Commonwealth Bank Viridian Line of Credit

6.28% p.a.

n/a

$12.00 monthly

Commonwealth Bank Viridian Line of Credit

6.28% p.a.

n/a

$12.00 monthly

Details

Rates and fees information correct as at 15 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 6.28% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • n/a

  • $12.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • $2,000 cashback for refinancers that apply before 7 October 2019 and have their loan funded by 9 December 2019. Minimum refinance amount $250,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall customer rating
6.8/10
Price
6.3/10
Features
6.3/10
Customer service
6.9/10
Convenience
7.9/10
Trust
6.7/10

Latest reviews of Commonwealth Bank Viridian Line of Credit

  • Overall
    4/10
    Very average Bank

    They are quite inefficient in some dealings. Interest rate is pathetic and the monthly fee is...

    They are quite inefficient in some dealings. Interest rate is pathetic and the monthly fee is ridiculous. They have totally lost consumer confidence as a result of the Banking Royal Commission.

    Price
    5/10
    Features
    2/10
    Customer service
    1/10
    Convenience
    10/10
    Trust
    2/10

    Denise | New South Wales

    reviewed 10 months ago

  • Overall
    8/10
    Very good customer service with good communication

    Pros: big bank, plenty of branches, with hi tech online banking.

    Pros: big bank, plenty of branches, with hi tech online banking.

    Price
    4/10
    Features
    2/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10

    Tracy | New South Wales

    reviewed over 3 years ago

  • Overall
    6/10
    Not good for the casually employed

    As a casually employed person I felt the bank did not have confidence in my ability to support my...

    As a casually employed person I felt the bank did not have confidence in my ability to support my mortgage however I have been able to do that without their help. I had to borrow for a car else where as my insecure employment meant the Commonwealth bank did not want to lend me the money. Their lack of confidence in me has eroded my loyalty to them.

    Price
    3/10
    Features
    3/10
    Customer service
    6/10
    Convenience
    8/10
    Trust
    5/10

    Jayne | Victoria

    reviewed almost 4 years ago

  • Overall
    7/10
    A strong bank with good variety of products

    The Viridian LOC has a higher interest rate than standard P & I loans but is convenient and easy...

    The Viridian LOC has a higher interest rate than standard P & I loans but is convenient and easy to use. The service is usually friendly, but sometimes not reliable for follow up.

    Price
    4/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    9/10
    Trust
    8/10

    Margaret | Victoria

    reviewed about 4 years ago

  • Overall
    0/10
    No offset facility on discharge

    Cannot be converted into offset.

    Cannot be converted into offset.

    Price
    3/10
    Features
    2/10
    Customer service
    3/10
    Convenience
    4/10
    Trust
    0/10

    Adam | New South Wales

    reviewed about 4 years ago

Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.