The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
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Owner Occupier | Principal & Interest | < 95% | $10,000 | |
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Owner Occupier | Interest Only | < 80% | $10,000 | |
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Investor | Principal & Interest | < 95% | $10,000 | |
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Investor | Interest Only | < 80% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 95%
Loan: $10,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000
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n/a |
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n/a |
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n/a |
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n/a |
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|
4.79% (5.84%*) |
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5.59% (5.90%*) |
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5.89% (5.97%*) |
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6.09% (6.05%*) |
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6.19% (6.11%*) |
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n/a |
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n/a |
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5.80% p.a. |
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$600.00 |
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$0.00 |
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$0.00 |
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$100.00 |
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n/a |
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$8.00 monthly |
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$350.00 |
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$10,000 |
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none |
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none |
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95.00% |
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Weekly, Fortnightly, Monthly |
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yes - free up to $30,000 |
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yes |
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yes - free |
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$0.00 |
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yes |
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yes - partial only |
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none |
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|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
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n/a |
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n/a |
|
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5.29% (6.42%*) |
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5.89% (6.43%*) |
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6.19% (6.47%*) |
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6.59% (6.60%*) |
|
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6.69% (6.66%*) |
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n/a |
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n/a |
|
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6.39% p.a. |
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$600.00 |
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$0.00 |
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$0.00 |
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$100.00 |
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n/a |
|
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$8.00 monthly |
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$350.00 |
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$10,000 |
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none |
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none |
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80.00% |
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Monthly |
|
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yes - free up to $30,000 |
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yes |
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yes - free |
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$0.00 |
|
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yes |
|
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yes - partial only |
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|
none |
|
|
none |
|
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none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
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n/a |
|
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n/a |
|
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4.99% (6.37%*) |
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5.59% (6.36%*) |
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6.09% (6.43%*) |
|
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6.19% (6.45%*) |
|
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6.29% (6.48%*) |
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n/a |
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n/a |
|
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6.37% p.a. |
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$600.00 |
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$0.00 |
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$0.00 |
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$100.00 |
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n/a |
|
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$8.00 monthly |
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$350.00 |
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$10,000 |
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none |
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none |
|
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95.00% |
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Weekly, Fortnightly, Monthly |
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yes - free up to $30,000 |
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yes |
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yes - free |
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$0.00 |
|
|
yes |
|
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yes - partial only |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
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n/a |
|
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n/a |
|
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5.19% (6.65%*) |
|
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5.79% (6.63%*) |
|
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6.09% (6.64%*) |
|
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6.39% (6.70%*) |
|
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6.59% (6.77%*) |
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|
n/a |
|
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n/a |
|
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6.66% p.a. |
|
$600.00 |
|
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$0.00 |
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$0.00 |
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$100.00 |
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n/a |
|
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$8.00 monthly |
|
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$350.00 |
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$10,000 |
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none |
|
|
none |
|
|
80.00% |
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Monthly |
|
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yes - free up to $30,000 |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - partial only |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Pros - Good rates Cons - Could be better service
Read full reviewPros - Good rates Cons - Could be better service
Good.
Read full reviewWe found that a lot of the very fine print was hidden in the back of the booklet & not told to us at all. Example: annual fees on a so-called Fee Free loan. Calls at all times of the day & night regarding your loan accounts - even when you tell them not to call you during certain times. Overseas call centres: when you tell them you can't understand them, they hang up on you.
Read full reviewWe found that a lot of the very fine print was hidden in the back of the booklet & not told to us at all. Example: annual fees on a so-called Fee Free loan. Calls at all times of the day & night regarding your loan accounts - even when you tell them not to call you during certain times. Overseas call centres: when you tell them you can't understand them, they hang up on you.
Mixed opinions overall better than average, initial mobile lender turns out to be in a world of his own , referred to him by an exceptionally astute and on the ball woman working as a teller (West Lakes Branch). By the time my loan was approved this female employee had been moved to,on memory commercial lending. Having encountered some financial difficulties the hardship dept. was brilliant, helpful, patient and very clear. What was really painful was the mastercard forwarded to me by the initial mobile lender,should have just cut it up before I racked up 10k, constant phone calls from an Indian call center dragged the overall rating well down, initial contact with teller and hardship dept. dragged them to back over the 1/2 way mark.
Read full reviewMixed opinions overall better than average, initial mobile lender turns out to be in a world of his own , referred to him by an exceptionally astute and on the ball woman working as a teller (West Lakes Branch). By the time my loan was approved this female employee had been moved to,on memory commercial lending. Having encountered some financial difficulties the hardship dept. was brilliant, helpful, patient and very clear. What was really painful was the mastercard forwarded to me by the initial mobile lender,should have just cut it up before I racked up 10k, constant phone calls from an Indian call center dragged the overall rating well down, initial contact with teller and hardship dept. dragged them to back over the 1/2 way mark.
Dislike being penalised for making additional payments.
Read full reviewDislike being penalised for making additional payments.
loans.com.au
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Smart Booster Home Loan
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3.96% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
