Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 95% | $100,000 | $1,000,000 |
|
|
Owner Occupier | Interest Only | < 95% | $100,000 | $1,000,000 |
|
|
Investor | Principal & Interest | < 95% | $100,000 | $1,000,000 |
|
|
Investor | Interest Only | < 95% | $100,000 | $1,000,000 |
Community First Bank’s Accelerator Package Home Loan could be the perfect loan for anyone wanting a variety of added extras. With loads of perks such as an offset account facility and free extra repayments, this package could be great for borrowers looking for all the bells and whistles.
The Accelerator Package Home Loan offered by Community First Bank has various options for owner occupiers and investors, with both principal and interest and interest only options:
This home loan also allows you to deposit money into a 100% offset account facility, which gives you the ability to reduce the interest on your home loan. Community First Bank gives you flexible options in terms of your repayments by offering free extra repayments and a redraw facility with minimal fees (free for internet transfers and $30 for staff assisted). Similarly, you can design your personal repayment schedule by opting to pay back your loan on a monthly, fortnightly or weekly basis.
Whilst there are some fantastic extras offered in this home loan package, there are a few added costs to be mindful of. You are required to pay an annual service fee of $395 and a $300 discharge fee but you won’t need to pay any application, legal, valuation or any other upfront fees.
The Community First Bank Accelerator Home Loan Package might be the pick for you if you're after a full featured home loan package.
The loan does come with an annual fee of $395 and a discharge fee of $300. And while it gives you the option of a redraw facility, small fees will apply every time you use it.
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6.04% p.a. |
|
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n/a |
|
|
n/a |
|
|
n/a |
|
|
6.40% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
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|
n/a |
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n/a |
|
$0.00 |
|
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n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$300.00 |
|
$100,000 |
|
|
$1,000,000 |
|
|
none |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Legal fee payable at cost. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.39% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$300.00 |
|
$100,000 |
|
|
$1,000,000 |
|
|
none |
|
|
95.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Legal fee payable at cost. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.70% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$300.00 |
|
$100,000 |
|
|
$1,000,000 |
|
|
none |
|
|
95.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Legal fee payable at cost. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.69% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.09% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$390.00 |
|
|
$300.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$300.00 |
|
$100,000 |
|
|
$1,000,000 |
|
|
none |
|
|
95.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Legal fee payable at cost. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
First Home Buyer Loan
5.90% p.a.
5.93% p.a.
$0.00
Basic Variable Home Loan
5.94% p.a.
5.99% p.a.
$0.00
First Home Buyer Advantage Plus Home Loan
5.99% p.a.
6.76% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
