BankSA Portfolio Loan (Advantage Package)

The details shown below are for an investor taking out a no set repayments loan between $100,000 and $149,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan of at least $750,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Investor (No set repayments)

    LVR < 80%

    Loan: $100,000 $149,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $150,000 $249,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $250,000 $499,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $750,000

6.33% p.a.

n/a

$395.00 yearly

BankSA Portfolio Loan (Advantage Package)

6.33% p.a.

n/a

$395.00 yearly

5.98% p.a.

n/a

$395.00 yearly

BankSA Portfolio Loan (Advantage Package)

5.98% p.a.

n/a

$395.00 yearly

5.78% p.a.

n/a

$395.00 yearly

BankSA Portfolio Loan (Advantage Package)

5.78% p.a.

n/a

$395.00 yearly

5.73% p.a.

n/a

$395.00 yearly

BankSA Portfolio Loan (Advantage Package)

5.73% p.a.

n/a

$395.00 yearly

5.68% p.a.

n/a

$395.00 yearly

BankSA Portfolio Loan (Advantage Package)

5.68% p.a.

n/a

$395.00 yearly

Details

Rates and fees information correct as at 23 September 2018.

Rates
  • 6.33% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • $149,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

Details

Rates and fees information correct as at 23 September 2018.

Rates
  • 5.98% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

Details

Rates and fees information correct as at 23 September 2018.

Rates
  • 5.78% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

Details

Rates and fees information correct as at 23 September 2018.

Rates
  • 5.73% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

Details

Rates and fees information correct as at 23 September 2018.

Rates
  • 5.68% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

Customer Reviews

How are BankSA home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
6.7/10
Features
6.4/10
Customer service
7.2/10
Convenience
7.8/10
Trust
7.1/10

Latest reviews of BankSA Portfolio Loan (Advantage Package)

  • Overall
    9/10
    Good product. Competitive rates.

    Banked since I was a child. Convenient. Competitive

    Banked since I was a child. Convenient. Competitive

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    10/10

    Neil | South Australia

    reviewed almost 3 years ago

  • Overall
    7/10
    Great people make life easy.

    Fantastic customer service!

    Fantastic customer service!

    Price
    6/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Damien | Western Australia

    reviewed over 3 years ago

  • Overall
    5/10
    Prompt service equals satisfied customers

    Prompt reply from borrowing manager ensured we felt valued as customers. Loan features could...

    Prompt reply from borrowing manager ensured we felt valued as customers. Loan features could have been more clearly explained as the loan information brochure they provided was a little unclear.

    Price
    7/10
    Features
    4/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    5/10

    Melissa | Northern Territory

    reviewed about 4 years ago

  • Overall
    8/10
    Excellent online too

    We have been with the bank for 25 years and find them very helpful and always happy to assist us...

    We have been with the bank for 25 years and find them very helpful and always happy to assist us in any way.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    7/10

    Helen | South Australia

    reviewed over 4 years ago

  • Overall
    10/10
    Excellent customer service with a smile

    For my personal needs, I find this product very good. Always receive the best customer service!

    For my personal needs, I find this product very good. Always receive the best customer service!

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Silvia | New South Wales

    reviewed over 4 years ago

BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

See BankSA home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.