The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $149,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $149,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $100,000 | $149,999 |
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 95% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $100,000 | $149,999 |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $249,999 |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | |
| | Investor | Principal & Interest | < 90% | $100,000 | $149,999 |
| | Investor | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Investor | Principal & Interest | < 90% | $250,000 | $499,999 |
| | Investor | Principal & Interest | < 90% | $500,000 | $749,999 |
| | Investor | Principal & Interest | < 90% | $750,000 | |
| | Investor | Interest Only | < 80% | $100,000 | $149,999 |
| | Investor | Interest Only | < 80% | $150,000 | $249,999 |
| | Investor | Interest Only | < 80% | $250,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 | $749,999 |
| | Investor | Interest Only | < 80% | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $100,000 $149,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000 $249,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $250,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000 $149,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
Investor (Principal & Interest)
LVR < 90%
Loan: $100,000 $149,999
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
Investor (Principal & Interest)
LVR < 90%
Loan: $250,000 $499,999
Investor (Principal & Interest)
LVR < 90%
Loan: $500,000 $749,999
Investor (Principal & Interest)
LVR < 90%
Loan: $750,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $149,999
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Investor (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Investor (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Investor (Interest Only)
LVR < 80%
Loan: $750,000
5.10% p.a.
5.48% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.10% p.a.
5.48% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.10% p.a.
5.48% p.a.
$395.00 yearly
4.75% p.a.
5.14% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
4.75% p.a.
5.14% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
4.75% p.a.
5.14% p.a.
$395.00 yearly
4.55% p.a.
4.95% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
4.55% p.a.
4.95% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
4.55% p.a.
4.95% p.a.
$395.00 yearly
4.50% p.a.
4.90% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
4.50% p.a.
4.90% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
4.50% p.a.
4.90% p.a.
$395.00 yearly
4.45% p.a.
4.85% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
4.45% p.a.
4.85% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
4.45% p.a.
4.85% p.a.
$395.00 yearly
5.69% p.a.
6.06% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.69% p.a.
6.06% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.69% p.a.
6.06% p.a.
$395.00 yearly
5.34% p.a.
5.72% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.34% p.a.
5.72% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.34% p.a.
5.72% p.a.
$395.00 yearly
5.14% p.a.
5.52% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.14% p.a.
5.52% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.14% p.a.
5.52% p.a.
$395.00 yearly
5.09% p.a.
5.47% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.09% p.a.
5.47% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.09% p.a.
5.47% p.a.
$395.00 yearly
5.04% p.a.
5.43% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.04% p.a.
5.43% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.04% p.a.
5.43% p.a.
$395.00 yearly
5.67% p.a.
6.04% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.67% p.a.
6.04% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.67% p.a.
6.04% p.a.
$395.00 yearly
5.32% p.a.
5.70% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.32% p.a.
5.70% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.32% p.a.
5.70% p.a.
$395.00 yearly
5.12% p.a.
5.50% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.12% p.a.
5.50% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.12% p.a.
5.50% p.a.
$395.00 yearly
5.07% p.a.
5.45% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.07% p.a.
5.45% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.07% p.a.
5.45% p.a.
$395.00 yearly
5.02% p.a.
5.41% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.02% p.a.
5.41% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.02% p.a.
5.41% p.a.
$395.00 yearly
6.21% p.a.
6.58% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
6.21% p.a.
6.58% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
6.21% p.a.
6.58% p.a.
$395.00 yearly
5.86% p.a.
6.23% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.86% p.a.
6.23% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.86% p.a.
6.23% p.a.
$395.00 yearly
5.66% p.a.
6.03% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.66% p.a.
6.03% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.66% p.a.
6.03% p.a.
$395.00 yearly
5.61% p.a.
5.98% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.61% p.a.
5.98% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.61% p.a.
5.98% p.a.
$395.00 yearly
5.56% p.a.
5.94% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.56% p.a.
5.94% p.a.
$395.00 yearly
BankSA Variable Home Loan (Advantage Package)
5.56% p.a.
5.94% p.a.
$395.00 yearly
5.10% p.a.
n/a
0 Months
none
5.48% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
4.75% p.a.
n/a
0 Months
none
5.14% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
4.55% p.a.
n/a
0 Months
none
4.95% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
4.50% p.a.
n/a
0 Months
none
4.90% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
4.45% p.a.
n/a
0 Months
none
4.85% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.69% p.a.
n/a
0 Months
none
6.06% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.34% p.a.
n/a
0 Months
none
5.72% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.14% p.a.
n/a
0 Months
none
5.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.09% p.a.
n/a
0 Months
none
5.47% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.04% p.a.
n/a
0 Months
none
5.43% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.67% p.a.
n/a
0 Months
none
6.04% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.32% p.a.
n/a
0 Months
none
5.70% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.12% p.a.
n/a
0 Months
none
5.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.07% p.a.
n/a
0 Months
none
5.45% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.02% p.a.
n/a
0 Months
none
5.41% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
6.21% p.a.
n/a
0 Months
none
6.58% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.86% p.a.
n/a
0 Months
none
6.23% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.66% p.a.
n/a
0 Months
none
6.03% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.61% p.a.
n/a
0 Months
none
5.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.56% p.a.
n/a
0 Months
none
5.94% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
Good customer service and very easy to set-up. Online monitoring of account very useful.
Read full review
Good customer service and very easy to set-up. Online monitoring of account very useful.
Less
Andrew | South Australia
reviewed almost 3 years ago
We never looked back with this offset loan. Paid our house off and investment property very...
Read full review
We never looked back with this offset loan. Paid our house off and investment property very quickly. Would recommend to anyone.
Less
Heather | South Australia
reviewed almost 3 years ago
We initially had a building loan and switched to this the only negative is they didn't state that...
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We initially had a building loan and switched to this the only negative is they didn't state that the annual fee would be deducted from my account
Less
Annette | South Australia
reviewed about 3 years ago
Happy
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Happy
Less
Donna | Northern Territory
reviewed about 3 years ago
They have always looked after us and provide added benefits where they can.
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They have always looked after us and provide added benefits where they can.
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Vanessa | South Australia
reviewed over 3 years ago
BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.69% p.a. variable
3.83% p.a.
$150
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Bank First
First Rate Home Loan
3.72% p.a. variable
3.77% p.a.
$600
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Hunter United
Interest Only Home Loan
3.99% p.a. variable
3.99% p.a.
$0
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Virgin Money
Reward Me Variable Rate Home Loan
3.69% p.a.
3.83% p.a.
$150
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Heritage Bank
Discount Variable Home Loan
3.67% p.a.
3.69% p.a.
$150
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loans.com.au
Smart Loan Fixed (Package)
3.89% p.a.
fixed 3 years
3.93% p.a.
$520
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Virgin Money
Reward Me Fixed Rate Home Loan - First Home Buyer Special
n/a
n/a
$0
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NAB
Tailored Home Loan (Fixed, Choice Package)
3.89% p.a.
fixed 3 years
4.92% p.a.
$0
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Bankwest
Complete Fixed Home Loan (Package)
3.98% p.a.
fixed 3 years
4.52% p.a.
$250
Promoted
Bank of Queensland
Fixed Rate
3.84% p.a.
fixed 3 years
4.52% p.a.
$450
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.69% p.a.
3.83% p.a.
$10.00 monthly
Promoted
Bank First
First Rate Home Loan
3.72% p.a.
3.77% p.a.
$0.00
