The details shown below are for an owner occupier taking out a principal & interest loan between $20,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan between $20,000 and $1,000,000 with an LVR below 95%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $20,000 | $1,000,000 |
| | Investor | Principal & Interest, Interest Only | < 95% | $20,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $20,000 $1,000,000
Investor (Principal & Interest, Interest Only)
LVR < 95%
Loan: $20,000 $1,000,000
4.69% p.a.
4.73% p.a.
$0.00
BankVic Standard Variable Home Loan
4.69% p.a.
4.73% p.a.
$0.00
BankVic Standard Variable Home Loan
4.69% p.a.
4.73% p.a.
$0.00
5.19% p.a.
5.23% p.a.
$0.00
BankVic Standard Variable Home Loan
5.19% p.a.
5.23% p.a.
$0.00
BankVic Standard Variable Home Loan
5.19% p.a.
5.23% p.a.
$0.00
4.69% p.a.
n/a
0 Months
none
4.73% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
none
$0.00
$195.00
$20,000
$1,000,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$50.00
yes
no
none
none
5.19% p.a.
n/a
0 Months
none
5.23% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
none
$0.00
$195.00
$20,000
$1,000,000
none
95.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$50.00
yes
no
none
none
BankVic (formerly Police Credit) is an excellent, honest and competitive bank with an emphasis on...
Read full review
BankVic (formerly Police Credit) is an excellent, honest and competitive bank with an emphasis on customer service. We have had our personal and home loans through them for several years and have had other people, such as our conveyancer describe them as being excellent to work with. When you call them you can always get a person that you can have a conversation and joke with if you like and everything gets sorted quickly. Their products offer a great balance of features and competitiveness. They won't be the cheapest in the market but they don't sting you with hidden fees and charges either. Improvements; the main things they could improve are their network of fee-free ATMS and their online platform. They especially need to implement 2-factor authentication for the banking platform, as I think they are probably the only bank that doesn't at this point. Although, they do ring you quickly re any suspect transactions.
Less
David | Victoria
reviewed over 3 years ago
BankVic have great customer service. They are reliable, informative and very helpful. The only...
Read full review
BankVic have great customer service. They are reliable, informative and very helpful. The only negative is that they don't have many branches open on Saturdays.
Less
Marie | Victoria
reviewed almost 5 years ago
BankWest underestimated property valuation far from other banks. I had applied for refinance and...
Read full review
BankWest underestimated property valuation far from other banks. I had applied for refinance and found Bankwest undervaluing property atleast 50k less than other banks. How come such a big difference? Shame on business for not giving a fair go to customers and not even reasoning why.
Less
Name not supplied | Western Australia
reviewed about 5 years ago
I love BankVic! Great rates, friendly service and a range of competitive products.
Read full review
I love BankVic! Great rates, friendly service and a range of competitive products.
Less
Scott | Victoria
reviewed over 5 years ago
I asked for a home loan by the phone and it was set up for me with only one visit to sign the...
Read full review
I asked for a home loan by the phone and it was set up for me with only one visit to sign the paper work, and they rang me to let me know it had been approved. No Fuss No Bother and always notified of any increases or decreases right away. I have been with the PC union for about 16 to 18 years now and could not speak more highly of them, they are always very polite and very help full. Something the big banks should take note of.
Less
Sue | Victoria
reviewed over 6 years ago
BankVic, formerly the Police Credit Union VIC, is a mutual bank wholly owned by its members. BankVic offers financial services for people working in police, health, emergency and public services along with their family and friends. Personal banking products available at BankVic include credit cards, home loans, insurance and financial advice.
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