The details shown below are for an investor taking out a no set repayments loan between $100,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a no set repayments loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an investor taking out a no set repayments loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a no set repayments loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a no set repayments loan of at least $750,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Investor | No set repayments | < 80% | $100,000 | $149,999 |
| | Investor | No set repayments | < 80% | $150,000 | $249,999 |
| | Investor | No set repayments | < 80% | $250,000 | $499,999 |
| | Investor | No set repayments | < 80% | $500,000 | $749,999 |
| | Investor | No set repayments | < 80% | $750,000 |
Investor (No set repayments)
LVR < 80%
Loan: $100,000 $149,999
Investor (No set repayments)
LVR < 80%
Loan: $150,000 $249,999
Investor (No set repayments)
LVR < 80%
Loan: $250,000 $499,999
Investor (No set repayments)
LVR < 80%
Loan: $500,000 $749,999
Investor (No set repayments)
LVR < 80%
Loan: $750,000
6.33% p.a.
n/a
$395.00 yearly
BankSA Portfolio Loan (Advantage Package)
6.33% p.a.
n/a
$395.00 yearly
5.98% p.a.
n/a
$395.00 yearly
BankSA Portfolio Loan (Advantage Package)
5.98% p.a.
n/a
$395.00 yearly
5.78% p.a.
n/a
$395.00 yearly
BankSA Portfolio Loan (Advantage Package)
5.78% p.a.
n/a
$395.00 yearly
5.73% p.a.
n/a
$395.00 yearly
BankSA Portfolio Loan (Advantage Package)
5.73% p.a.
n/a
$395.00 yearly
5.68% p.a.
n/a
$395.00 yearly
BankSA Portfolio Loan (Advantage Package)
5.68% p.a.
n/a
$395.00 yearly
Rates and fees information correct as at 23 September 2018.
6.33% p.a.
n/a
0 Months
none
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
80.00%
Investor
No set repayments
No set repayments
yes - free
no
yes - free
$0.00
yes
no
For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).
none
Rates and fees information correct as at 23 September 2018.
5.98% p.a.
n/a
0 Months
none
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Investor
No set repayments
No set repayments
yes - free
no
yes - free
$0.00
yes
no
For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).
none
Rates and fees information correct as at 23 September 2018.
5.78% p.a.
n/a
0 Months
none
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Investor
No set repayments
No set repayments
yes - free
no
yes - free
$0.00
yes
no
For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).
none
Rates and fees information correct as at 23 September 2018.
5.73% p.a.
n/a
0 Months
none
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Investor
No set repayments
No set repayments
yes - free
no
yes - free
$0.00
yes
no
For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).
none
Rates and fees information correct as at 23 September 2018.
5.68% p.a.
n/a
0 Months
none
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Investor
No set repayments
No set repayments
yes - free
no
yes - free
$0.00
yes
no
For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).
none
Banked since I was a child. Convenient. Competitive
Read full review
Banked since I was a child. Convenient. Competitive
Less
Neil | South Australia
reviewed almost 3 years ago
Fantastic customer service!
Read full review
Fantastic customer service!
Less
Damien | Western Australia
reviewed over 3 years ago
Prompt reply from borrowing manager ensured we felt valued as customers. Loan features could...
Read full review
Prompt reply from borrowing manager ensured we felt valued as customers. Loan features could have been more clearly explained as the loan information brochure they provided was a little unclear.
Less
Melissa | Northern Territory
reviewed about 4 years ago
We have been with the bank for 25 years and find them very helpful and always happy to assist us...
Read full review
We have been with the bank for 25 years and find them very helpful and always happy to assist us in any way.
Less
Helen | South Australia
reviewed over 4 years ago
For my personal needs, I find this product very good. Always receive the best customer service!
Read full review
For my personal needs, I find this product very good. Always receive the best customer service!
Less
Silvia | New South Wales
reviewed over 4 years ago
BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.
