Citi Standard Variable

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $4,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest, interest only loan between $250,000 and $4,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $4,000,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 90%

    Loan: $250,000 $4,000,000

5.93% p.a.

6.07% p.a.

$8.00 monthly

Citi Standard Variable

5.93% p.a.

6.07% p.a.

$8.00 monthly

5.93% p.a.

6.07% p.a.

$8.00 monthly

Citi Standard Variable

5.93% p.a.

6.07% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 17 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.93% p.a.

  • n/a

  • 0 Months

  • none

  • 6.07% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.93% p.a.

  • n/a

  • 0 Months

  • none

  • 6.07% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Citi home loans rated by the Mozo community?

Overall customer rating
5.0/10

Based on 162 Citi home loan reviews

Price
5.0/10
Features
5.5/10
Customer service
4.6/10
Convenience
4.0/10
Trust
5.0/10

Latest reviews of Citi Standard Variable

  • Overall
    9/10
    Good customer service

    I like this Bank because they are available 24hours

    I like this Bank because they are available 24hours

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kay | Queensland

    reviewed about 2 years ago

  • Overall
    1/10
    Would not recommend

    No Australians to speak with when calling them and not willing to help out.

    No Australians to speak with when calling them and not willing to help out.

    Price
    3/10
    Features
    4/10
    Customer service
    1/10
    Convenience
    2/10
    Trust
    2/10

    Jo | Tasmania

    reviewed almost 4 years ago

  • Overall
    8/10
    Great Comparison Rates

    Great comparison rates. Simple rules for understanding.

    Great comparison rates. Simple rules for understanding.

    Price
    5/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    7/10

    Angela | New South Wales

    reviewed almost 4 years ago

  • Overall
    6/10
    Great rates but poor service

    Pro: best interest rate we could find. Con: terrible customer service and very few citibank...

    Pro: best interest rate we could find. Con: terrible customer service and very few citibank branches. Very bad online internet banking too - not user friendly at all. But for us the good interest rate is more important and worth it.

    Price
    9/10
    Features
    5/10
    Customer service
    0/10
    Convenience
    1/10
    Trust
    2/10

    Chantelle | Victoria

    reviewed about 4 years ago

  • Overall
    7/10
    Good first home loan

    Great customer service and willingness to help and keep my business. But I have to be proactive...

    Great customer service and willingness to help and keep my business. But I have to be proactive in making sure I'm getting the best deal they have on offer.

    Price
    5/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    7/10

    Calie | Australian Capital Territory

    reviewed almost 5 years ago

Citi

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

See Citi home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a. variable

3.30% p.a.

$520

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.41% p.a.

$450

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a. variable

3.30% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

3.27% p.a. variable

3.28% p.a.

$0

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

3.59% p.a.
fixed 3 years

3.49% p.a.

$0

Promoted

Hume Bank

Hume Bank

Flexi Low Rate

3.79% p.a. variable

3.79% p.a.

$0

Promoted

ME

ME

Basic Home Loan

3.97% p.a. variable

3.99% p.a.

$400

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a.

3.30% p.a.

$520

Promoted

ME

ME

Basic Home Loan

3.97% p.a.

3.99% p.a.

$400

Promoted

Homestar

Homestar

Star Essentials Home Loan

3.24% p.a.

3.25% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.76% p.a.

3.77% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

Economy

3.99% p.a.

4.15% p.a.

$450

Promoted

Hume Bank

Hume Bank

Flexi Low Rate

3.79% p.a.

3.79% p.a.

$0

Promoted

Greater Bank

Greater Bank

Great Rate Home Loan

3.57% p.a.

3.59% p.a.

$180

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.48% p.a.
fixed 3 years

3.85% p.a.

$520

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.41% p.a.

$450

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

3.59% p.a.
fixed 3 years

3.49% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

QBANK

QBANK

Fixed Rate

3.62% p.a.
fixed 3 years

4.33% p.a.

$195

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.74% p.a.
fixed 3 years

3.95% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a.

3.30% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a.

3.30% p.a.

$0.00

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

3.27% p.a.

3.28% p.a.

$0.00

Promoted

Hume Bank

Hume Bank

Flexi Low Rate

3.79% p.a.

3.79% p.a.

$0.00

Promoted

ME

ME

Basic Home Loan

3.97% p.a.

3.99% p.a.

$0.00

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.76% p.a.

3.77% p.a.

$0.00

Promoted

Mortgage House

Mortgage House

Red Home Loan - Early Bird Special

3.29% p.a.

3.36% p.a.

$0.00

Promoted

Homestar

Homestar

Star Essentials Home Loan

3.24% p.a.

3.25% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.