This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $4,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $399,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan between $400,000 and $4,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan between $250,000 and $399,999 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $400,000 | $4,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $250,000 | $399,999 |
| | Investor | Principal & Interest, Interest Only | < 90% | $400,000 | $4,000,000 |
| | Investor | Principal & Interest, Interest Only | < 90% | $250,000 | $399,999 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $400,000 $4,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $250,000 $399,999
Investor (Principal & Interest, Interest Only)
LVR < 90%
Loan: $400,000 $4,000,000
Investor (Principal & Interest, Interest Only)
LVR < 90%
Loan: $250,000 $399,999
5.50% p.a.
5.64% p.a.
$8.00 monthly
Citi Standard Variable
5.50% p.a.
5.64% p.a.
$8.00 monthly
5.70% p.a.
5.84% p.a.
$8.00 monthly
Citi Standard Variable
5.70% p.a.
5.84% p.a.
$8.00 monthly
5.50% p.a.
5.64% p.a.
$8.00 monthly
Citi Standard Variable
5.50% p.a.
5.64% p.a.
$8.00 monthly
5.70% p.a.
5.84% p.a.
$8.00 monthly
Citi Standard Variable
5.70% p.a.
5.84% p.a.
$8.00 monthly
5.50% p.a.
n/a
n/a
n/a
5.64% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$400,000
$4,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
none
none
5.70% p.a.
n/a
n/a
n/a
5.84% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$250,000
$399,999
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
none
none
5.50% p.a.
n/a
n/a
n/a
5.64% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$400,000
$4,000,000
none
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
none
none
5.70% p.a.
n/a
n/a
n/a
5.84% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$250,000
$399,999
none
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
none
none
I like this Bank because they are available 24hours
Read full review
I like this Bank because they are available 24hours
Less
Kay | Queensland
reviewed over 2 years ago
No Australians to speak with when calling them and not willing to help out.
Read full review
No Australians to speak with when calling them and not willing to help out.
Less
Jo | Tasmania
reviewed about 4 years ago
Great comparison rates. Simple rules for understanding.
Read full review
Great comparison rates. Simple rules for understanding.
Less
Angela | New South Wales
reviewed over 4 years ago
Pro: best interest rate we could find. Con: terrible customer service and very few citibank...
Read full review
Pro: best interest rate we could find. Con: terrible customer service and very few citibank branches. Very bad online internet banking too - not user friendly at all. But for us the good interest rate is more important and worth it.
Less
Chantelle | Victoria
reviewed over 4 years ago
Great customer service and willingness to help and keep my business. But I have to be proactive...
Read full review
Great customer service and willingness to help and keep my business. But I have to be proactive in making sure I'm getting the best deal they have on offer.
Less
Calie | Australian Capital Territory
reviewed over 5 years ago
Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.
See Citi home loans
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