The details shown below are for an owner occupier taking out a principal & interest loan between $300,000 and $2,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $299,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $200,000 and $299,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $300,000 and $2,000,000 with an LVR below 90%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $300,000 | $2,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $200,000 | $299,999 |
| | Investor | Principal & Interest | < 90% | $200,000 | $299,999 |
| | Investor | Principal & Interest | < 90% | $300,000 | $2,000,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $300,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $200,000 $299,999
Investor (Principal & Interest)
LVR < 90%
Loan: $200,000 $299,999
Investor (Principal & Interest)
LVR < 90%
Loan: $300,000 $2,000,000
4.34% p.a.
4.67% p.a.
$0.00
Beyond Bank Fixed Home Loan (Pinnacle +Plus)
4.34% p.a.
4.67% p.a.
$0.00
Beyond Bank Fixed Home Loan (Pinnacle +Plus)
4.34% p.a.
4.67% p.a.
$0.00
4.34% p.a.
4.81% p.a.
$0.00
Beyond Bank Fixed Home Loan (Pinnacle +Plus)
4.34% p.a.
4.81% p.a.
$0.00
Beyond Bank Fixed Home Loan (Pinnacle +Plus)
4.34% p.a.
4.81% p.a.
$0.00
4.59% p.a.
5.09% p.a.
$0.00
Beyond Bank Fixed Home Loan (Pinnacle +Plus)
4.59% p.a.
5.09% p.a.
$0.00
Beyond Bank Fixed Home Loan (Pinnacle +Plus)
4.59% p.a.
5.09% p.a.
$0.00
4.59% p.a.
4.95% p.a.
$0.00
Beyond Bank Fixed Home Loan (Pinnacle +Plus)
4.59% p.a.
4.95% p.a.
$0.00
Beyond Bank Fixed Home Loan (Pinnacle +Plus)
4.59% p.a.
4.95% p.a.
$0.00
p.a.
p.a.
0 Months
none
4.34% (4.74%*)
4.34% (4.70%*)
4.34% (4.67%*)
4.69% (4.76%*)
4.69% (4.75%*)
(*)
(*)
4.76% p.a.
$0.00
$0.00
$0.00
$200.00
none
$0.00
$350.00
$300,000
$2,000,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
yes
yes - fees apply
$500.00
yes
no
none
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
p.a.
p.a.
0 Months
none
4.34% (4.92%*)
4.34% (4.87%*)
4.34% (4.81%*)
4.69% (4.89%*)
4.69% (4.87%*)
(*)
(*)
4.96% p.a.
$0.00
$0.00
$0.00
$200.00
none
$0.00
$350.00
$200,000
$299,999
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
yes
yes - fees apply
$500.00
yes
no
none
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
p.a.
p.a.
0 Months
none
4.59% (5.21%*)
4.59% (5.15%*)
4.59% (5.09%*)
4.99% (5.18%*)
4.99% (5.16%*)
(*)
(*)
5.25% p.a.
$0.00
$0.00
$0.00
$200.00
none
$0.00
$350.00
$200,000
$299,999
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
yes
yes - fees apply
$500.00
yes
no
none
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
p.a.
p.a.
0 Months
none
4.59% (5.03%*)
4.59% (4.98%*)
4.59% (4.95%*)
4.99% (5.05%*)
4.99% (5.04%*)
(*)
(*)
5.05% p.a.
$0.00
$0.00
$0.00
$200.00
none
$0.00
$350.00
$300,000
$2,000,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
yes
yes - fees apply
$500.00
yes
no
none
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
I have been with Beyond Bank for 25 years (since my grandparents opened up my account when it was...
Read full review
I have been with Beyond Bank for 25 years (since my grandparents opened up my account when it was Community CPS) and they have always been amazing.
Less
Rebecca | Australian Capital Territory
reviewed over 4 years ago
Beyond Bank has been fantastic. They have helped me all the way through with my loan, even when I...
Read full review
Beyond Bank has been fantastic. They have helped me all the way through with my loan, even when I was having hundreds of issues with settlement etc. My loans consultant was incredibly helpful, explaining every single aspect of my loan, and is always willing to talk to me to help out.
Less
Nicole | South Australia
reviewed over 4 years ago
The customer service is great. In my latest dealings with the bank they really went out of their...
Read full review
The customer service is great. In my latest dealings with the bank they really went out of their way to assist in getting the financial assistance I required. There were some stressful times but they managed to come through with the finance. I really appreciated everything they did. The person I dealt with in particular went well and truly beyond the call of duty to assist.
Less
Karryn | South Australia
reviewed over 5 years ago
Have been with Community CPS for over 20 years and they are fantastic - highly recommend them.
Read full review
Have been with Community CPS for over 20 years and they are fantastic - highly recommend them.
Less
Rayissa | South Australia
reviewed almost 6 years ago
I really like this product as we use credit for all expenses instead of paying as we go as we...
Read full review
I really like this product as we use credit for all expenses instead of paying as we go as we make interest on the money in the account.
Less
Karryn | South Australia
reviewed over 6 years ago
Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.
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