Citi Mortgage Power Line of Credit

6.04% p.a.

n/a

$12.00 monthly

Rates

  • 6.04% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $399.00

  • none

  • none

  • $250.00

  • none

  • $12.00 monthly

  • $350.00

Other financial bits

  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • none

  • none

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

How are Citi home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
4.8

Based on 39
Citi home loans reviews

5.2 5.7 4.6 4.1 4.8

Read Citi home loan reviews by the Mozo community

Latest reviews of Citi Mortgage Power Line of Credit

Citi

Citi Mortgage Power Line of Credit (Investment) home loan review

Overall rating   10 / 10

Great Service

Always been helpful and never had a problem or hassle.

Full review

Always been helpful and never had a problem or hassle.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Doug (VIC), reviewed over 2 years ago

Citi

Citi Mortgage Power Line of Credit (Investment) home loan review

Overall rating   0 / 10

RUN..Run hard and run fast and never look back!

RUN..Run hard and run fast and never look back!! Nothing but trouble. Missed final settlement on our house twice, only one branch in all of Brisbane and then they couldn't provide a bank cheque, and now they have locked my account with only 4...

Full review

RUN..Run hard and run fast and never look back!! Nothing but trouble. Missed final settlement on our house twice, only one branch in all of Brisbane and then they couldn't provide a bank cheque, and now they have locked my account with only 4 hours notice because I didn't provide them with my occupation information… WTF!! There is no common contact point.. you are just a number.

    Price   0 / 10

    Features   2 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Anthony (QLD), reviewed over 2 years ago

Citi

Citi Mortgage Power Line of Credit (Investment) home loan review

Overall rating   9 / 10

Competitive rates

Since joining our bank we have had awesome customer service and nothing is too hard; I have no real cons when I have had to chase anything the bank has responded quickly and efficiently.

Full review

Since joining our bank we have had awesome customer service and nothing is too hard; I have no real cons when I have had to chase anything the bank has responded quickly and efficiently.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Gabrielle (TAS), reviewed almost 3 years ago

Citi

Citi Mortgage Power Line of Credit (Investment) home loan review

Overall rating   9 / 10

Down to earth.

Reliable, down to earth, listen and understand.

Full review

Reliable, down to earth, listen and understand.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   9 / 10

Less

Jeffrey (NSW), reviewed about 3 years ago

Citi

Citi Mortgage Power Line of Credit (Investment) home loan review

Overall rating   8 / 10

Very good features

Citibank's Mortgage Power product is very good giving great flexibility to reduce the amount of interest paid, not have the burden of paying off the principle and having access to extra money at home loan rates when you need it. The banks online...

Full review

Citibank's Mortgage Power product is very good giving great flexibility to reduce the amount of interest paid, not have the burden of paying off the principle and having access to extra money at home loan rates when you need it. The banks online systems are OK however their website is not that easy to follow, has several duplications for selecting things but cannot, for example, list your "List of Payees" in alphabetical order. Communication between the different help departments is not very good and I often feel that I cannot speak with someone who can actually fix the problem. Their level of security is very high but I feel at time that this makes things overcomplicated and wastes time & money eg. sending you a letter when you add a payee. I would prefer them to reduce the fees.

    Price   5 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Vianney (VIC), reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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