BIDeloan BIDehome

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $1,500,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $50,000 $1,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $50,000 $1,500,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $1,500,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $50,000 $1,500,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $50,000 $1,500,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $50,000 $1,500,000

3.69% p.a.

3.69% p.a.

$0.00

BIDeloan BIDehome

3.69% p.a.

3.69% p.a.

$0.00

3.89% p.a.

3.89% p.a.

$0.00

BIDeloan BIDehome

3.89% p.a.

3.89% p.a.

$0.00

3.84% p.a.

3.70% p.a.

$0.00

BIDeloan BIDehome

3.84% p.a.

3.70% p.a.

$0.00

3.99% p.a.

3.99% p.a.

$0.00

BIDeloan BIDehome

3.99% p.a.

3.99% p.a.

$0.00

4.19% p.a.

4.19% p.a.

$0.00

BIDeloan BIDehome

4.19% p.a.

4.19% p.a.

$0.00

4.14% p.a.

4.00% p.a.

$0.00

BIDeloan BIDehome

4.14% p.a.

4.00% p.a.

$0.00

4.34% p.a.

4.20% p.a.

$0.00

BIDeloan BIDehome

4.34% p.a.

4.20% p.a.

$0.00

Mozo Review   BIDeloan BIDehome Review

Last updated: 8 October 2018.

What's hot:
  • 3.69% interest rate for owner occupiers

  • No ongoing fees

  • Free extra repayments and redraw

What's not:
  • $1,499 application fee

Mozo snapshot:

A competitive interest rate can help keep the costs of your home loan low. It can be especially good when the interest rate starts as low as 3.69%, like BIDeloan BIDehome loan does. This loan doesn’t just have a great interest rate, it also has a no ongoing fees, although it does have a $1,499 application fee to budget for. Across the board, the loan is packed with features, such as its free extra repayments and redraw, offset account and the option to split your loan between fixed and variable rates.

Key features:

The BIDeloan BIDehome loan starts off in a great place for any home loan; with a low interest rate. Interest rates start from 3.69% (3.69% comparison rate), but keep in mind your rate may change depending on your LVR, what kind of repayments you make and whether or not you're an investor. 

If you come into some extra cash and want to pay off your loan quicker by making extra repayments, you can do so for free. This also applies to redraw, which can be done with no extra cost, as long as you redraw at least $200.

The BIDeloan BIDehome loan has a maximum LVR of 80%, and you can borrow anywhere between $50,000 and $1,500,000, all while giving you the option of choosing either weekly, fortnightly and monthly repayments. There is a $1,499 application fee to consider, but the good news is this includes valuation and legal costs.

The loan also offers a split rate, so you can have part of your loan on a variable rate and part by a fixed rate. Also you’re able to have an offset account if you want to lower your interest rate, while still having easy access to your money.

Who it's good for:

The BIDeloan BIDehome loan is an overall solid option, good for many different borrowers. Particularly those with a good credit score and repayment history searching for a better deal. 

Any catches?

While the loan has a good interest rate and a number of features, there is a $1,499 application fee to budget for. 

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.69% p.a.

  • n/a

  • 0 Months

  • none

  • 3.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $1,499.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,500,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $200.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.89% p.a.

  • n/a

  • 0 Months

  • none

  • 3.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $1,499.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,500,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $200.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.84% p.a.

  • n/a

  • 0 Months

  • none

  • 3.70% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $1,499.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,500,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $200.00

  • yes

  • yes

  • Maximum interest only period 5 years.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $1,499.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,500,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $200.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $1,499.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,500,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $200.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.14% p.a.

  • n/a

  • 0 Months

  • none

  • 4.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $1,499.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,500,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $200.00

  • yes

  • yes

  • Maximum interest only period 10 years.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.34% p.a.

  • n/a

  • 0 Months

  • none

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $1,499.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,500,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $200.00

  • yes

  • yes

  • Maximum interest only period 10 years.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

This product is not currently reviewed.

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