Bendigo Bank Basic Home Loan (Fixed)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 92%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 92%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

3.29% p.a.

3.55% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan (Fixed)

3.29% p.a.

3.55% p.a.

$10.00 monthly

4.29% p.a.

4.98% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan (Fixed)

4.29% p.a.

4.98% p.a.

$10.00 monthly

3.69% p.a.

3.99% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan (Fixed)

3.69% p.a.

3.99% p.a.

$10.00 monthly

3.99% p.a.

4.68% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan (Fixed)

3.99% p.a.

4.68% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.59% (3.60%*)

  • 3.19% (3.55%*)

  • 3.29% (3.55%*)

  • 3.79% (3.71%*)

  • 3.79% (3.74%*)

  • n/a

  • n/a

  • 3.39% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 92.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.39% (5.08%*)

  • 4.09% (5.00%*)

  • 4.29% (4.98%*)

  • 4.59% (5.02%*)

  • 4.59% (4.99%*)

  • n/a

  • n/a

  • 4.99% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (4.04%*)

  • 3.59% (3.98%*)

  • 3.69% (3.99%*)

  • 4.19% (4.15%*)

  • 4.19% (4.17%*)

  • n/a

  • n/a

  • 3.84% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.29% (4.83%*)

  • 3.89% (4.71%*)

  • 3.99% (4.68%*)

  • 4.49% (4.77%*)

  • 4.49% (4.76%*)

  • n/a

  • n/a

  • 4.69% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.5/10
Features
7.2/10
Customer service
8.5/10
Convenience
8.4/10
Trust
8.5/10

Latest reviews of Bendigo Bank Basic Home Loan (Fixed)

  • Overall
    9/10
    Excellent

    Bendigo Bank is definitely first rate and I am extremely happy with them.

    Bendigo Bank is definitely first rate and I am extremely happy with them.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Colleen | Queensland

    reviewed 9 months ago

  • Overall
    10/10
    Fantastic service throught out

    The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

    The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10

    Leonard | Victoria

    reviewed over 1 year ago

  • Overall
    9/10
    Good provider

    Good

    Good

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Amanda | New South Wales

    reviewed about 2 years ago

  • Overall
    10/10
    Competitive rates and personal service

    I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my...

    I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other senior managers aware of my needs and informs me about contacting them if necessary. In addition, the phone service from Bendigo Bank is excellent in resolving any questions and help I may require. They also call immediately to inform of any online dubious dealings in my accounts.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Louise | New South Wales

    reviewed about 2 years ago

  • Overall
    9/10
    Service is great

    just great to deal with

    just great to deal with

    Price
    6/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kel | Victoria

    reviewed over 2 years ago

Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 20 years, Bendigo Bank has given back $165 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

See Bendigo Bank home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.03% p.a. variable

3.05% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.09% p.a. variable

3.09% p.a.

$0

Promoted

Athena

Athena

Variable Home Loan

3.09% p.a. variable

3.05% p.a.

$0

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.39% p.a. variable

3.83% p.a.

$200

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.99% p.a. variable

3.02% p.a.

$596

Promoted

HSBC

HSBC

Home Value Loan

3.27% p.a. variable

3.28% p.a.

$150

Promoted

Suncorp

Suncorp

Back to Basics

3.29% p.a. variable

3.30% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

4.09% p.a.

$450

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.03% p.a.

3.05% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.09% p.a.

3.09% p.a.

$0

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.39% p.a.

3.83% p.a.

$200

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.99% p.a.

3.02% p.a.

$596

Promoted

Athena

Athena

Variable Home Loan

3.09% p.a.

3.05% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.99% p.a.

3.00% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

2 Year Intro Rate Variable Home Loan

3.39% p.a.variable for 24 months and then 3.86% p.a.

3.91% p.a.

$150

Promoted

HSBC

HSBC

Home Value Loan

3.27% p.a.

3.28% p.a.

$150

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

4.09% p.a.

$450

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.99% p.a.
fixed 3 years

3.45% p.a.

$395

Promoted

QBANK

QBANK

Fixed Rate

3.34% p.a.
fixed 3 years

3.98% p.a.

$195

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

3.18% p.a.
fixed 3 years

3.87% p.a.

$200

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

3.19% p.a.
fixed 3 years

4.11% p.a.

$799

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.43% p.a.

$520

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

3.24% p.a.
fixed 3 years

4.15% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.