Beyond Bank Basic Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $2,000,000

4.56% p.a.

4.74% p.a.

$11.00 monthly

Beyond Bank Basic Variable Home Loan

4.56% p.a.

4.74% p.a.

$11.00 monthly

4.85% p.a.

5.03% p.a.

$11.00 monthly

Beyond Bank Basic Variable Home Loan

4.85% p.a.

5.03% p.a.

$11.00 monthly

Details

Rates and fees information correct as at 22 October 2018.

Rates
  • 4.56% p.a.

  • n/a

  • 0 Months

  • none

  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $11.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2018.

Rates
  • 4.85% p.a.

  • n/a

  • 0 Months

  • none

  • 5.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $11.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Beyond Bank home loans rated by the Mozo community?

Overall customer rating
8.4/10
Price
8.2/10
Features
7.5/10
Customer service
8.8/10
Convenience
8.3/10
Trust
8.6/10

Latest reviews of Beyond Bank Basic Variable Home Loan

  • Overall
    0/10
    Don't do it!

    They are called Beyond Bank but don't go 'Beyond' to help. Worst credit union, never again! High...

    They are called Beyond Bank but don't go 'Beyond' to help. Worst credit union, never again! High rates for everything. I was forced to sell my home even though we had equity to re-finance. Helping themselves.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    Joanne | South Australia

    reviewed 10 months ago

  • Overall
    9/10
    Competitive rates

    Manager very understanding of my requirements.

    Manager very understanding of my requirements.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10

    Graeme | Western Australia

    reviewed about 3 years ago

  • Overall
    7/10
    Excellent product that suits my requirements

    Great rates, allows me to pay extra into mortgage to offset my interest and reduce my loan...

    Great rates, allows me to pay extra into mortgage to offset my interest and reduce my loan overtime. Can also draw on mortgage offset via online banking without any fees.

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Shaun | South Australia

    reviewed about 3 years ago

  • Overall
    8/10
    Friendly, helpful staff, flexible loans

    Beyond Bank is very friendly and welcoming. They offer great flexibility, including redraws when...

    Beyond Bank is very friendly and welcoming. They offer great flexibility, including redraws when I need them.

    Price
    7/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    9/10

    Margaret | Western Australia

    reviewed over 4 years ago

  • Overall
    10/10
    Competitive products and responsive staff

    Every interaction with my bank has been positive. The staff members at the local branch are very...

    Every interaction with my bank has been positive. The staff members at the local branch are very knowledgable and helpful - and in the few times I have visited the branch I didn't feel like 'a number'.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Name not supplied | New South Wales

    reviewed almost 5 years ago

Beyond Bank

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.