The details shown below are for an owner occupier taking out a principal & interest loan between $20,000 and $249,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan between $20,000 and $249,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan between $250,000 and $749,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan between $750,000 and $1,000,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $20,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 95% | $250,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | $1,000,000 |
| | Investor | Principal & Interest, Interest Only | < 95% | $20,000 | $249,999 |
| | Investor | Principal & Interest, Interest Only | < 95% | $250,000 | $749,999 |
| | Investor | Principal & Interest, Interest Only | < 95% | $750,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $20,000 $249,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $250,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000 $1,000,000
Investor (Principal & Interest, Interest Only)
LVR < 95%
Loan: $20,000 $249,999
Investor (Principal & Interest, Interest Only)
LVR < 95%
Loan: $250,000 $749,999
Investor (Principal & Interest, Interest Only)
LVR < 95%
Loan: $750,000 $1,000,000
3.67% p.a.
n/a
n/a
n/a
4.06% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$375.00 yearly
$295.00
$20,000
$249,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$50.00
yes
yes
Legal fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.52% p.a.
n/a
n/a
n/a
3.91% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$375.00 yearly
$295.00
$250,000
$749,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$50.00
yes
yes
Legal fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.42% p.a.
n/a
n/a
n/a
3.81% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$375.00 yearly
$295.00
$750,000
$1,000,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$50.00
yes
yes
Legal fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.39% p.a.
n/a
n/a
n/a
4.76% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$375.00 yearly
$295.00
$20,000
$249,999
none
95.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$50.00
yes
yes
Legal fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.24% p.a.
n/a
n/a
n/a
4.61% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$375.00 yearly
$295.00
$250,000
$749,999
none
95.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$50.00
yes
yes
Legal fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.19% p.a.
n/a
n/a
n/a
4.57% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$375.00 yearly
$295.00
$750,000
$1,000,000
none
95.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$50.00
yes
yes
Legal fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Staff are amazingly helpful, not what you would normally expect from a bank, great follow up to make sure I am still happy with service, let me know if there is now a better option for my circumstances. Love them.
Read full reviewStaff are amazingly helpful, not what you would normally expect from a bank, great follow up to make sure I am still happy with service, let me know if there is now a better option for my circumstances. Love them.
Police Credit Co-op (now Bank Vic) has been our choice of a banking partner for 30+ years. Now our adult children also bank with this organisation. We have tried 'bank mortgages' but always return to Bank Vic. The service is exceptional, the rates are consistently within the lowest available by a significant amount, rate reductions are passed on very quickly, the on-line banking services are constantly being improved and the security on our account is without exception. The members are the shareholders so the benefits stay with us. Face-to-face banking is available via Westpac branches. What else could you need in a financial institution?
Read full reviewPolice Credit Co-op (now Bank Vic) has been our choice of a banking partner for 30+ years. Now our adult children also bank with this organisation. We have tried 'bank mortgages' but always return to Bank Vic. The service is exceptional, the rates are consistently within the lowest available by a significant amount, rate reductions are passed on very quickly, the on-line banking services are constantly being improved and the security on our account is without exception. The members are the shareholders so the benefits stay with us. Face-to-face banking is available via Westpac branches. What else could you need in a financial institution?
BankVic, formerly the Police Credit Union VIC, is a mutual bank wholly owned by its members. BankVic offers financial services for people working in police, health, emergency and public services along with their family and friends. Personal banking products available at BankVic include credit cards, home loans, insurance and financial advice.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
