Commonwealth Bank 12 Month Discounted

4.52% p.a.variable for 12 months and then 5.22% p.a.

5.30% p.a.

$8.00 monthly

5.07% p.a.variable for 12 months and then 5.77% p.a.

5.85% p.a.

$8.00 monthly

5.10% p.a.variable for 12 months and then 5.80% p.a.

5.88% p.a.

$8.00 monthly

5.54% p.a.variable for 12 months and then 6.24% p.a.

6.32% p.a.

$8.00 monthly

Currently showing

Rates

  • 5.22% p.a.

  • 4.52% p.a.

  • 12 Months

  • Variable

  • 5.30% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.77% p.a.

  • 5.07% p.a.

  • 12 Months

  • Variable

  • 5.85% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.80% p.a.

  • 5.10% p.a.

  • 12 Months

  • Variable

  • 5.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 6.24% p.a.

  • 5.54% p.a.

  • 12 Months

  • Variable

  • 6.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

How are Commonwealth Bank home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.3

Based on 1645
Commonwealth Bank home loans reviews

6.8 6.8 7.5 8.0 7.3

Read Commonwealth Bank home loan reviews by the Mozo community

Latest reviews of Commonwealth Bank 12 Month Discounted

Commonwealth Bank

Commonwealth Bank 12 Month Discounted (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Overall good

I have had no real issue with Commonwealth, been with them for about 15 years, always look after me and helpful in local branch. Net bank is very handy.

Full review

I have had no real issue with Commonwealth, been with them for about 15 years, always look after me and helpful in local branch. Net bank is very handy.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

Samantha (SA), reviewed almost 2 years ago

Commonwealth Bank

Commonwealth Bank 12 Month Discounted (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great customer service and features are great

I love it. They explained things to me simply, and were attuned to my needs. Very reliable and nothing is too much.

Full review

I love it. They explained things to me simply, and were attuned to my needs. Very reliable and nothing is too much.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Doreen (WA), reviewed over 2 years ago

Commonwealth Bank

Commonwealth Bank 12 Month Discounted (Owner Occupier, Principal & Interest) home loan review

Overall rating   6 / 10

No special treatment for loyalty

I have banked with this bank for years. My only problem with them is that I have found that they harrass you if you fall behind. 4-5 phone calls a day, starting in the morning and continuing in to the evenings.

Full review

I have banked with this bank for years. My only problem with them is that I have found that they harrass you if you fall behind. 4-5 phone calls a day, starting in the morning and continuing in to the evenings.

    Price   5 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Danielle (QLD), reviewed over 3 years ago

Commonwealth Bank

Commonwealth Bank 12 Month Discounted (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Rare exceptional customer service

I purchased a property with my mother and we chose the Commonwealth for the convenience of it being in town. The customer service just in the local branch is amazing but overall I give ten out of ten to the bank for being so patient when I had a...

Full review

I purchased a property with my mother and we chose the Commonwealth for the convenience of it being in town. The customer service just in the local branch is amazing but overall I give ten out of ten to the bank for being so patient when I had a nervous breakdown and it hit foreclosure. The bank helped me pull it through. I sold it though after mum died and I still have her name on our bank account. They dont seem to mind.

    Price   7 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Katrina (WA), reviewed over 3 years ago

Commonwealth Bank

Commonwealth Bank 12 Month Discounted (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Clear and short terms and conditions

Clear and short terms and conditions enabled me to decide about the product.

Full review

Clear and short terms and conditions enabled me to decide about the product.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (QLD), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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