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Bluestone Prime Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 65%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,000,000 with an LVR below 75%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $1,750,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $1,500,000 with an LVR below 85%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $1,250,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 65%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 75%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 85%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 65%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,000,000 with an LVR below 75%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $1,750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $1,750,000 with an LVR below 85%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $1,750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 65%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,000,000 with an LVR below 75%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 85%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60% $100,000 $2,500,000
Owner Occupier Principal & Interest < 65% $100,000 $2,500,000
Owner Occupier Principal & Interest < 70% $100,000 $2,000,000
Owner Occupier Principal & Interest 70%-75% $100,000 $2,000,000
Owner Occupier Principal & Interest 70%-80% $100,000 $1,750,000
Owner Occupier Principal & Interest 80%-85% $100,000 $1,500,000
Owner Occupier Principal & Interest 85%-90% $100,000 $1,250,000
Owner Occupier Interest Only < 65% $100,000 $2,500,000
Owner Occupier Interest Only < 60% $100,000 $2,500,000
Owner Occupier Interest Only < 70% $100,000 $2,500,000
Owner Occupier Interest Only 70%-75% $100,000 $2,500,000
Owner Occupier Interest Only 75%-80% $100,000 $2,500,000
Owner Occupier Interest Only 80%-85% $100,000 $2,500,000
Owner Occupier Interest Only 85%-90% $100,000 $2,500,000
Investor Principal & Interest < 60% $100,000 $2,500,000
Investor Principal & Interest < 65% $100,000 $2,500,000
Investor Principal & Interest < 70% $100,000 $2,000,000
Investor Principal & Interest 70%-75% $100,000 $2,000,000
Investor Principal & Interest 75%-80% $100,000 $1,750,000
Investor Principal & Interest 80%-85% $100,000 $1,750,000
Investor Principal & Interest 85%-90% $100,000 $1,750,000
Investor Interest Only < 60% $100,000 $2,500,000
Investor Interest Only < 65% $100,000 $2,500,000
Investor Interest Only < 70% $100,000 $2,000,000
Investor Interest Only 70%-75% $100,000 $2,000,000
Investor Interest Only 75%-80% $100,000 $2,500,000
Investor Interest Only 80%-85% $100,000 $2,500,000
Investor Interest Only 85%-90% $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR < 65%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $100,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-75%
    Loan: $100,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $100,000 $1,750,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-85%
    Loan: $100,000 $1,500,000
  • Owner Occupier (Principal & Interest)
    LVR 85%-90%
    Loan: $100,000 $1,250,000
  • Owner Occupier (Interest Only)
    LVR < 65%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR < 60%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR < 70%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 70%-75%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 75%-80%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 80%-85%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 85%-90%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR < 65%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $100,000 $2,000,000
  • Investor (Principal & Interest)
    LVR 70%-75%
    Loan: $100,000 $2,000,000
  • Investor (Principal & Interest)
    LVR 75%-80%
    Loan: $100,000 $1,750,000
  • Investor (Principal & Interest)
    LVR 80%-85%
    Loan: $100,000 $1,750,000
  • Investor (Principal & Interest)
    LVR 85%-90%
    Loan: $100,000 $1,750,000
  • Investor (Interest Only)
    LVR < 60%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR < 65%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR < 70%
    Loan: $100,000 $2,000,000
  • Investor (Interest Only)
    LVR 70%-75%
    Loan: $100,000 $2,000,000
  • Investor (Interest Only)
    LVR 75%-80%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR 80%-85%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR 85%-90%
    Loan: $100,000 $2,500,000
Rate
7.29% p.a.
Comparison Rate
7.38% p.a.
Service fee
Upfront fee
$1,110
Rate
7.29% p.a.
Comparison Rate
7.38% p.a.
Service fee
Upfront fee
$1,110
Rate
7.29% p.a.
Comparison Rate
7.38% p.a.
Service fee
Upfront fee
$1,110
Rate
7.44% p.a.
Comparison Rate
7.53% p.a.
Service fee
Upfront fee
$1,110
Rate
7.44% p.a.
Comparison Rate
7.53% p.a.
Service fee
Upfront fee
$1,110
Rate
7.99% p.a.
Comparison Rate
8.08% p.a.
Service fee
Upfront fee
$1,110
Rate
8.39% p.a.
Comparison Rate
8.48% p.a.
Service fee
Upfront fee
$1,110
Rate
7.59% p.a.
Comparison Rate
7.68% p.a.
Service fee
Upfront fee
$1,110
Rate
7.59% p.a.
Comparison Rate
7.68% p.a.
Service fee
Upfront fee
$1,110
Rate
7.59% p.a.
Comparison Rate
7.68% p.a.
Service fee
Upfront fee
$1,110
Rate
7.74% p.a.
Comparison Rate
7.83% p.a.
Service fee
Upfront fee
$1,110
Rate
7.74% p.a.
Comparison Rate
7.83% p.a.
Service fee
Upfront fee
$1,110
Rate
8.29% p.a.
Comparison Rate
8.38% p.a.
Service fee
Upfront fee
$1,110
Rate
8.69% p.a.
Comparison Rate
8.78% p.a.
Service fee
Upfront fee
$1,110
Rate
7.29% p.a.
Comparison Rate
7.38% p.a.
Service fee
Upfront fee
$1,110
Rate
7.29% p.a.
Comparison Rate
7.38% p.a.
Service fee
Upfront fee
$1,110
Rate
7.29% p.a.
Comparison Rate
7.38% p.a.
Service fee
Upfront fee
$1,110
Rate
7.44% p.a.
Comparison Rate
7.53% p.a.
Service fee
Upfront fee
$1,110
Rate
7.44% p.a.
Comparison Rate
7.53% p.a.
Service fee
Upfront fee
$1,110
Rate
7.99% p.a.
Comparison Rate
8.08% p.a.
Service fee
Upfront fee
$1,110
Rate
8.39% p.a.
Comparison Rate
8.48% p.a.
Service fee
Upfront fee
$1,110
Rate
7.59% p.a.
Comparison Rate
7.68% p.a.
Service fee
Upfront fee
$1,110
Rate
7.59% p.a.
Comparison Rate
7.68% p.a.
Service fee
Upfront fee
$1,110
Rate
7.59% p.a.
Comparison Rate
7.68% p.a.
Service fee
Upfront fee
$1,110
Rate
7.74% p.a.
Comparison Rate
7.83% p.a.
Service fee
Upfront fee
$1,110
Rate
7.74% p.a.
Comparison Rate
7.83% p.a.
Service fee
Upfront fee
$1,110
Rate
8.29% p.a.
Comparison Rate
8.38% p.a.
Service fee
Upfront fee
$1,110
Rate
8.69% p.a.
Comparison Rate
8.78% p.a.
Service fee
Upfront fee
$1,110

Mozo editorial review Bluestone Prime Home Loan - last updated: 31 January 2024

binocular icon
What's hot
  • Variable rates from 7.29% (7.24% comparison rate*)
  • Extra repayments available
  • Online redraw facility
What's not
  • Upfront fees
Mozo snapshot

The Prime Home Loan from online lender Bluestone could provide a low rate option for borrowers looking to purchase their own home or buy an investment property, as variable rates start from just 7.29% (7.24% comparison rate*). An offset account, extra repayments and a redraw facility are also available, though there are a number of fees to weigh up.

key icon
Key features

Bluestone’s Prime Home Loan can be used to borrow between $100,000 and $2,500,000 and it comes with a range of variable rates depending on the type of borrower you are and the type of loan you want (principal and interest or interest-only repayments) and the loan-to-value ratio (LVR) involved.

The lowest variable rates currently available with the loan for different borrowers are: 

  • 7.29% (7.24% comparison rate*) for owner occupiers with an LVR of 60% or below
  • 7.29% (7.24% comparison rate*) for investors with an LVR of 60% or below

Borrowers will have access to a few flexible features with the loan including the option of making additional repayments to pay off their loan balance faster, and an online redraw facility with which they can access those extra repayments (should they need to) down the line. 

There are a few one-off fees to budget for though, including application fee of $590, legal ($400), settlement ($120) and discharge fees ($250).

snapshot
Who is it good for

Given the competitive variable rates on offer - for both types of borrowers, but especially for investors – the Prime Home Loan could be an option to consider for borrowers looking to keep their repayments low.

question icon
Any catches

Like most home loans, you’ll need to weigh up the rate and features on offer with Bluestone’s Prime Home Loan against the one-off fees involved.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.29% p.a.

n/a

n/a

n/a

7.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.29% p.a.

n/a

n/a

n/a

7.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

none

65.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.29% p.a.

n/a

n/a

n/a

7.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,000,000

none

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.44% p.a.

n/a

n/a

n/a

7.53% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,000,000

70.00%

75.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.44% p.a.

n/a

n/a

n/a

7.53% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$1,750,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.99% p.a.

n/a

n/a

n/a

8.08% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$1,500,000

80.00%

85.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.39% p.a.

n/a

n/a

n/a

8.48% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$1,250,000

85.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

90% LVR for Sydney, Melbourne and Brisbane Metro owner occupied loans only. Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.59% p.a.

n/a

n/a

n/a

7.68% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

none

65.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.59% p.a.

n/a

n/a

n/a

7.68% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

none

60.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.59% p.a.

n/a

n/a

n/a

7.68% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

none

70.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.74% p.a.

n/a

n/a

n/a

7.83% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

70.00%

75.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.74% p.a.

n/a

n/a

n/a

7.83% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

75.00%

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.29% p.a.

n/a

n/a

n/a

8.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

80.00%

85.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.69% p.a.

n/a

n/a

n/a

8.78% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

85.00%

90.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.29% p.a.

n/a

n/a

n/a

7.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.29% p.a.

n/a

n/a

n/a

7.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

none

65.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.29% p.a.

n/a

n/a

n/a

7.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,000,000

none

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.44% p.a.

n/a

n/a

n/a

7.53% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,000,000

70.00%

75.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.44% p.a.

n/a

n/a

n/a

7.53% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$1,750,000

75.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.99% p.a.

n/a

n/a

n/a

8.08% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$1,750,000

80.00%

85.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.39% p.a.

n/a

n/a

n/a

8.48% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$1,750,000

85.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.59% p.a.

n/a

n/a

n/a

7.68% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.59% p.a.

n/a

n/a

n/a

7.68% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

none

65.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.59% p.a.

n/a

n/a

n/a

7.68% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,000,000

none

70.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.74% p.a.

n/a

n/a

n/a

7.83% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,000,000

70.00%

75.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.74% p.a.

n/a

n/a

n/a

7.83% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

75.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.29% p.a.

n/a

n/a

n/a

8.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

80.00%

85.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.69% p.a.

n/a

n/a

n/a

8.78% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$590.00

$400.00

$0.00

$120.00

n/a

n/a

$250.00

Other financial bits

$100,000

$2,500,000

85.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

Legal fees charged at cost starting at $400. Free Valuation for loan amounts less than $2,000,000.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bluestone home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

About Bluestone

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

p.a.

6.30% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

$248.00 yearly

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

$0.00

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

$0.00

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Up

Home Variable Rate

5.95% p.a.

5.95% p.a.

$0.00

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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