The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $100,000 | |
| | Owner Occupier | Interest Only | < 80% | $100,000 | |
| | Investor | Principal & Interest | < 90% | $100,000 | |
| | Investor | Interest Only | < 80% | $100,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $100,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000
Investor (Principal & Interest)
LVR < 90%
Loan: $100,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000
| 3.24% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.65% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $395.00 yearly | |
| $0.00 |
| $100,000 | |
| none | |
| none | |
| 95.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| none | |
| none | |
| Receive $3,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 90% (excludes refinances from Westpac Group), apply by 28 February 2022 and settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.83% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.23% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $395.00 yearly | |
| $0.00 |
| $100,000 | |
| none | |
| none | |
| 80.00% |
| Owner Occupier | |
| Interest Only | |
| Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.81% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.21% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $395.00 yearly | |
| $0.00 |
| $100,000 | |
| none | |
| none | |
| 90.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| none | |
| none | |
| Receive $3,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 90% (excludes refinances from Westpac Group), apply by 28 February 2022 and settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 4.10% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.49% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $395.00 yearly | |
| $0.00 |
| $100,000 | |
| none | |
| none | |
| 80.00% |
| Investor | |
| Interest Only | |
| Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| none | |
| none | |
| Receive $3,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 90% (excludes refinances from Westpac Group), apply by 28 February 2022 and settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
We refinanced with Bank Sa and saved heaps of money with their help. Very helpful and thorough staff.
Read full reviewWe refinanced with Bank Sa and saved heaps of money with their help. Very helpful and thorough staff.
I have only recently started using BankSA for my home loans. The customer service I have received every time I have been to a branch, called etc. has been excellent. The team in Murray Bridge South Australia especially have made all my banking needs easy. One thing that can be improved would be the app. I use other banking apps as well as BankSA and I find the other apps to be more user friendly.
Read full reviewI have only recently started using BankSA for my home loans. The customer service I have received every time I have been to a branch, called etc. has been excellent. The team in Murray Bridge South Australia especially have made all my banking needs easy. One thing that can be improved would be the app. I use other banking apps as well as BankSA and I find the other apps to be more user friendly.
Good customer service and very easy to set-up. Online monitoring of account very useful.
Read full reviewGood customer service and very easy to set-up. Online monitoring of account very useful.
We never looked back with this offset loan. Paid our house off and investment property very quickly. Would recommend to anyone.
Read full reviewWe never looked back with this offset loan. Paid our house off and investment property very quickly. Would recommend to anyone.
We initially had a building loan and switched to this the only negative is they didn't state that the annual fee would be deducted from my account
Read full reviewWe initially had a building loan and switched to this the only negative is they didn't state that the annual fee would be deducted from my account
loans.com.au
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2.21% p.a.
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2.59% p.a.
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Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
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fixed 3 years
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3.18% p.a.
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Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
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$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
