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Beyond Bank Basic Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $2,000,000

Rate
3.75% p.a.
Comparison Rate*
3.93% p.a.
Service fee
$11.00 monthly
Upfront fee
$645
Rate
4.04% p.a.
Comparison Rate*
4.22% p.a.
Service fee
$11.00 monthly
Upfront fee
$645

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.75% p.a.

  • n/a

  • n/a

  • n/a

  • 3.93% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $11.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • no

  • Valuation fees apply at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • 4.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $11.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • no

  • Valuation fees apply at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Beyond Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
8.2/10
Features
7.6/10
Customer service
8.8/10
Convenience
8.3/10
Trust
8.6/10

Latest reviews of Beyond Bank Basic Variable Home Loan

  • Overall 10/10
    Great people doing wonders for our community.

    Friendly staff; Community Rewards account helps my NFP community organisations; easy (guided) online banking and cards usage.

    Read full review

    Friendly staff; Community Rewards account helps my NFP community organisations; easy (guided) online banking and cards usage.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Edgar, New South Wales reviewed 7 months ago
  • Overall 0/10
    Don't do it!

    They are called Beyond Bank but don't go 'Beyond' to help. Worst credit union, never again! High rates for everything. I was forced to sell my home even though we had equity to re-finance. Helping themselves.

    Read full review

    They are called Beyond Bank but don't go 'Beyond' to help. Worst credit union, never again! High rates for everything. I was forced to sell my home even though we had equity to re-finance. Helping themselves.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Joanne, South Australia reviewed over 2 years ago
  • Overall 9/10
    Competitive rates

    Manager very understanding of my requirements.

    Read full review

    Manager very understanding of my requirements.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Graeme, Western Australia reviewed almost 5 years ago
  • Overall 7/10
    Excellent product that suits my requirements

    Great rates, allows me to pay extra into mortgage to offset my interest and reduce my loan overtime. Can also draw on mortgage offset via online banking without any fees.

    Read full review

    Great rates, allows me to pay extra into mortgage to offset my interest and reduce my loan overtime. Can also draw on mortgage offset via online banking without any fees.

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10
    Less
    Shaun, South Australia reviewed almost 5 years ago
  • Overall 8/10
    Friendly, helpful staff, flexible loans

    Beyond Bank is very friendly and welcoming. They offer great flexibility, including redraws when I need them.

    Read full review

    Beyond Bank is very friendly and welcoming. They offer great flexibility, including redraws when I need them.

    Price
    7/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    9/10
    Less
    Margaret, Western Australia reviewed about 6 years ago
Beyond Bank

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.