Big Sky Premium CHOICE Variable Rate

The details shown below are for an owner occupier taking out a principal & interest loan up to $99,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $250,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $249,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan up to $99,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $250,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan up to $99,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $250,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan up to $99,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $100,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $250,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $99,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $250,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $249,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $99,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $250,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $100,000 $249,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $249,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $99,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $250,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $99,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $100,000 $249,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000

4.99% p.a.

5.37% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

4.99% p.a.

5.37% p.a.

$399.00 yearly

4.59% p.a.

4.98% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

4.59% p.a.

4.98% p.a.

$399.00 yearly

4.79% p.a.

5.18% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

4.79% p.a.

5.18% p.a.

$399.00 yearly

5.24% p.a.

5.62% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

5.24% p.a.

5.62% p.a.

$399.00 yearly

4.84% p.a.

5.23% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

4.84% p.a.

5.23% p.a.

$399.00 yearly

5.04% p.a.

5.42% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

5.04% p.a.

5.42% p.a.

$399.00 yearly

5.25% p.a.

5.63% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

5.25% p.a.

5.63% p.a.

$399.00 yearly

5.55% p.a.

5.92% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

5.55% p.a.

5.92% p.a.

$399.00 yearly

5.04% p.a.

5.42% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

5.04% p.a.

5.42% p.a.

$399.00 yearly

5.85% p.a.

6.22% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

5.85% p.a.

6.22% p.a.

$399.00 yearly

5.55% p.a.

5.92% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

5.55% p.a.

5.92% p.a.

$399.00 yearly

5.34% p.a.

5.72% p.a.

$399.00 yearly

Big Sky Premium CHOICE Variable Rate

5.34% p.a.

5.72% p.a.

$399.00 yearly

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 4.99% p.a.

  • n/a

  • 0 Months

  • none

  • 5.37% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • none

  • $99,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 4.59% p.a.

  • n/a

  • 0 Months

  • none

  • 4.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • $250,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 4.79% p.a.

  • n/a

  • 0 Months

  • none

  • 5.18% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 5.24% p.a.

  • n/a

  • 0 Months

  • none

  • 5.62% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • none

  • $99,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 4.84% p.a.

  • n/a

  • 0 Months

  • none

  • 5.23% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • $250,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 5.04% p.a.

  • n/a

  • 0 Months

  • none

  • 5.42% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 5.25% p.a.

  • n/a

  • 0 Months

  • none

  • 5.63% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 5.55% p.a.

  • n/a

  • 0 Months

  • none

  • 5.92% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • none

  • $99,999

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 5.04% p.a.

  • n/a

  • 0 Months

  • none

  • 5.42% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • $250,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 5.85% p.a.

  • n/a

  • 0 Months

  • none

  • 6.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • none

  • $99,999

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 5.55% p.a.

  • n/a

  • 0 Months

  • none

  • 5.92% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 September 2018.

Rates
  • 5.34% p.a.

  • n/a

  • 0 Months

  • none

  • 5.72% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $399.00 yearly

  • $375.00

Other financial bits
  • $250,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly or Monthly

  • yes - free

  • no

  • yes

  • $50.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are Big Sky home loans rated by the Mozo community?

Overall customer rating
7.6/10
Price
7.9/10
Features
7.0/10
Customer service
8.2/10
Convenience
6.0/10
Trust
8.2/10
Big Sky

About Big Sky

Big Sky is a Credit Union that provides members with a different kind of banking, by building a strong relationship with its host employers including BHP Billiton, BP Australia, Bluescope, OneSteel, RACV and CSC. Big Sky is regulated under the same rigorous legislation as all financial institutions and is run on co-operative principles for the benefit of its members. Profits are used to benefit members in many forms including: lower interest rates on loans, a low cost fee structure, higher rates on deposits and personalised service, and attention to rural communities. Big Sky offers numerous personal lending and savings options.

See Big Sky home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.