Beyond Bank All-In-One Home Loan (Pinnacle +Plus)

The details shown below are for an owner occupier taking out a no set repayments loan between $200,000 and $299,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a no set repayments loan of at least $300,000 with an LVR below 90%

The details shown below are for an investor taking out a no set repayments loan between $200,000 and $299,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan of at least $300,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 90%

    Loan: $200,000 $299,999

  • Owner Occupier (No set repayments)

    LVR < 90%

    Loan: $300,000

  • Investor (No set repayments)

    LVR < 80%

    Loan: $200,000 $299,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $300,000

5.11% p.a.

n/a

$0.00

Beyond Bank All-In-One Home Loan (Pinnacle +Plus)

5.11% p.a.

n/a

$0.00

4.91% p.a.

n/a

$0.00

Beyond Bank All-In-One Home Loan (Pinnacle +Plus)

4.91% p.a.

n/a

$0.00

5.40% p.a.

n/a

$0.00

Beyond Bank All-In-One Home Loan (Pinnacle +Plus)

5.40% p.a.

n/a

$0.00

5.20% p.a.

n/a

$0.00

Beyond Bank All-In-One Home Loan (Pinnacle +Plus)

5.20% p.a.

n/a

$0.00

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • 5.11% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $299,999

  • none

  • 90.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • none

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • 4.91% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $300,000

  • none

  • none

  • 90.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • none

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • 5.40% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $299,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • none

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • 5.20% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $300,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • none

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Beyond Bank home loans rated by the Mozo community?

Overall customer rating
8.4/10
Price
8.2/10
Features
7.5/10
Customer service
8.8/10
Convenience
8.3/10
Trust
8.6/10

Latest reviews of Beyond Bank All-In-One Home Loan (Pinnacle +Plus)

  • Overall
    7/10
    Great understanding of each need you have

    When we needed understanding about past mistakes they were very understanding and helpful in...

    When we needed understanding about past mistakes they were very understanding and helpful in making our dream come true. Customer service on phone and at branch has always been very helpful. A great alternative to the big banks. Interest rates are very reasonable and hold their own. Also my kids love to be apart of the credit union xmas pageant.

    Price
    5/10
    Features
    2/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10

    Renee | South Australia

    reviewed about 4 years ago

  • Overall
    9/10
    Great rates and very personal service

    Personal assistance. Feel like I am talking to a real person and never have to wait for my call...

    Personal assistance. Feel like I am talking to a real person and never have to wait for my call to be answered. Very quick to respond to emails, just not enough ATM's around to access cash.

    Price
    8/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    4/10
    Trust
    9/10

    Joanne | Queensland

    reviewed over 6 years ago

  • Overall
    10/10
    Very happy with all aspects of the credit union

    Their home loans are fantastic I have recommended this to various friends and family and they...

    Their home loans are fantastic I have recommended this to various friends and family and they have taken up the loans. They could not believe that they were saving so much through a credit union. The other great thing is that there are no monthly account fees and if you abide by the guidelines your account could also be fee free. I have a westpac account also and am contemplating closing it as I am getting charged $5 per month and I don't even use the account.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Paul | South Australia

    reviewed over 6 years ago

Beyond Bank

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

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3.72% p.a.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.