Beyond Bank Basic Variable Home Loan

4.56% p.a.

4.74% p.a.

$11.00 monthly

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4.85% p.a.

5.03% p.a.

$11.00 monthly

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Currently showing

Rates

  • 4.56% p.a.

  • n/a

  • 0 Months

  • none

  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $11.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • $2,000,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

Rates

  • 4.85% p.a.

  • n/a

  • 0 Months

  • none

  • 5.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $11.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • $2,000,000

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

How are Beyond Bank home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.5

Based on 27
Beyond Bank home loans reviews

8.6 8.1 8.7 8.3 8.7

Read Beyond Bank home loan reviews by the Mozo community

Latest reviews of Beyond Bank Basic Variable Home Loan

Beyond Bank

Beyond Bank Basic Variable Home Loan (Owner Occupier, LVR<90%) home loan review

Overall rating   0 / 10

Don't do it!

They are called Beyond Bank but don't go 'Beyond' to help. Worst credit union, never again! High rates for everything. I was forced to sell my home even though we had equity to re-finance. Helping themselves.

Full review

They are called Beyond Bank but don't go 'Beyond' to help. Worst credit union, never again! High rates for everything. I was forced to sell my home even though we had equity to re-finance. Helping themselves.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Joanne (SA), reviewed 6 months ago

Beyond Bank

Beyond Bank Basic Variable Home Loan (Owner Occupier, LVR<90%) home loan review

Overall rating   9 / 10

Competitive rates

Manager very understanding of my requirements.

Full review

Manager very understanding of my requirements.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Graeme (WA), reviewed over 2 years ago

Beyond Bank

Beyond Bank Basic Variable Home Loan (Owner Occupier, LVR<90%) home loan review

Overall rating   7 / 10

Excellent product that suits my requirements

Great rates, allows me to pay extra into mortgage to offset my interest and reduce my loan overtime. Can also draw on mortgage offset via online banking without any fees.

Full review

Great rates, allows me to pay extra into mortgage to offset my interest and reduce my loan overtime. Can also draw on mortgage offset via online banking without any fees.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Shaun (SA), reviewed almost 3 years ago

Beyond Bank

Beyond Bank Basic Variable Home Loan (Owner Occupier, LVR<90%) home loan review

Overall rating   8 / 10

Friendly, helpful staff, flexible loans

Beyond Bank is very friendly and welcoming. They offer great flexibility, including redraws when I need them.

Full review

Beyond Bank is very friendly and welcoming. They offer great flexibility, including redraws when I need them.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Margaret (WA), reviewed about 4 years ago

Beyond Bank

Beyond Bank Basic Variable Home Loan (Owner Occupier, LVR<90%) home loan review

Overall rating   10 / 10

Competitive products and responsive staff

Every interaction with my bank has been positive. The staff members at the local branch are very knowledgable and helpful - and in the few times I have visited the branch I didn't feel like 'a number'.

Full review

Every interaction with my bank has been positive. The staff members at the local branch are very knowledgable and helpful - and in the few times I have visited the branch I didn't feel like 'a number'.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (NSW), reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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