BankVic Standard Variable Home Loan (Premium Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $20,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan between $20,000 and $249,999 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan between $250,000 and $749,999 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan between $750,000 and $1,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $20,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $750,000 $1,000,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $20,000 $249,999

  • Investor (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $250,000 $749,999

  • Investor (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $750,000 $1,000,000

3.92% p.a.

4.30% p.a.

$375.00 yearly

BankVic Standard Variable Home Loan (Premium Package)

3.92% p.a.

4.30% p.a.

$375.00 yearly

Details
Customer Reviews
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3.77% p.a.

4.15% p.a.

$375.00 yearly

BankVic Standard Variable Home Loan (Premium Package)

3.77% p.a.

4.15% p.a.

$375.00 yearly

Details
Customer Reviews
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3.67% p.a.

4.06% p.a.

$375.00 yearly

BankVic Standard Variable Home Loan (Premium Package)

3.67% p.a.

4.06% p.a.

$375.00 yearly

Details
Customer Reviews
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4.64% p.a.

5.01% p.a.

$375.00 yearly

BankVic Standard Variable Home Loan (Premium Package)

4.64% p.a.

5.01% p.a.

$375.00 yearly

Details
Customer Reviews
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4.49% p.a.

4.86% p.a.

$375.00 yearly

BankVic Standard Variable Home Loan (Premium Package)

4.49% p.a.

4.86% p.a.

$375.00 yearly

Details
Customer Reviews
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4.39% p.a.

4.76% p.a.

$375.00 yearly

BankVic Standard Variable Home Loan (Premium Package)

4.39% p.a.

4.76% p.a.

$375.00 yearly

Details
Customer Reviews
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Details
Customer Reviews
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Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.92% p.a.

  • n/a

  • n/a

  • n/a

  • 4.30% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits

  • $20,000

  • $249,999

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.77% p.a.

  • n/a

  • n/a

  • n/a

  • 4.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits

  • $250,000

  • $749,999

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.67% p.a.

  • n/a

  • n/a

  • n/a

  • 4.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits

  • $750,000

  • $1,000,000

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.64% p.a.

  • n/a

  • n/a

  • n/a

  • 5.01% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits

  • $20,000

  • $249,999

  • none

  • 95.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.49% p.a.

  • n/a

  • n/a

  • n/a

  • 4.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits

  • $250,000

  • $749,999

  • none

  • 95.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • 4.76% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits

  • $750,000

  • $1,000,000

  • none

  • 95.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are BankVic home loans rated by the Mozo community?

Overall customer rating
8.5/10

Based on 36 BankVic home loan reviews

Price
7.9/10
Features
6.9/10
Customer service
8.4/10
Convenience
7.6/10
Trust
8.9/10

Latest reviews of BankVic Standard Variable Home Loan (Premium Package)

  • Overall
    10/10
    Customer service is above and beyond

    Staff are amazingly helpful, not what you would normally expect from a bank, great follow up to...

    Read full review

    Staff are amazingly helpful, not what you would normally expect from a bank, great follow up to make sure I am still happy with service, let me know if there is now a better option for my circumstances. Love them.

    Price
    8/10
    Features
    10/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Cherrie | Victoria

    reviewed about 6 years ago

  • Overall
    9/10
    Awesome, personal five star service

    Police Credit Co-op (now Bank Vic) has been our choice of a banking partner for 30+ years. Now...

    Read full review

    Police Credit Co-op (now Bank Vic) has been our choice of a banking partner for 30+ years. Now our adult children also bank with this organisation. We have tried 'bank mortgages' but always return to Bank Vic. The service is exceptional, the rates are consistently within the lowest available by a significant amount, rate reductions are passed on very quickly, the on-line banking services are constantly being improved and the security on our account is without exception. The members are the shareholders so the benefits stay with us. Face-to-face banking is available via Westpac branches. What else could you need in a financial institution?

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Less

    Susan | Victoria

    reviewed over 6 years ago

BankVic

About BankVic

BankVic, formerly the Police Credit Union VIC, is a mutual bank wholly owned by its members. BankVic offers financial services for people working in police, health, emergency and public services along with their family and friends. Personal banking products available at BankVic include credit cards, home loans, insurance and financial advice.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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