*)

  • 5.21% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.84%*)

  • 4.59% (5.73%*)

  • 4.69% (5.66%*)

  • 4.99% (5.68%*)

  • 4.99% (5.62%*)

  • (*)

  • (*)

  • 5.80% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.34% (5.80%*)

  • 4.34% (5.67%*)

  • 4.14% (5.49%*)

  • 4.74% (5.58%*)

  • 4.74% (5.50%*)

  • (*)

  • (*)

  • 5.78% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.79% (6.33%*)

  • 4.79% (6.18%*)

  • 4.89% (6.08%*)

  • 5.19% (6.08%*)

  • 5.19% (5.99%*)

  • (*)

  • (*)

  • 6.32% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

How are BankSA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 70
BankSA home loans reviews

7.0 6.8 7.5 7.9 7.4

Read BankSA home loan reviews by the Mozo community

Latest reviews of BankSA Fixed Home Loan

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   3 / 10

Be very careful.

We found that a lot of the very fine print was hidden in the back of the booklet & not told to us at all. Example: annual fees on a so-called Fee Free loan. Calls at all times of the day & night regarding your loan accounts - even when you tell...

We found that a lot of the very fine print was hidden in the back of the booklet & not told to us at all. Example: annual fees on a so-called Fee Free loan. Calls at all times of the day & night regarding your loan accounts - even when you tell them not to call you during certain times. Overseas call centres: when you tell them you can't understand them, they hang up on you.

    Price   4 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   2 / 10

Less

Geoffrey (SA), reviewed over 3 years ago

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Mixed "like a box of chocolates"!

Mixed opinions overall better than average, initial mobile lender turns out to be in a world of his own , referred to him by an exceptionally astute and on the ball woman working as a teller (West Lakes Branch). By the time my loan was approved...

Mixed opinions overall better than average, initial mobile lender turns out to be in a world of his own , referred to him by an exceptionally astute and on the ball woman working as a teller (West Lakes Branch). By the time my loan was approved this female employee had been moved to,on memory commercial lending. Having encountered some financial difficulties the hardship dept. was brilliant, helpful, patient and very clear. What was really painful was the mastercard forwarded to me by the initial mobile lender,should have just cut it up before I racked up 10k, constant phone calls from an Indian call center dragged the overall rating well down, initial contact with teller and hardship dept. dragged them to back over the 1/2 way mark.

    Price   7 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Mozo reviewer (SA), reviewed almost 4 years ago

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

Great rates

Dislike being penalised for making additional payments.

Dislike being penalised for making additional payments.

    Price   10 / 10

    Features   4 / 10

    Customer service   5 / 10

    Convenience   9 / 10

    Trust   4 / 10

Less

Sue (SA), reviewed over 4 years ago

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Exceptional customer focus and Integrity

I have been a Banksa customer for approx 8 or 9 years. I feel like a valued customer everytime I call as their customer focus is exceptional. Not once have I been "blind transferred" when calling through. Everytime I visit a branch I am treated...

I have been a Banksa customer for approx 8 or 9 years. I feel like a valued customer everytime I call as their customer focus is exceptional. Not once have I been "blind transferred" when calling through. Everytime I visit a branch I am treated with the dignity and respect I deserve for being such a long term customer.

    Price   7 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Michael (SA), reviewed almost 5 years ago

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Great customer service

Great service! Follow up with a yearly phone call where they always congratulate us on another year as a home owner!

Great service! Follow up with a yearly phone call where they always congratulate us on another year as a home owner!

    Price   6 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Misha (SA), reviewed over 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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