Citi Standard Variable

5.67% p.a.

5.81% p.a.

$8.00 monthly

5.67% p.a.

5.81% p.a.

$8.00 monthly

Currently showing

Rates

  • 5.67% p.a.

  • n/a

  • 0 Months

  • none

  • 5.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • yes

  • none

  • none

Rates

  • 5.67% p.a.

  • n/a

  • 0 Months

  • none

  • 5.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • yes

  • none

  • none

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

How are Citi home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
4.8

Based on 39
Citi home loans reviews

5.2 5.7 4.6 4.1 4.8

Read Citi home loan reviews by the Mozo community

Latest reviews of Citi Standard Variable

Citi

Citi Standard Variable (Owner Occupier) home loan review

Overall rating   1 / 10

Would not recommend

No Australians to speak with when calling them and not willing to help out.

Full review

No Australians to speak with when calling them and not willing to help out.

    Price   3 / 10

    Features   4 / 10

    Customer service   1 / 10

    Convenience   2 / 10

    Trust   2 / 10

Less

Jo (TAS), reviewed over 2 years ago

Citi

Citi Standard Variable (Owner Occupier) home loan review

Overall rating   8 / 10

Great Comparison Rates

Great comparison rates. Simple rules for understanding.

Full review

Great comparison rates. Simple rules for understanding.

    Price   5 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Angela (NSW), reviewed over 2 years ago

Citi

Citi Standard Variable (Owner Occupier) home loan review

Overall rating   6 / 10

Great rates but poor service

Pro: best interest rate we could find. Con: terrible customer service and very few citibank branches. Very bad online internet banking too - not user friendly at all. But for us the good interest rate is more important and worth it.

Full review

Pro: best interest rate we could find. Con: terrible customer service and very few citibank branches. Very bad online internet banking too - not user friendly at all. But for us the good interest rate is more important and worth it.

    Price   9 / 10

    Features   5 / 10

    Customer service   0 / 10

    Convenience   1 / 10

    Trust   2 / 10

Less

Chantelle (VIC), reviewed over 2 years ago

Citi

Citi Standard Variable (Owner Occupier) home loan review

Overall rating   7 / 10

Good first home loan

Great customer service and willingness to help and keep my business. But I have to be proactive in making sure I'm getting the best deal they have on offer.

Full review

Great customer service and willingness to help and keep my business. But I have to be proactive in making sure I'm getting the best deal they have on offer.

    Price   5 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Calie (ACT), reviewed over 3 years ago

Citi

Citi Standard Variable (Owner Occupier) home loan review

Overall rating   0 / 10

Nothing positive to state

The fact that they have no customer service reps that speak or understand clear English is a disgrace. They change payment policy and place a bad payment mark against us due to miscommunications. Stuck with this awful bank for who knows how long now!

Full review

The fact that they have no customer service reps that speak or understand clear English is a disgrace. They change payment policy and place a bad payment mark against us due to miscommunications. Stuck with this awful bank for who knows how long now!

    Price   6 / 10

    Features   3 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Tracey (VIC), reviewed almost 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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