BankSA Portfolio Loan (Advantage Package)

5.38% p.a.

n/a

$395.00 yearly

5.03% p.a.

n/a

$395.00 yearly

4.83% p.a.

n/a

$395.00 yearly

4.78% p.a.

n/a

$395.00 yearly

4.78% p.a.

n/a

$395.00 yearly

Currently showing

Rates

  • 5.38% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $100,000

  • $149,999

  • none

  • 90.00%

Features

  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

Rates

  • 5.03% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 90.00%

Features

  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

Rates

  • 4.83% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 90.00%

Features

  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

Rates

  • 4.78% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 90.00%

Features

  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

Rates

  • 4.78% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 90.00%

Features

  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

How are BankSA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 70
BankSA home loans reviews

7.0 6.8 7.5 7.9 7.4

Read BankSA home loan reviews by the Mozo community

Latest reviews of BankSA Portfolio Loan (Advantage Package)

BankSA

BankSA Portfolio Loan (Advantage Package) home loan review

Overall rating   9 / 10

Good product. Competitive rates.

Banked since I was a child. Convenient. Competitive

Full review

Banked since I was a child. Convenient. Competitive

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Neil (SA), reviewed about 1 year ago

BankSA

BankSA Portfolio Loan (Advantage Package) home loan review

Overall rating   5 / 10

Prompt service equals satisfied customers

Prompt reply from borrowing manager ensured we felt valued as customers. Loan features could have been more clearly explained as the loan information brochure they provided was a little unclear.

Full review

Prompt reply from borrowing manager ensured we felt valued as customers. Loan features could have been more clearly explained as the loan information brochure they provided was a little unclear.

    Price   7 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   5 / 10

Less

Melissa (NT), reviewed over 2 years ago

BankSA

BankSA Portfolio Loan (Advantage Package) home loan review

Overall rating   8 / 10

Excellent online too

We have been with the bank for 25 years and find them very helpful and always happy to assist us in any way.

Full review

We have been with the bank for 25 years and find them very helpful and always happy to assist us in any way.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   7 / 10

Less

Helen (SA), reviewed over 2 years ago

BankSA

BankSA Portfolio Loan (Advantage Package) home loan review

Overall rating   10 / 10

Excellent customer service with a smile

For my personal needs, I find this product very good. Always receive the best customer service!

Full review

For my personal needs, I find this product very good. Always receive the best customer service!

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Silvia (NSW), reviewed over 2 years ago

BankSA

BankSA Portfolio Loan (Advantage Package) home loan review

Overall rating   9 / 10

Great competitive and workable products

Our circumstances have substantially changed more than once in the last few years and our bank was swift and helpful to make the necessary adjustments and arrangements to ensure the maximum benefit to us.

Full review

Our circumstances have substantially changed more than once in the last few years and our bank was swift and helpful to make the necessary adjustments and arrangements to ensure the maximum benefit to us.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Ellen (SA), reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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