Citi Mortgage Power Line of Credit (Mortgage Plus)

4.76% p.a.

n/a

$350.00 yearly

Rates

  • 4.76% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $250.00

  • none

  • $350.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • none

  • Zero Fee on Platinum Card and Citibank Plus Transaction Account.

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

How are Citi home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
4.8

Based on 39
Citi home loans reviews

5.2 5.7 4.6 4.1 4.8

Read Citi home loan reviews by the Mozo community

Latest reviews of Citi Mortgage Power Line of Credit (Mortgage Plus)

Citi

Citi Mortgage Power Line of Credit (Investment) (Mortgage Plus) home loan review

Overall rating   1 / 10

Poor service and high interest rates

No longer has a local branch, everything has to be done on line. Wait for ages to talk to someone

No longer has a local branch, everything has to be done on line. Wait for ages to talk to someone

    Price   0 / 10

    Features   3 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   4 / 10

Less

Col (NSW), reviewed over 2 years ago

Citi

Citi Mortgage Power Line of Credit (Investment) (Mortgage Plus) home loan review

Overall rating   0 / 10

Bad

I hate this bank, from the day we re-mortgaged our home and bought an investment property it has been a nightmare, they made mistake after mistake. We have moved and sold our property and over 12 months on I still can not receive a bank statement,...

I hate this bank, from the day we re-mortgaged our home and bought an investment property it has been a nightmare, they made mistake after mistake. We have moved and sold our property and over 12 months on I still can not receive a bank statement, after contacting them numerous times, my address still has not been changed. We sold the house and they are still sending our statements there.

    Price   1 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Sheree (NT), reviewed over 3 years ago

Citi

Citi Mortgage Power Line of Credit (Investment) (Mortgage Plus) home loan review

Overall rating   3 / 10

Inconvenient!

They offer great home loans and interest rates however are extremely inflexible. You cannot request any figures, statements etc. over the phone. Everything has to be posted and takes additional time. Very inconvenient and annoying when you want...

They offer great home loans and interest rates however are extremely inflexible. You cannot request any figures, statements etc. over the phone. Everything has to be posted and takes additional time. Very inconvenient and annoying when you want your payment summaries quickly!

    Price   1 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   1 / 10

    Trust   6 / 10

Less

Megan (VIC), reviewed almost 4 years ago

Citi

Citi Mortgage Power Line of Credit (Investment) (Mortgage Plus) home loan review

Overall rating   8 / 10

Slow to lower rates

Citibank meets my needs, just no local bank to visit in Canberra.

Citibank meets my needs, just no local bank to visit in Canberra.

    Price   6 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Mozo reviewer (ACT), reviewed almost 4 years ago

Citi

Citi Mortgage Power Line of Credit (Investment) (Mortgage Plus) home loan review

Overall rating   7 / 10

Great service

Always helpful and will ring and check if we need anything.

Always helpful and will ring and check if we need anything.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Geri (VIC), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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