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Beyond Bank Standard Variable Home Loan (Pinnacle +Plus)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $200,000 $2,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $200,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $200,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $200,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $200,000 $2,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $200,000 $2,000,000

Rate
3.54% p.a.
Comparison Rate
3.56% p.a.
Service fee
$0.00
Upfront fee
$200
Rate
4.04% p.a.
Comparison Rate
4.06% p.a.
Service fee
$0.00
Upfront fee
$200
Rate
3.74% p.a.
Comparison Rate
3.76% p.a.
Service fee
$0.00
Upfront fee
$200
Rate
3.95% p.a.
Comparison Rate
3.97% p.a.
Service fee
$0.00
Upfront fee
$200
Rate
4.24% p.a.
Comparison Rate
4.26% p.a.
Service fee
$0.00
Upfront fee
$200
Rate
4.54% p.a.
Comparison Rate
4.56% p.a.
Service fee
$0.00
Upfront fee
$200

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.54% p.a.

  • n/a

  • n/a

  • n/a

  • 3.56% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • Valuation fees apply at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • 4.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • Valuation fees apply at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.74% p.a.

  • n/a

  • n/a

  • n/a

  • 3.76% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • Valuation fees apply at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.95% p.a.

  • n/a

  • n/a

  • n/a

  • 3.97% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • Valuation fees apply at cost.

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • 4.26% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • Valuation fees apply at cost.

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • 4.56% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation fees apply at cost.

  • No transaction fees on access account, fee and interest rate discounts on car/personal loans, and bonus rates on term deposits.

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Beyond Bank home loans rated by the Mozo community?

Overall
8.3/10
Price
8.2/10
Features
7.6/10
Customer service
8.8/10
Convenience
8.3/10
Trust
8.6/10

Latest reviews of Beyond Bank Standard Variable Home Loan (Pinnacle +Plus)

  • Overall 9/10
    A pretty painless process with a great outcome

    Home Loan Officer was great, nothing was any trouble and everything was explained clearly. The paperwork was handled smoothly with minimal fuss and little intrusion.

    Read full review

    Home Loan Officer was great, nothing was any trouble and everything was explained clearly. The paperwork was handled smoothly with minimal fuss and little intrusion.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Lesley, Australian Capital Territory reviewed over 5 years ago
  • Overall 10/10
    Competitive and highly flexible

    Competitive interest rate with no ongoing fees (monthly or annually) and lots of additional features.

    Read full review

    Competitive interest rate with no ongoing fees (monthly or annually) and lots of additional features.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Karen, Western Australia reviewed almost 7 years ago
  • Overall 9/10
    Top bank to belong to. I hope it will remain so.

    At that product value and the value of my business with the bank that is a community owned and considering the interest rate charged, one would expect that there will be no fee charges. Also, I would have liked to see redraw facility on this type of product at much lower charges after all the bank is using that money to make other business that if managed right should make us as community members/owners more money.

    Read full review

    At that product value and the value of my business with the bank that is a community owned and considering the interest rate charged, one would expect that there will be no fee charges. Also, I would have liked to see redraw facility on this type of product at much lower charges after all the bank is using that money to make other business that if managed right should make us as community members/owners more money.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Mozo community reviewer, Australian Capital Territory reviewed about 7 years ago
  • Overall 7/10
    Great packages with low or no fees

    When we were looking for a home loan provider CPS were the only bank that offered a home loan on the ACT land rent scheme, so we had no choice but to use this provider. However I was pleasantly surprised with their competitive interest rates and no fee offset account.

    Read full review

    When we were looking for a home loan provider CPS were the only bank that offered a home loan on the ACT land rent scheme, so we had no choice but to use this provider. However I was pleasantly surprised with their competitive interest rates and no fee offset account.

    Price
    6/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    7/10
    Less
    Mozo community reviewer, Australian Capital Territory reviewed over 7 years ago
Beyond Bank

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

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fixed 3 years

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2.59% p.a.

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AcceleRATES Variable Home Loan

2.34% p.a.

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

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Back to Basics

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2.69% p.a.

Bank of Queensland

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Economy

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IMB Bank

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Fixed Home Loan

n/a

n/a

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Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Homestar

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Star Classic Fixed Home Loan

2.06% p.a.
fixed 3 years

2.38% p.a.

UBank

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UHomeLoan (1 Year Fixed)

n/a

n/a

Suncorp

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2.49% p.a.
fixed 3 years

3.28% p.a.

Bank of Queensland

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2.25% p.a.
fixed 3 years

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IMB Bank

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fixed 3 years

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fixed 3 years

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loans.com.au

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2.48% p.a.

2.50% p.a.

$0.00

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AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

$0.00

UBank

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

$0.00

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2.29% p.a.

2.32% p.a.

$0.00

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$0.00

Bank of Queensland

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2.76% p.a.

$10.00 monthly

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2.67% p.a.

$0.00

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$349.00 yearly

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.