The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $200,000 | $2,000,000 |
| | Investor | Interest Only | < 90% | $200,000 | $2,000,000 |
| | Investor | Principal & Interest | < 90% | $200,000 | $2,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $200,000 | $2,000,000 |
| | Investor | Principal & Interest | < 90% | $200,000 | $2,000,000 |
| | Investor | Interest Only | < 90% | $200,000 | $2,000,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $200,000 $2,000,000
Investor (Interest Only)
LVR < 90%
Loan: $200,000 $2,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $200,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $200,000 $2,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $200,000 $2,000,000
Investor (Interest Only)
LVR < 90%
Loan: $200,000 $2,000,000
3.54% p.a.
n/a
n/a
n/a
3.56% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$500.00
yes
yes
Valuation fees apply at cost.
none
none
4.04% p.a.
n/a
n/a
n/a
4.06% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$500.00
yes
yes
Valuation fees apply at cost.
none
none
3.74% p.a.
n/a
n/a
n/a
3.76% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$500.00
yes
yes
Valuation fees apply at cost.
none
none
3.95% p.a.
n/a
n/a
n/a
3.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$500.00
yes
yes
Valuation fees apply at cost.
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
none
4.24% p.a.
n/a
n/a
n/a
4.26% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$500.00
yes
yes
Valuation fees apply at cost.
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
none
4.54% p.a.
n/a
n/a
n/a
4.56% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
n/a
$200.00
n/a
$0.00
$350.00
$200,000
$2,000,000
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Valuation fees apply at cost.
No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.
none
Home Loan Officer was great, nothing was any trouble and everything was explained clearly. The paperwork was handled smoothly with minimal fuss and little intrusion.
Read full reviewHome Loan Officer was great, nothing was any trouble and everything was explained clearly. The paperwork was handled smoothly with minimal fuss and little intrusion.
Competitive interest rate with no ongoing fees (monthly or annually) and lots of additional features.
Read full reviewCompetitive interest rate with no ongoing fees (monthly or annually) and lots of additional features.
At that product value and the value of my business with the bank that is a community owned and considering the interest rate charged, one would expect that there will be no fee charges. Also, I would have liked to see redraw facility on this type of product at much lower charges after all the bank is using that money to make other business that if managed right should make us as community members/owners more money.
Read full reviewAt that product value and the value of my business with the bank that is a community owned and considering the interest rate charged, one would expect that there will be no fee charges. Also, I would have liked to see redraw facility on this type of product at much lower charges after all the bank is using that money to make other business that if managed right should make us as community members/owners more money.
When we were looking for a home loan provider CPS were the only bank that offered a home loan on the ACT land rent scheme, so we had no choice but to use this provider. However I was pleasantly surprised with their competitive interest rates and no fee offset account.
Read full reviewWhen we were looking for a home loan provider CPS were the only bank that offered a home loan on the ACT land rent scheme, so we had no choice but to use this provider. However I was pleasantly surprised with their competitive interest rates and no fee offset account.
Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.
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