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Bendigo Bank Fixed Rate Residential

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 92%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 92%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

Fixed 3 year rate
2.69% p.a.
Comparison Rate*
3.83% p.a.
Service fee
$10.00 monthly
Upfront fee
$904
Fixed 3 year rate
3.59% p.a.
Comparison Rate*
4.87% p.a.
Service fee
$10.00 monthly
Upfront fee
$904
Fixed 3 year rate
2.99% p.a.
Comparison Rate*
4.03% p.a.
Service fee
$10.00 monthly
Upfront fee
$904
Fixed 3 year rate
3.19% p.a.
Comparison Rate*
4.15% p.a.
Service fee
$10.00 monthly
Upfront fee
$904

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.59% (4.04%*)

  • 2.59% (3.92%*)

  • 2.69% (3.83%*)

  • 3.44% (3.99%*)

  • 3.44% (3.95%*)

  • n/a

  • n/a

  • 3.98% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 92.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • no

  • yes - partial only

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.49% (5.12%*)

  • 3.49% (4.97%*)

  • 3.59% (4.87%*)

  • 4.34% (5.01%*)

  • 4.34% (4.96%*)

  • n/a

  • n/a

  • 5.09% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • no

  • yes - partial only

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.89% (4.21%*)

  • 2.89% (4.10%*)

  • 2.99% (4.03%*)

  • 3.74% (4.19%*)

  • 3.74% (4.16%*)

  • n/a

  • n/a

  • 4.14% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • no

  • yes - partial only

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.09% (4.32%*)

  • 3.09% (4.22%*)

  • 3.19% (4.15%*)

  • 3.94% (4.32%*)

  • 3.94% (4.30%*)

  • n/a

  • n/a

  • 4.24% p.a.

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 20% of loan balance during fixed rate term

  • no

  • yes

  • $0.00

  • no

  • yes - partial only

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.6/10
Features
7.2/10
Customer service
8.5/10
Convenience
8.5/10
Trust
8.5/10

Latest reviews of Bendigo Bank Fixed Rate Residential

  • Overall 10/10
    Great bank

    Always friendly, eager to help and available when required.

    Read full review

    Always friendly, eager to help and available when required.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Willem, Victoria reviewed over 2 years ago
  • Overall 9/10
    Great bank

    Great friendly bank with great products

    Read full review

    Great friendly bank with great products

    Price
    8/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Carissa, Western Australia reviewed over 2 years ago
  • Overall 10/10
    Very helpful and competitive rates.

    We have found Bendigo will work with us for everything that we need. They have been awesome.

    Read full review

    We have found Bendigo will work with us for everything that we need. They have been awesome.

    Price
    10/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Tracey, Queensland reviewed over 2 years ago
  • Overall 10/10
    Excellent provider

    I am treated like a valued customer and staff are friendly and part of my community.

    Read full review

    I am treated like a valued customer and staff are friendly and part of my community.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Paul, Victoria reviewed over 3 years ago
  • Overall 9/10
    Great service

    Bendigo Bank has been a great provider for all my banking needs for over 20 years. They are always ready to assist me with any enquiries or issues I may have and resolution is always swift and agreeable

    Read full review

    Bendigo Bank has been a great provider for all my banking needs for over 20 years. They are always ready to assist me with any enquiries or issues I may have and resolution is always swift and agreeable

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Paul, Victoria reviewed over 4 years ago
Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.