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BankSA Portfolio Loan (Advantage Package)

Rate
4.67% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$100

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.67% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $100,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are BankSA home loans rated by the Mozo community?

Overall customer rating
7.2/10

Based on 278 BankSA home loan reviews

Price
6.8/10
Features
6.4/10
Customer service
7.2/10
Convenience
7.8/10
Trust
7.1/10

Latest reviews of BankSA Portfolio Loan (Advantage Package)

  • Overall 9/10
    Good product. Competitive rates.

    Banked since I was a child. Convenient. Competitive

    Read full review

    Banked since I was a child. Convenient. Competitive

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Neil, South Australia reviewed over 4 years ago
  • Overall 7/10
    Great people make life easy.

    Fantastic customer service!

    Read full review

    Fantastic customer service!

    Price
    6/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Damien, Western Australia reviewed over 5 years ago
  • Overall 5/10
    Prompt service equals satisfied customers

    Prompt reply from borrowing manager ensured we felt valued as customers. Loan features could have been more clearly explained as the loan information brochure they provided was a little unclear.

    Read full review

    Prompt reply from borrowing manager ensured we felt valued as customers. Loan features could have been more clearly explained as the loan information brochure they provided was a little unclear.

    Price
    7/10
    Features
    4/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    5/10
    Less
    Melissa, Northern Territory reviewed about 6 years ago
  • Overall 8/10
    Excellent online too

    We have been with the bank for 25 years and find them very helpful and always happy to assist us in any way.

    Read full review

    We have been with the bank for 25 years and find them very helpful and always happy to assist us in any way.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    7/10
    Less
    Helen, South Australia reviewed about 6 years ago
  • Overall 10/10
    Excellent customer service with a smile

    For my personal needs, I find this product very good. Always receive the best customer service!

    Read full review

    For my personal needs, I find this product very good. Always receive the best customer service!

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Silvia, New South Wales reviewed about 6 years ago
BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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