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Beyond Bank Fixed Home Loan (Pinnacle +Plus)

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $200,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $200,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $200,000 $2,000,000

Fixed 3 year rate
3.19% p.a.
Comparison Rate*
4.13% p.a.
Service fee
$0.00
Upfront fee
$200
Fixed 3 year rate
3.39% p.a.
Comparison Rate*
4.40% p.a.
Service fee
$0.00
Upfront fee
$200
Fixed 3 year rate
3.69% p.a.
Comparison Rate*
4.70% p.a.
Service fee
$0.00
Upfront fee
$200

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.19% (4.35%*)

  • 3.19% (4.24%*)

  • 3.19% (4.13%*)

  • 3.29% (4.08%*)

  • 3.29% (4.00%*)

  • n/a

  • n/a

  • 4.45% p.a.

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • no

  • Valuation fees apply at cost.

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.39% (4.63%*)

  • 3.39% (4.51%*)

  • 3.39% (4.40%*)

  • 3.59% (4.37%*)

  • 3.59% (4.29%*)

  • n/a

  • n/a

  • 4.74% p.a.

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • no

  • Valuation fees apply at cost.

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.69% (4.93%*)

  • 3.69% (4.81%*)

  • 3.69% (4.70%*)

  • 3.89% (4.67%*)

  • 3.89% (4.58%*)

  • n/a

  • n/a

  • 5.04% p.a.

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • no

  • Valuation fees apply at cost.

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Beyond Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
8.2/10
Features
7.6/10
Customer service
8.8/10
Convenience
8.3/10
Trust
8.6/10

Latest reviews of Beyond Bank Fixed Home Loan (Pinnacle +Plus)

  • Overall 10/10
    Overall great!

    I have been with Beyond Bank for 25 years (since my grandparents opened up my account when it was Community CPS) and they have always been amazing.

    Read full review

    I have been with Beyond Bank for 25 years (since my grandparents opened up my account when it was Community CPS) and they have always been amazing.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Rebecca, Australian Capital Territory reviewed about 6 years ago
  • Overall 10/10
    Fantastic service and great products

    Beyond Bank has been fantastic. They have helped me all the way through with my loan, even when I was having hundreds of issues with settlement etc. My loans consultant was incredibly helpful, explaining every single aspect of my loan, and is always willing to talk to me to help out.

    Read full review

    Beyond Bank has been fantastic. They have helped me all the way through with my loan, even when I was having hundreds of issues with settlement etc. My loans consultant was incredibly helpful, explaining every single aspect of my loan, and is always willing to talk to me to help out.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Nicole, South Australia reviewed over 6 years ago
  • Overall 9/10
    Easy to follow online features.

    The customer service is great. In my latest dealings with the bank they really went out of their way to assist in getting the financial assistance I required. There were some stressful times but they managed to come through with the finance. I really appreciated everything they did. The person I dealt with in particular went well and truly beyond the call of duty to assist.

    Read full review

    The customer service is great. In my latest dealings with the bank they really went out of their way to assist in getting the financial assistance I required. There were some stressful times but they managed to come through with the finance. I really appreciated everything they did. The person I dealt with in particular went well and truly beyond the call of duty to assist.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Karryn, South Australia reviewed almost 7 years ago
  • Overall 10/10
    Great service and products

    Have been with Community CPS for over 20 years and they are fantastic - highly recommend them.

    Read full review

    Have been with Community CPS for over 20 years and they are fantastic - highly recommend them.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Rayissa, South Australia reviewed over 7 years ago
  • Overall 10/10
    Great customer service

    I really like this product as we use credit for all expenses instead of paying as we go as we make interest on the money in the account.

    Read full review

    I really like this product as we use credit for all expenses instead of paying as we go as we make interest on the money in the account.

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Karryn, South Australia reviewed about 8 years ago
Beyond Bank

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.