The details shown below are for an owner occupier taking out a no set repayments loan between $200,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a no set repayments loan between $200,000 and $2,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | No set repayments | < 90% | $200,000 | $2,000,000 |
| | Investor | No set repayments | < 90% | $200,000 | $2,000,000 |
Owner Occupier (No set repayments)
LVR < 90%
Loan: $200,000 $2,000,000
Investor (No set repayments)
LVR < 90%
Loan: $200,000 $2,000,000
4.10% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Owner Occupier
No set repayments
No set repayments
n/a
yes
n/a
none
yes
no
Valuation fees apply at cost.
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.24% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Investor
No set repayments
No set repayments
n/a
yes
n/a
none
yes
no
Valuation fees apply at cost.
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Good experience.
Read full reviewWhen we needed understanding about past mistakes they were very understanding and helpful in making our dream come true. Customer service on phone and at branch has always been very helpful. A great alternative to the big banks. Interest rates are very reasonable and hold their own. Also my kids love to be apart of the credit union xmas pageant.
Read full reviewWhen we needed understanding about past mistakes they were very understanding and helpful in making our dream come true. Customer service on phone and at branch has always been very helpful. A great alternative to the big banks. Interest rates are very reasonable and hold their own. Also my kids love to be apart of the credit union xmas pageant.
Personal assistance. Feel like I am talking to a real person and never have to wait for my call to be answered. Very quick to respond to emails, just not enough ATM's around to access cash.
Read full reviewPersonal assistance. Feel like I am talking to a real person and never have to wait for my call to be answered. Very quick to respond to emails, just not enough ATM's around to access cash.
Their home loans are fantastic I have recommended this to various friends and family and they have taken up the loans. They could not believe that they were saving so much through a credit union. The other great thing is that there are no monthly account fees and if you abide by the guidelines your account could also be fee free. I have a westpac account also and am contemplating closing it as I am getting charged $5 per month and I don't even use the account.
Read full reviewTheir home loans are fantastic I have recommended this to various friends and family and they have taken up the loans. They could not believe that they were saving so much through a credit union. The other great thing is that there are no monthly account fees and if you abide by the guidelines your account could also be fee free. I have a westpac account also and am contemplating closing it as I am getting charged $5 per month and I don't even use the account.
Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a. variable
1.84% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
