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Bendigo Bank Basic Home Loan (Fixed)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 92%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 92%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

Fixed 3 year rate
2.44% p.a.
Comparison Rate*
3.05% p.a.
Service fee
$10.00 monthly
Upfront fee
$904
Fixed 3 year rate
3.34% p.a.
Comparison Rate*
4.48% p.a.
Service fee
$10.00 monthly
Upfront fee
$904
Fixed 3 year rate
2.74% p.a.
Comparison Rate*
3.38% p.a.
Service fee
$10.00 monthly
Upfront fee
$904
Fixed 3 year rate
2.94% p.a.
Comparison Rate*
3.72% p.a.
Service fee
$10.00 monthly
Upfront fee
$904

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.34% (3.13%*)

  • 2.34% (3.07%*)

  • 2.44% (3.05%*)

  • 3.19% (3.25%*)

  • 3.19% (3.26%*)

  • n/a

  • n/a

  • 2.99% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 92.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.24% (4.63%*)

  • 3.24% (4.54%*)

  • 3.34% (4.48%*)

  • 4.09% (4.59%*)

  • 4.09% (4.57%*)

  • n/a

  • n/a

  • 4.59% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.64% (3.47%*)

  • 2.64% (3.41%*)

  • 2.74% (3.38%*)

  • 3.49% (3.58%*)

  • 3.49% (3.59%*)

  • n/a

  • n/a

  • 3.34% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.84% (3.81%*)

  • 2.84% (3.76%*)

  • 2.94% (3.72%*)

  • 3.69% (3.85%*)

  • 3.69% (3.85%*)

  • n/a

  • n/a

  • 3.74% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.6/10
Features
7.2/10
Customer service
8.5/10
Convenience
8.5/10
Trust
8.5/10

Latest reviews of Bendigo Bank Basic Home Loan (Fixed)

  • Overall 9/10
    Excellent

    Bendigo Bank is definitely first rate and I am extremely happy with them.

    Read full review

    Bendigo Bank is definitely first rate and I am extremely happy with them.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Colleen joy, Queensland reviewed over 1 year ago
  • Overall 10/10
    Fantastic service throught out

    The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

    Read full review

    The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Leonard, Victoria reviewed about 2 years ago
  • Overall 9/10
    Good provider

    Good

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Amanda, New South Wales reviewed about 3 years ago
  • Overall 10/10
    Competitive rates and personal service

    I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other senior managers aware of my needs and informs me about contacting them if necessary. In addition, the phone service from Bendigo Bank is excellent in resolving any questions and help I may require. They also call immediately to inform of any online dubious dealings in my accounts.

    Read full review

    I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other senior managers aware of my needs and informs me about contacting them if necessary. In addition, the phone service from Bendigo Bank is excellent in resolving any questions and help I may require. They also call immediately to inform of any online dubious dealings in my accounts.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Louise, New South Wales reviewed about 3 years ago
  • Overall 9/10
    Service is great

    just great to deal with

    Read full review

    just great to deal with

    Price
    6/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Kel, Victoria reviewed over 3 years ago
Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.