The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $200,000 | $2,000,000 |
| | Investor | Principal & Interest | < 90% | $200,000 | $2,000,000 |
| | Investor | Interest Only | < 80% | $200,000 | $2,000,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $200,000 $2,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $200,000 $2,000,000
Investor (Interest Only)
LVR < 80%
Loan: $200,000 $2,000,000
n/a
n/a
n/a
n/a
3.19% (4.35%*)
3.19% (4.24%*)
3.19% (4.13%*)
3.29% (4.08%*)
3.29% (4.00%*)
n/a
n/a
4.45% p.a.
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
yes
yes - fees apply
$500.00
yes
no
Valuation fees apply at cost.
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.09% (4.60%*)
3.09% (4.46%*)
3.09% (4.33%*)
3.29% (4.27%*)
3.29% (4.17%*)
n/a
n/a
4.74% p.a.
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
yes
yes - fees apply
$500.00
yes
no
Valuation fees apply at cost.
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.39% (4.90%*)
3.39% (4.76%*)
3.39% (4.62%*)
3.59% (4.56%*)
3.59% (4.46%*)
n/a
n/a
5.04% p.a.
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
yes
yes - fees apply
$500.00
yes
no
Valuation fees apply at cost.
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I have been with Beyond Bank for 25 years (since my grandparents opened up my account when it was Community CPS) and they have always been amazing.
Read full reviewI have been with Beyond Bank for 25 years (since my grandparents opened up my account when it was Community CPS) and they have always been amazing.
Beyond Bank has been fantastic. They have helped me all the way through with my loan, even when I was having hundreds of issues with settlement etc. My loans consultant was incredibly helpful, explaining every single aspect of my loan, and is always willing to talk to me to help out.
Read full reviewBeyond Bank has been fantastic. They have helped me all the way through with my loan, even when I was having hundreds of issues with settlement etc. My loans consultant was incredibly helpful, explaining every single aspect of my loan, and is always willing to talk to me to help out.
The customer service is great. In my latest dealings with the bank they really went out of their way to assist in getting the financial assistance I required. There were some stressful times but they managed to come through with the finance. I really appreciated everything they did. The person I dealt with in particular went well and truly beyond the call of duty to assist.
Read full reviewThe customer service is great. In my latest dealings with the bank they really went out of their way to assist in getting the financial assistance I required. There were some stressful times but they managed to come through with the finance. I really appreciated everything they did. The person I dealt with in particular went well and truly beyond the call of duty to assist.
Have been with Community CPS for over 20 years and they are fantastic - highly recommend them.
Read full reviewHave been with Community CPS for over 20 years and they are fantastic - highly recommend them.
I really like this product as we use credit for all expenses instead of paying as we go as we make interest on the money in the account.
Read full reviewI really like this product as we use credit for all expenses instead of paying as we go as we make interest on the money in the account.
Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
