The details shown below are for an owner occupier taking out a principal & interest loan between $350,000 and $4,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $350,000 and $4,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan between $350,000 and $4,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan between $350,000 and $4,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $350,000 | $4,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $350,000 | $4,000,000 |
| | Investor | Principal & Interest, Interest Only | < 80% | $350,000 | $4,000,000 |
| | Investor | Principal & Interest, Interest Only | 80%-90% | $350,000 | $4,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $350,000 $4,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $350,000 $4,000,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $350,000 $4,000,000
Investor (Principal & Interest, Interest Only)
LVR 80%-90%
Loan: $350,000 $4,000,000
5.10% p.a.
n/a
n/a
n/a
5.24% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$350,000
$4,000,000
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
none
Receive $3,000 cashback for new lending between $350,000 and $750,000 or $4,000 cashback for loan amounts of $750,000 or more for applications submitted by 28 February 2021 and settled by 30 April 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.35% p.a.
n/a
n/a
n/a
5.49% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$350,000
$4,000,000
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
none
Receive $3,000 cashback for new lending between $350,000 and $750,000 or $4,000 cashback for loan amounts of $750,000 or more for applications submitted by 28 February 2021 and settled by 30 April 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.10% p.a.
n/a
n/a
n/a
5.24% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$350,000
$4,000,000
none
80.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
none
Receive $3,000 cashback for new lending between $350,000 and $750,000 or $4,000 cashback for loan amounts of $750,000 or more for applications submitted by 28 February 2021 and settled by 30 April 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.35% p.a.
n/a
n/a
n/a
5.49% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$350,000
$4,000,000
80.00%
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
none
Receive $3,000 cashback for new lending between $350,000 and $750,000 or $4,000 cashback for loan amounts of $750,000 or more for applications submitted by 28 February 2021 and settled by 30 April 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The product is very simple. The application process was easy too.
Read full reviewThe product is very simple. The application process was easy too.
Have been responsive and good to deal with. Fast reply to queries. Good bundle with redraw.
Read full reviewHave been responsive and good to deal with. Fast reply to queries. Good bundle with redraw.
I like this Bank because they are available 24hours
Read full reviewI like this Bank because they are available 24hours
No Australians to speak with when calling them and not willing to help out.
Read full reviewNo Australians to speak with when calling them and not willing to help out.
Great comparison rates. Simple rules for understanding.
Read full reviewGreat comparison rates. Simple rules for understanding.
Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.
See Citi home loans
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