The details shown below are for an owner occupier taking out a no set repayments loan between $200,000 and $299,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a no set repayments loan of at least $300,000 with an LVR below 90%
The details shown below are for an investor taking out a no set repayments loan between $200,000 and $299,999 with an LVR below 80%
The details shown below are for an investor taking out a no set repayments loan of at least $300,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | No set repayments | < 90% | $200,000 | $299,999 |
| | Owner Occupier | No set repayments | < 90% | $300,000 | |
| | Investor | No set repayments | < 80% | $200,000 | $299,999 |
| | Investor | No set repayments | < 80% | $300,000 |
Owner Occupier (No set repayments)
LVR < 90%
Loan: $200,000 $299,999
Owner Occupier (No set repayments)
LVR < 90%
Loan: $300,000
Investor (No set repayments)
LVR < 80%
Loan: $200,000 $299,999
Investor (No set repayments)
LVR < 80%
Loan: $300,000
5.11% p.a.
n/a
$0.00
Beyond Bank All-In-One Home Loan (Pinnacle +Plus)
5.11% p.a.
n/a
$0.00
Beyond Bank All-In-One Home Loan (Pinnacle +Plus)
5.11% p.a.
n/a
$0.00
4.91% p.a.
n/a
$0.00
Beyond Bank All-In-One Home Loan (Pinnacle +Plus)
4.91% p.a.
n/a
$0.00
Beyond Bank All-In-One Home Loan (Pinnacle +Plus)
4.91% p.a.
n/a
$0.00
5.40% p.a.
n/a
$0.00
Beyond Bank All-In-One Home Loan (Pinnacle +Plus)
5.40% p.a.
n/a
$0.00
Beyond Bank All-In-One Home Loan (Pinnacle +Plus)
5.40% p.a.
n/a
$0.00
5.20% p.a.
n/a
$0.00
Beyond Bank All-In-One Home Loan (Pinnacle +Plus)
5.20% p.a.
n/a
$0.00
Beyond Bank All-In-One Home Loan (Pinnacle +Plus)
5.20% p.a.
n/a
$0.00
Rates and fees information correct as at 17 October 2018.
5.11% p.a.
n/a
0 Months
none
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$0.00
$350.00
$200,000
$299,999
none
90.00%
Owner Occupier
No set repayments
No set repayments
n/a
yes
n/a
none
yes
no
none
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
Rates and fees information correct as at 17 October 2018.
4.91% p.a.
n/a
0 Months
none
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$0.00
$350.00
$300,000
none
none
90.00%
Owner Occupier
No set repayments
No set repayments
n/a
yes
n/a
none
yes
no
none
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
Rates and fees information correct as at 17 October 2018.
5.40% p.a.
n/a
0 Months
none
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$0.00
$350.00
$200,000
$299,999
none
80.00%
Investor
No set repayments
No set repayments
n/a
yes
n/a
none
yes
no
none
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
Rates and fees information correct as at 17 October 2018.
5.20% p.a.
n/a
0 Months
none
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$0.00
$350.00
$300,000
none
none
80.00%
Investor
No set repayments
No set repayments
n/a
yes
n/a
none
yes
no
none
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
When we needed understanding about past mistakes they were very understanding and helpful in...
Read full review
When we needed understanding about past mistakes they were very understanding and helpful in making our dream come true. Customer service on phone and at branch has always been very helpful. A great alternative to the big banks. Interest rates are very reasonable and hold their own. Also my kids love to be apart of the credit union xmas pageant.
Less
Renee | South Australia
reviewed about 4 years ago
Personal assistance. Feel like I am talking to a real person and never have to wait for my call...
Read full review
Personal assistance. Feel like I am talking to a real person and never have to wait for my call to be answered. Very quick to respond to emails, just not enough ATM's around to access cash.
Less
Joanne | Queensland
reviewed over 6 years ago
Their home loans are fantastic I have recommended this to various friends and family and they...
Read full review
Their home loans are fantastic I have recommended this to various friends and family and they have taken up the loans. They could not believe that they were saving so much through a credit union. The other great thing is that there are no monthly account fees and if you abide by the guidelines your account could also be fee free. I have a westpac account also and am contemplating closing it as I am getting charged $5 per month and I don't even use the account.
Less
Paul | South Australia
reviewed over 6 years ago
Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.
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