Commonwealth Bank 1 Year Guaranteed

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $10,000

4.39% p.a.fixed for 12 months and then 5.22% p.a.

5.29% p.a.

$8.00 monthly

Commonwealth Bank 1 Year Guaranteed

4.39% p.a.fixed for 12 months and then 5.22% p.a.

5.29% p.a.

$8.00 monthly

4.39% p.a.fixed for 12 months and then 5.77% p.a.

5.78% p.a.

$8.00 monthly

Commonwealth Bank 1 Year Guaranteed

4.39% p.a.fixed for 12 months and then 5.77% p.a.

5.78% p.a.

$8.00 monthly

4.79% p.a.fixed for 12 months and then 5.80% p.a.

5.85% p.a.

$8.00 monthly

Commonwealth Bank 1 Year Guaranteed

4.79% p.a.fixed for 12 months and then 5.80% p.a.

5.85% p.a.

$8.00 monthly

4.79% p.a.fixed for 12 months and then 6.24% p.a.

6.24% p.a.

$8.00 monthly

Commonwealth Bank 1 Year Guaranteed

4.79% p.a.fixed for 12 months and then 6.24% p.a.

6.24% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.22% p.a.

  • 4.39% p.a.

  • 12 Months

  • Fixed

  • 5.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.77% p.a.

  • 4.39% p.a.

  • 12 Months

  • Fixed

  • 5.78% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.80% p.a.

  • 4.79% p.a.

  • 12 Months

  • Fixed

  • 5.85% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 6.24% p.a.

  • 4.79% p.a.

  • 12 Months

  • Fixed

  • 6.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall customer rating
6.8/10
Price
6.3/10
Features
6.3/10
Customer service
6.9/10
Convenience
7.9/10
Trust
6.7/10

Latest reviews of Commonwealth Bank 1 Year Guaranteed

  • Overall
    0/10
    Easy and quick.

    My bank is terrible. But I stick with them as apparently they are the best and all other banks...

    My bank is terrible. But I stick with them as apparently they are the best and all other banks stem from the CBA.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    Julie | Western Australia

    reviewed over 2 years ago

  • Overall
    8/10
    Good service

    It was convenient as I have been their customer for many years.

    It was convenient as I have been their customer for many years.

    Price
    7/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    7/10

    Nesrin | New South Wales

    reviewed over 2 years ago

  • Overall
    10/10
    Customer service is fantastic

    I was treated fairly, there were no issues in acquiring the home loan and the process was quick.

    I was treated fairly, there were no issues in acquiring the home loan and the process was quick.

    Price
    9/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10

    Angelika | South Australia

    reviewed almost 3 years ago

  • Overall
    9/10
    Excellent service and comparative other products.

    The Commonwealth services have always provided the best products for my needs over a 30 year...

    The Commonwealth services have always provided the best products for my needs over a 30 year period. I banked with another bank years ago and found them quite uninterested in what my requirements were at that time. I closed my account with them immediately and switched to Commonwealth and haven't looked back or even considered any other provider.

    Price
    8/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Karin | Victoria

    reviewed about 3 years ago

  • Overall
    6/10
    Good

    Shit

    Shit

    Price
    2/10
    Features
    3/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Heath | Western Australia

    reviewed over 3 years ago

Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.